ESSA Bancorp Balance Sheet

Financials in millions USD. Fiscal year is October - September.

Millions USD. Fiscal year is Oct - Sep.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Sep '24 Sep 30, 2024	Sep '23 Sep 30, 2023	Sep '22 Sep 30, 2022	Sep '21 Sep 30, 2021	Sep '20 Sep 30, 2020
Cash & Equivalents	29.55	48.58	85.4	27.94	158.95	155.92
Investment Securities	96.27	96.1	236.17	100.93	185.51	121.05
Trading Asset Securities	7.59	8.2	19.66	24.48	5.11	2.19
Mortgage-Backed Securities	158.66	167.15	150.13	165.01	76.55	91.43
Total Investments	262.52	271.45	405.96	290.41	267.17	214.68
Gross Loans	1,772	1,760	1,699	1,454	1,359	1,433
Allowance for Loan Losses	-14.95	-15.31	-18.53	-18.53	-18.11	-15.4
Net Loans	1,757	1,744	1,681	1,436	1,341	1,418
Property, Plant & Equipment	11.3	16.95	18.96	19.2	19.83	21.31
Goodwill	13.8	13.8	13.8	13.8	13.8	13.8
Other Intangible Assets	-	-	0.09	0.28	0.52	0.79
Loans Held for Sale	-	-	0.25	-	0.38	0.21
Accrued Interest Receivable	1.16	1.56	-	-	-	-
Long-Term Deferred Tax Assets	4.56	3.89	6.88	5.38	4.61	5.99
Other Real Estate Owned & Foreclosed	3.67	3.2	3.31	0.03	0.46	0.27
Other Long-Term Assets	84.01	65.41	78.07	69	54.86	62.57
Total Assets	2,168	2,188	2,293	1,862	1,861	1,894
Interest Bearing Deposits	1,425	1,288	1,309	1,075	1,333	1,265
Institutional Deposits	-	84.24	72	14.6	44.9	35.8
Non-Interest Bearing Deposits	264.83	256.64	280.47	290.06	257.75	242.64
Total Deposits	1,690	1,629	1,661	1,380	1,636	1,544
Short-Term Borrowings	207.87	289.18	384.23	239.99	1.76	118.72
Current Portion of Leases	-	0.91	-	-	-	-
Federal Home Loan Bank Debt, Long-Term	-	10	-	-	-	14.16
Long-Term Leases	-	5.08	6.29	6.28	6.37	7.16
Other Long-Term Liabilities	33.52	23.08	22	23.2	15.37	18.38
Total Liabilities	1,931	1,957	2,074	1,649	1,660	1,702
Common Stock	0.18	0.18	0.18	0.18	0.18	0.18
Additional Paid-In Capital	183.28	183.07	182.68	182.17	181.66	181.49
Retained Earnings	167.24	163.47	151.86	139.14	124.34	112.61
Treasury Stock	-103.83	-104.18	-99.51	-99.8	-98.13	-91.48
Comprehensive Income & Other	-10.39	-12.12	-15.5	-9.36	-6.23	-11.41
Shareholders' Equity	236.49	230.42	219.71	212.34	201.82	191.4
Total Liabilities & Equity	2,168	2,188	2,293	1,862	1,861	1,894
Total Debt	207.87	305.17	390.52	246.26	8.13	140.04
Net Cash (Debt)	-170.73	-248.39	-285.46	-193.84	155.93	18.07
Net Cash Growth	-	-	-	-	762.96%	-
Net Cash Per Share	-17.89	-26.06	-29.35	-19.85	15.68	1.75
Filing Date Shares Outstanding	9.54	9.57	9.5	9.72	9.76	10.05
Total Common Shares Outstanding	9.54	9.53	9.76	9.69	9.73	10.84
Book Value Per Share	24.80	24.17	22.51	21.91	20.74	17.65
Tangible Book Value	222.69	216.62	205.82	198.26	187.5	176.81
Tangible Book Value Per Share	23.35	22.72	21.08	20.46	19.27	16.31

Updated Mar 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q