Flushing Financial Corporation (FFIC)

Flushing Financial Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	377.12	375.58	355.35	293.29	274.33	248.15
Interest Income on Investments	93.33	89.78	46.13	23.34	14.23	16.17
Total Interest Income	470.45	465.36	401.48	316.63	288.56	264.33
Interest Paid on Deposits	233.08	244.64	188.66	47.29	20.32	42.31
Interest Paid on Borrowings	26.11	38.72	33.67	25.73	20.27	26.82
Total Interest Expense	259.19	283.35	222.33	73.01	40.59	69.13
Net Interest Income	211.26	182.01	179.15	243.62	247.97	195.2
Net Interest Income Growth (YoY)	19.45%	1.60%	-26.46%	-1.75%	27.03%	20.54%
Gain (Loss) on Sale of Assets	-	0.17	-	0.1	0.62	-
Gain (Loss) on Sale of Investments	-71.63	-72.39	0.09	-12.61	0.14	-0.47
Other Non-Interest Income	20.84	18.51	22.39	22.4	2.59	11.46
Total Non-Interest Income	-50.93	-57.27	22.59	10.01	3.69	11.04
Non-Interest Income Growth (YoY)	-	-	125.68%	171.47%	-66.61%	16.60%
Revenues Before Loan Losses	160.34	124.74	201.74	253.63	251.66	206.24
Provision for Loan Losses	16.48	9.57	10.52	5.08	-4.94	23.13
Revenue	143.85	115.17	191.22	248.54	256.6	183.11
Revenue Growth (YoY)	-25.81%	-39.77%	-23.06%	-3.14%	40.13%	8.61%
Salaries and Employee Benefits	94.48	89.2	80.66	78.17	80.41	68.23
Occupancy Expenses	10.8	10.5	10.5	11.03	10.75	9.49
Federal Deposit Insurance	6.6	6.3	3.99	2.26	2.95	2.68
Selling, General & Administrative	32.01	30.35	30.8	30.6	32.14	32.81
Other Non-Interest Expense	23.74	23.84	24.84	21.34	20.75	16.64
Total Non-Interest Expense	171.39	163.44	151.39	143.69	147.32	130.1
EBT Excluding Unusual Items	-27.54	-48.27	39.83	104.85	109.28	53.02
Other Unusual Items	-	-	-	-	-	-7.83
Pretax Income	-45.17	-48.27	39.83	104.85	109.28	45.18
Income Tax Expense	-10.78	-16.93	11.17	27.91	27.49	10.51
Net Income	-34.39	-31.33	28.66	76.95	81.79	34.67
Net Income to Common	-34.39	-31.33	28.66	76.95	81.79	34.67
Net Income Growth	-	-	-62.75%	-5.93%	135.89%	-16.00%
Basic Shares Outstanding	34	30	30	31	32	29
Diluted Shares Outstanding	34	30	30	31	32	29
Shares Change (YoY)	12.68%	0.08%	-2.91%	-2.30%	7.68%	2.06%
EPS (Basic)	-1.03	-1.05	0.96	2.50	2.59	1.18
EPS (Diluted)	-1.03	-1.05	0.96	2.50	2.59	1.18
EPS Growth	-	-	-61.63%	-3.62%	119.49%	-17.93%
Dividend Per Share	0.880	0.880	0.880	0.880	0.840	0.840
Dividend Growth	-	-	-	4.76%	-	-
Effective Tax Rate	-	-	28.04%	26.62%	25.15%	23.26%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q