First Citizens BancShares, Inc. (FCNCO)

First Citizens BancShares Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 27, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Cap	21,535	26,053	28,986	20,604	11,001	8,146
Market Cap Growth	-8.06%	-10.12%	40.68%	87.29%	35.05%	44.50%
Enterprise Value	-	63,212	66,551	58,654	16,341	9,681
PE Ratio	10.02	12.99	11.16	1.81	11.25	15.40
Forward PE	10.82	-	15.33	15.33	15.33	15.33
PS Ratio	2.38	2.89	3.11	1.18	2.48	4.21
PB Ratio	0.97	1.17	1.30	0.97	1.14	1.72
P/TBV Ratio	0.01	1.25	1.36	0.97	1.22	1.72
P/FCF Ratio	15.82	19.14	19.95	16.72	5.90	-20.83
P/OCF Ratio	7.37	8.91	9.70	7.75	3.94	-28.68
EV/Sales Ratio	-	7.00	7.14	3.37	3.68	5.00
EV/EBITDA Ratio	-	156.08	511.93	-1029.01	30.66	67.70
EV/FCF Ratio	-	46.45	45.80	47.61	8.76	-24.76
Debt / Equity Ratio	1.61	1.61	1.65	1.75	0.46	0.25
Debt / EBITDA Ratio	88.36	88.36	282.19	-652.09	8.37	8.36
Debt / FCF Ratio	26.29	26.29	25.25	30.17	2.39	-3.06
Net Debt / Equity Ratio	1.61	1.61	1.65	1.75	0.46	0.25
Net Debt / EBITDA Ratio	88.36	88.36	282.19	-652.09	8.37	8.36
Net Debt / FCF Ratio	26.29	26.29	25.25	30.17	2.39	-3.06
Asset Turnover	0.04	0.04	0.04	0.11	0.05	0.04
Return on Equity (ROE)	7.31%	9.92%	12.77%	74.17%	15.25%	12.20%
Earnings Yield	9.98%	7.70%	8.96%	55.29%	8.89%	6.49%
FCF Yield	6.32%	5.22%	5.01%	5.98%	16.95%	-4.80%
Dividend Yield	6.64%	0.58%	0.52%	0.57%	0.70%	0.52%
Payout Ratio	0.85%	7.49%	5.82%	1.03%	7.92%	7.94%
Buyback Yield / Dilution	9.34%	9.34%	1.35%	6.50%	-58.41%	2.39%
Total Shareholder Return	15.99%	9.92%	1.88%	7.06%	-57.70%	2.90%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q