First American Financial Corporation (FAF)
NYSE: FAF · Real-Time Price · USD
74.22
-0.93 (-1.24%)
Aug 7, 2026, 4:00 PM EDT - Market closed

First American Financial Statistics

Total Valuation

FAF has a market cap or net worth of $7.58 billion. The enterprise value is $7.74 billion.

Market Cap7.58B
Enterprise Value 7.74B

Important Dates

The last earnings date was Wednesday, July 22, 2026, after market close.

Earnings Date Jul 22, 2026
Ex-Dividend Date Jun 8, 2026

Share Statistics

FAF has 102.10 million shares outstanding. The number of shares has decreased by -0.82% in one year.

Current Share Class 102.10M
Shares Outstanding 102.10M
Shares Change (YoY) -0.82%
Shares Change (QoQ) -0.29%
Owned by Insiders (%) 3.19%
Owned by Institutions (%) 99.31%
Float 98.18M

Valuation Ratios

The trailing PE ratio is 10.29 and the forward PE ratio is 10.47.

PE Ratio 10.29
Forward PE 10.47
PS Ratio 0.95
Forward PS 0.90
PB Ratio 1.35
P/TBV Ratio 2.50
P/FCF Ratio 9.10
P/OCF Ratio 7.55
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 5.65, with an EV/FCF ratio of 9.30.

EV / Earnings 10.39
EV / Sales 0.97
EV / EBITDA 5.65
EV / EBIT 6.72
EV / FCF 9.30

Financial Position

The company has a current ratio of 0.40, with a Debt / Equity ratio of 0.49.

Current Ratio 0.40
Quick Ratio 0.40
Debt / Equity 0.49
Debt / EBITDA 2.04
Debt / FCF 3.35
Interest Coverage 6.72

Financial Efficiency

Return on equity (ROE) is 13.85% and return on invested capital (ROIC) is 10.47%.

Return on Equity (ROE) 13.85%
Return on Assets (ROA) 4.09%
Return on Invested Capital (ROIC) 10.47%
Return on Capital Employed (ROCE) 14.54%
Weighted Average Cost of Capital (WACC) 9.33%
Revenue Per Employee $417,961
Profits Per Employee $39,006
Employee Count19,102
Asset Turnover 0.45
Inventory Turnover n/a

Taxes

In the past 12 months, FAF has paid $232.90 million in taxes.

Income Tax 232.90M
Effective Tax Rate 23.76%

Stock Price Statistics

The stock price has increased by +18.45% in the last 52 weeks. The beta is 1.24, so FAF's price volatility has been higher than the market average.

Beta (5Y) 1.24
52-Week Price Change +18.45%
50-Day Moving Average 69.94
200-Day Moving Average 65.80
Relative Strength Index (RSI) 53.92
Average Volume (20 Days) 769,168

Short Selling Information

The latest short interest is 6.56 million, so 6.42% of the outstanding shares have been sold short.

Short Interest 6.56M
Short Previous Month 5.70M
Short % of Shares Out 6.42%
Short % of Float 6.68%
Short Ratio (days to cover) 6.43

Income Statement

In the last 12 months, FAF had revenue of $7.98 billion and earned $745.10 million in profits. Earnings per share was $7.22.

Revenue7.98B
Gross Profit 5.11B
Operating Income 1.15B
Pretax Income 980.10M
Net Income 745.10M
EBITDA 1.37B
EBIT 1.15B
Earnings Per Share (EPS) $7.22
Full Income Statement

Balance Sheet

The company has $2.73 billion in cash and $2.79 billion in debt, with a net cash position of -$164.40 million or -$1.61 per share.

Cash & Cash Equivalents 2.73B
Total Debt 2.79B
Net Cash -164.40M
Net Cash Per Share -$1.61
Equity (Book Value) 5.64B
Book Value Per Share 55.11
Working Capital -6.66B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.00 billion and capital expenditures -$171.70 million, giving a free cash flow of $832.30 million.

Operating Cash Flow 1.00B
Capital Expenditures -171.70M
Depreciation & Amortization n/a
Net Borrowing 148.20M
Free Cash Flow 832.30M
FCF Per Share $8.15
Full Cash Flow Statement

Margins

Gross margin is 63.98%, with operating and profit margins of 14.42% and 9.33%.

Gross Margin 63.98%
Operating Margin 14.42%
Pretax Margin 12.28%
Profit Margin 9.33%
EBITDA Margin 17.16%
EBIT Margin 14.42%
FCF Margin 10.42%

Dividends & Yields

This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 2.96%.

Dividend Per Share $2.20
Dividend Yield 2.96%
Dividend Growth (YoY) 1.85%
Years of Dividend Growth 15
Payout Ratio 30.49%
Buyback Yield 0.82%
Shareholder Yield 3.78%
Earnings Yield 9.83%
FCF Yield 10.98%
Dividend Details

Analyst Forecast

The average price target for FAF is $87.67, which is 18.12% higher than the current price. The consensus rating is "Strong Buy".

Price Target $87.67
Price Target Difference 18.12%
Analyst Consensus Strong Buy
Analyst Count 6
Revenue Growth Forecast (3Y) 5.26%
EPS Growth Forecast (3Y) 9.25%
Stock Forecasts

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 7