Flushing Financial Corporation (FFIC)

Flushing Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	215.53	182.01	179.15	243.62	247.97
Net Interest Income Growth	18.42%	1.60%	-26.46%	-1.75%	27.03%
Non-Interest Income	23.4	-57.45	22.59	10.01	3.69
Non-Interest Income Growth	-	-	125.68%	171.47%	-66.61%
Revenues Before Loan Losses	238.93	124.57	201.74	253.63	251.66
Provision for Credit Losses	12.79	9.57	10.52	5.08	-4.94
Revenue	226.14	115	191.22	248.54	256.6
Revenue Growth (YoY)	96.65%	-39.86%	-23.06%	-3.14%	40.13%
Compensation Expenses	96.45	91.4	85.96	84.37	88.31
Selling, General & Admin	46.38	38.58	35.91	35.34	34.91
Other Non-Interest Expenses	48.8	33.28	29.53	23.98	24.1
Total Non-Interest Expense	191.63	163.27	151.39	143.69	147.32
Pretax Income	34.52	-48.27	39.83	104.85	109.28
Provision for Income Taxes	15.64	-16.93	11.17	27.91	27.49
Net Income	18.88	-31.33	28.66	76.95	81.79
Net Income to Common	18.88	-31.33	28.66	76.95	81.79
Net Income Growth	-	-	-62.75%	-5.93%	135.89%
Shares Outstanding (Basic)	34	30	30	31	32
Shares Outstanding (Diluted)	34	30	30	31	32
Shares Change (YoY)	14.98%	-0.09%	-4.16%	-2.30%	7.68%
EPS (Basic)	0.54	-1.07	0.96	2.50	2.59
EPS (Diluted)	0.54	-1.07	0.96	2.50	2.59
EPS Growth	-	-	-61.60%	-3.48%	119.49%
Free Cash Flow	55.8	10.1	29.1	81.41	84.92
Free Cash Flow Growth	452.36%	-65.28%	-64.26%	-4.13%	23.49%
Free Cash Flow Per Share	1.64	0.34	0.98	2.64	2.69
Dividends Per Share	0.880	0.880	0.880	0.880	0.840
Dividend Growth	-	-	-	4.76%	-
Profit Margin	8.35%	-27.25%	14.99%	30.96%	31.88%
FCF Margin	24.67%	8.78%	15.22%	32.76%	33.09%
EBITDA	5.69	6.14	6.45	6.48	7.04
EBITDA Margin	2.52%	5.34%	3.37%	2.61%	2.74%
Effective Tax Rate	45.31%	35.08%	28.04%	26.62%	25.15%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q