Flushing Financial Corporation (FFIC)

Flushing Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	-31.33	28.66	76.95	81.79
Depreciation & Amortization	6.14	6.45	6.48	7.04
Gain (Loss) on Sale of Assets	-0.17	-	-0.1	-0.62
Gain (Loss) on Sale of Investments	75.75	0.13	11.31	-3.18
Total Asset Writedown	0.94	-2.57	-5.73	13
Provision for Credit Losses	9.57	10.52	5.08	-4.94
Change in Other Net Operating Assets	-29.58	-7.75	-3.38	-1.2
Other Operating Activities	-22.15	-2.13	-6.17	-5.77
Operating Cash Flow	12.41	34.59	85.76	88.6
Operating Cash Flow Growth	-64.11%	-59.67%	-3.21%	24.30%
Capital Expenditures	-2.31	-5.49	-4.34	-3.68
Investment in Securities	-575.71	-129.16	-70.89	-143.04
Net Decrease (Increase) in Loans Originated / Sold - Investing	83.37	40.94	-336.97	57.43
Other Investing Activities	-11.8	-0.56	60.39	-17.5
Investing Cash Flow	-505.6	-94.26	-351.82	-106.78
Short-Term Debt Issued	324.25	-	235	-
Long-Term Debt Issued	300	661.05	63.6	122.84
Total Debt Issued	624.25	661.05	298.6	122.84
Short-Term Debt Repaid	-	-605.75	-	-
Long-Term Debt Repaid	-551.12	-265	-55.69	-341.64
Total Debt Repaid	-551.12	-870.75	-55.69	-341.64
Net Debt Issued (Repaid)	73.13	-209.7	242.92	-218.8
Issuance of Common Stock	65.54	-	-	-
Repurchase of Common Stock	-1.71	-13.17	-29.68	-11.37
Common Dividends Paid	-26.04	-26.26	-27.03	-26.52
Net Increase (Decrease) in Deposit Accounts	362.69	329.21	149.88	199.21
Financing Cash Flow	473.61	80.08	336.09	-57.48
Net Cash Flow	-19.58	20.4	70.03	-75.67
Free Cash Flow	10.1	29.1	81.41	84.92
Free Cash Flow Growth	-65.28%	-64.26%	-4.13%	23.49%
Free Cash Flow Margin	8.79%	15.22%	32.76%	33.09%
Free Cash Flow Per Share	0.34	0.97	2.64	2.69
Cash Interest Paid	278.7	214.61	63.68	40.56
Cash Income Tax Paid	8.58	6.27	32.41	28.23

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q