First American Financial Corporation (FAF)
NYSE: FAF · Real-Time Price · USD
69.61
-0.68 (-0.97%)
Mar 3, 2026, 3:34 PM EST - Market open

First American Financial Statistics

Total Valuation

FAF has a market cap or net worth of $7.09 billion. The enterprise value is $8.23 billion.

Market Cap7.09B
Enterprise Value 8.23B

Important Dates

The next estimated earnings date is Wednesday, April 22, 2026, after market close.

Earnings Date Apr 22, 2026
Ex-Dividend Date Mar 9, 2026

Share Statistics

FAF has 101.90 million shares outstanding. The number of shares has decreased by -0.58% in one year.

Current Share Class 101.90M
Shares Outstanding 101.90M
Shares Change (YoY) -0.58%
Shares Change (QoQ) +0.10%
Owned by Insiders (%) 3.62%
Owned by Institutions (%) 92.66%
Float 98.13M

Valuation Ratios

The trailing PE ratio is 11.51 and the forward PE ratio is 10.65. FAF's PEG ratio is 0.71.

PE Ratio 11.51
Forward PE 10.65
PS Ratio 0.93
Forward PS 0.88
PB Ratio 1.30
P/TBV Ratio 2.40
P/FCF Ratio 9.11
P/OCF Ratio 7.30
PEG Ratio 0.71
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.86, with an EV/FCF ratio of 10.79.

EV / Earnings 13.23
EV / Sales 1.10
EV / EBITDA 6.86
EV / EBIT 8.37
EV / FCF 10.79

Financial Position

The company has a current ratio of 0.35, with a Debt / Equity ratio of 0.48.

Current Ratio 0.35
Quick Ratio 0.35
Debt / Equity 0.48
Debt / EBITDA 2.04
Debt / FCF 3.50
Interest Coverage 6.26

Financial Efficiency

Return on equity (ROE) is 11.96% and return on invested capital (ROIC) is 9.09%.

Return on Equity (ROE) 11.96%
Return on Assets (ROA) 3.95%
Return on Invested Capital (ROIC) 9.09%
Return on Capital Employed (ROCE) 12.71%
Weighted Average Cost of Capital (WACC) 9.31%
Revenue Per Employee $390,127
Profits Per Employee $32,552
Employee Count19,102
Asset Turnover 0.48
Inventory Turnover n/a

Taxes

In the past 12 months, FAF has paid $201.00 million in taxes.

Income Tax 201.00M
Effective Tax Rate 24.33%

Stock Price Statistics

The stock price has increased by +4.70% in the last 52 weeks. The beta is 1.26, so FAF's price volatility has been higher than the market average.

Beta (5Y) 1.26
52-Week Price Change +4.70%
50-Day Moving Average 64.13
200-Day Moving Average 62.47
Relative Strength Index (RSI) 58.91
Average Volume (20 Days) 1,085,638

Short Selling Information

The latest short interest is 3.63 million, so 3.56% of the outstanding shares have been sold short.

Short Interest 3.63M
Short Previous Month 2.65M
Short % of Shares Out 3.56%
Short % of Float 3.70%
Short Ratio (days to cover) 3.07

Income Statement

In the last 12 months, FAF had revenue of $7.45 billion and earned $621.80 million in profits. Earnings per share was $6.00.

Revenue7.45B
Gross Profit 4.75B
Operating Income 983.20M
Pretax Income 826.20M
Net Income 621.80M
EBITDA 1.20B
EBIT 983.20M
Earnings Per Share (EPS) $6.00
Full Income Statement

Balance Sheet

The company has $1.47 billion in cash and $2.67 billion in debt, with a net cash position of -$1.28 billion or -$12.59 per share.

Cash & Cash Equivalents 1.47B
Total Debt 2.67B
Net Cash -1.28B
Net Cash Per Share -$12.59
Equity (Book Value) 5.52B
Book Value Per Share 53.92
Working Capital -5.54B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $950.80 million and capital expenditures -$188.30 million, giving a free cash flow of $762.50 million.

Operating Cash Flow 950.80M
Capital Expenditures -188.30M
Free Cash Flow 762.50M
FCF Per Share $7.48
Full Cash Flow Statement

Margins

Gross margin is 63.76%, with operating and profit margins of 13.19% and 8.34%.

Gross Margin 63.76%
Operating Margin 13.19%
Pretax Margin 11.09%
Profit Margin 8.34%
EBITDA Margin 16.09%
EBIT Margin 13.19%
FCF Margin 10.23%

Dividends & Yields

This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 3.19%.

Dividend Per Share $2.20
Dividend Yield 3.19%
Dividend Growth (YoY) 1.86%
Years of Dividend Growth 16
Payout Ratio 36.50%
Buyback Yield 0.58%
Shareholder Yield 3.81%
Earnings Yield 8.95%
FCF Yield 10.98%
Dividend Details

Analyst Forecast

The average price target for FAF is $78.50, which is 12.77% higher than the current price. The consensus rating is "Buy".

Price Target $78.50
Price Target Difference 12.77%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5