First American Financial Corporation (FAF)
NYSE: FAF · Real-Time Price · USD
66.55
+0.90 (1.37%)
Feb 10, 2026, 4:00 PM EST - Market closed

First American Financial Statistics

Total Valuation

FAF has a market cap or net worth of $6.78 billion. The enterprise value is $6.72 billion.

Market Cap6.78B
Enterprise Value 6.72B

Important Dates

The next confirmed earnings date is Wednesday, February 11, 2026, after market close.

Earnings Date Feb 11, 2026
Ex-Dividend Date Mar 9, 2026

Share Statistics

FAF has 101.90 million shares outstanding. The number of shares has decreased by -0.36% in one year.

Current Share Class 101.90M
Shares Outstanding 101.90M
Shares Change (YoY) -0.36%
Shares Change (QoQ) -0.67%
Owned by Insiders (%) 3.37%
Owned by Institutions (%) 91.35%
Float 98.38M

Valuation Ratios

The trailing PE ratio is 14.32 and the forward PE ratio is 11.04. FAF's PEG ratio is 0.72.

PE Ratio 14.32
Forward PE 11.04
PS Ratio 0.97
Forward PS 0.88
PB Ratio 1.28
P/TBV Ratio 2.52
P/FCF Ratio 9.63
P/OCF Ratio 7.48
PEG Ratio 0.72
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 6.66, with an EV/FCF ratio of 9.54.

EV / Earnings 13.92
EV / Sales 0.95
EV / EBITDA 6.66
EV / EBIT 8.44
EV / FCF 9.54

Financial Position

The company has a current ratio of 0.46, with a Debt / Equity ratio of 0.53.

Current Ratio 0.46
Quick Ratio 0.46
Debt / Equity 0.53
Debt / EBITDA 2.55
Debt / FCF 4.04
Interest Coverage 5.07

Financial Efficiency

Return on equity (ROE) is 9.29% and return on invested capital (ROIC) is 7.56%.

Return on Equity (ROE) 9.29%
Return on Assets (ROA) 2.91%
Return on Invested Capital (ROIC) 7.56%
Return on Capital Employed (ROCE) 10.67%
Weighted Average Cost of Capital (WACC) 9.23%
Revenue Per Employee $372,287
Profits Per Employee $25,334
Employee Count19,038
Asset Turnover 0.41
Inventory Turnover n/a

Taxes

In the past 12 months, FAF has paid $154.00 million in taxes.

Income Tax 154.00M
Effective Tax Rate 24.11%

Stock Price Statistics

The stock price has increased by +4.16% in the last 52 weeks. The beta is 1.29, so FAF's price volatility has been higher than the market average.

Beta (5Y) 1.29
52-Week Price Change +4.16%
50-Day Moving Average 63.24
200-Day Moving Average 62.00
Relative Strength Index (RSI) 60.65
Average Volume (20 Days) 1,105,297

Short Selling Information

The latest short interest is 2.65 million, so 2.60% of the outstanding shares have been sold short.

Short Interest 2.65M
Short Previous Month 2.15M
Short % of Shares Out 2.60%
Short % of Float 2.70%
Short Ratio (days to cover) 3.34

Income Statement

In the last 12 months, FAF had revenue of $7.09 billion and earned $482.30 million in profits. Earnings per share was $4.65.

Revenue7.09B
Gross Profit 4.47B
Operating Income 795.50M
Pretax Income 638.70M
Net Income 482.30M
EBITDA 1.01B
EBIT 795.50M
Earnings Per Share (EPS) $4.65
Full Income Statement

Balance Sheet

The company has $2.99 billion in cash and $2.85 billion in debt, with a net cash position of $66.20 million or $0.65 per share.

Cash & Cash Equivalents 2.99B
Total Debt 2.85B
Net Cash 66.20M
Net Cash Per Share $0.65
Equity (Book Value) 5.33B
Book Value Per Share 52.02
Working Capital -5.53B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $906.10 million and capital expenditures -$201.90 million, giving a free cash flow of $704.20 million.

Operating Cash Flow 906.10M
Capital Expenditures -201.90M
Free Cash Flow 704.20M
FCF Per Share $6.91
Full Cash Flow Statement

Margins

Gross margin is 63.05%, with operating and profit margins of 11.22% and 6.80%.

Gross Margin 63.05%
Operating Margin 11.22%
Pretax Margin 9.01%
Profit Margin 6.80%
EBITDA Margin 14.22%
EBIT Margin 11.22%
FCF Margin 9.94%

Dividends & Yields

This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 3.35%.

Dividend Per Share $2.20
Dividend Yield 3.35%
Dividend Growth (YoY) 1.86%
Years of Dividend Growth 16
Payout Ratio 47.12%
Buyback Yield 0.36%
Shareholder Yield 3.71%
Earnings Yield 7.11%
FCF Yield 10.38%
Dividend Details

Analyst Forecast

The average price target for FAF is $75.75, which is 13.82% higher than the current price. The consensus rating is "Buy".

Price Target $75.75
Price Target Difference 13.82%
Analyst Consensus Buy
Analyst Count 4
Revenue Growth Forecast (5Y) 8.79%
EPS Growth Forecast (5Y) 55.69%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 6