First Citizens BancShares, Inc. (FCNCO)

First Citizens BancShares Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	2,326	2,777	11,466	1,098	547	492
Depreciation & Amortization	141	-107	-226	473	143	133
Gain (Loss) on Sale of Assets	-30	-37	-24	-24	-1	4
Gain (Loss) on Sale of Investments	215	218	206	63	-67	-89
Total Asset Writedown	27	22	70	-	-	-
Provision for Credit Losses	615	431	1,375	645	-37	58
Net Decrease (Increase) in Loans Originated / Sold - Operating	269	211	-47	63	-87	4
Change in Other Net Operating Assets	-546	-529	-173	744	-728	-150
Other Operating Activities	-13	9	-9,994	-268	-21	-38
Operating Cash Flow	2,992	2,988	2,660	2,791	-284	376
Operating Cash Flow Growth	8.01%	12.33%	-4.69%	-	-	-34.98%
Capital Expenditures	-1,430	-1,535	-1,428	-926	-107	-133
Sale of Property, Plant and Equipment	296	250	243	108	1	1
Cash Acquisitions	-	-	810	134	-	-60
Investment in Securities	-4,839	-1,213	-4,985	6,299	-7,884	-5,807
Net Decrease (Increase) in Loans Originated / Sold - Investing	-6,377	-7,203	6,468	-5,637	423	-3,837
Other Investing Activities	-657	-473	1,302	49	-42	-100
Investing Cash Flow	-12,984	-10,155	2,429	75	-7,568	-9,908
Short-Term Debt Issued	-	-	539	3,105	-	-
Long-Term Debt Issued	-	-	9,991	3,854	-	746
Total Debt Issued	1,895	-	10,530	6,959	-	746
Short-Term Debt Repaid	-	-118	-2,250	-1,508	-52	-97
Long-Term Debt Repaid	-	-450	-13,120	-5,099	-54	-87
Total Debt Repaid	-481	-568	-15,370	-6,607	-106	-184
Net Debt Issued (Repaid)	1,414	-568	-4,840	352	-106	562
Repurchase of Common Stock	-3,075	-1,648	-	-1,240	-	-334
Preferred Stock Issued	-	-	-	-	-	340
Common Dividends Paid	-105	-97	-58	-33	-42	-16
Preferred Dividends Paid	-58	-61	-59	-50	-	-14
Total Dividends Paid	-163	-158	-117	-83	-42	-30
Net Increase (Decrease) in Deposit Accounts	11,827	9,461	265	-1,691	7,976	8,979
Other Financing Activities	1	-14	-7	-24	-	-
Financing Cash Flow	10,004	7,073	-4,699	-2,686	7,828	9,517
Net Cash Flow	12	-94	390	180	-24	-15
Free Cash Flow	1,562	1,453	1,232	1,865	-391	243
Free Cash Flow Growth	23.97%	17.94%	-33.94%	-	-	-46.85%
Free Cash Flow Margin	17.56%	15.57%	16.20%	46.64%	-20.21%	13.45%
Free Cash Flow Per Share	116.61	101.31	84.73	119.94	-39.83	24.16
Cash Interest Paid	4,737	5,079	3,686	525	62	105
Cash Income Tax Paid	298	763	514	-551	870	117

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q