Flushing Financial Corporation (FFIC)

Flushing Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-34.39	-31.33	28.66	76.95	81.79	34.67
Depreciation & Amortization	5.83	6.14	6.45	6.48	7.04	6.32
Gain (Loss) on Sale of Assets	-	-0.17	-	-0.1	-0.62	0.04
Gain (Loss) on Sale of Investments	74.8	75.75	0.13	11.31	-3.18	8.33
Total Asset Writedown	18.38	0.94	-2.57	-5.73	13	2.14
Provision for Credit Losses	16.48	9.57	10.52	5.08	-4.94	23.13
Change in Other Net Operating Assets	-7.64	-29.58	-7.75	-3.38	-1.2	3.76
Other Operating Activities	-17.41	-22.15	-2.13	-6.17	-5.77	-9.11
Operating Cash Flow	55.86	12.41	34.59	85.76	88.6	71.28
Operating Cash Flow Growth	74.56%	-64.11%	-59.67%	-3.21%	24.30%	11.77%
Capital Expenditures	-3.97	-2.31	-5.49	-4.34	-3.68	-2.51
Cash Acquisitions	-	-	-	-	-	31.5
Investment in Securities	156.59	-575.71	-129.16	-70.89	-143.04	287.88
Net Decrease (Increase) in Loans Originated / Sold - Investing	135.16	83.37	40.94	-336.97	57.43	-241.07
Other Investing Activities	9.97	-11.8	-0.56	60.39	-17.5	17.09
Investing Cash Flow	297.75	-505.6	-94.26	-351.82	-106.78	93.1
Short-Term Debt Issued	-	324.25	-	235	-	-
Long-Term Debt Issued	-	300	661.05	63.6	122.84	215.38
Total Debt Issued	324.25	624.25	661.05	298.6	122.84	215.38
Short-Term Debt Repaid	-	-	-605.75	-	-	-
Long-Term Debt Repaid	-	-551.12	-265	-55.69	-341.64	-452
Total Debt Repaid	-680.37	-551.12	-870.75	-55.69	-341.64	-452
Net Debt Issued (Repaid)	-356.12	73.13	-209.7	242.92	-218.8	-236.62
Issuance of Common Stock	65.54	65.54	-	-	-	-
Repurchase of Common Stock	-0.74	-1.71	-13.17	-29.68	-11.37	-3.88
Common Dividends Paid	-29.16	-26.04	-26.26	-27.03	-26.52	-24.81
Net Increase (Decrease) in Deposit Accounts	-157.84	362.69	329.21	149.88	199.21	208.54
Financing Cash Flow	-478.32	473.61	80.08	336.09	-57.48	-56.78
Net Cash Flow	-124.71	-19.58	20.4	70.03	-75.67	107.6
Free Cash Flow	51.89	10.1	29.1	81.41	84.92	68.77
Free Cash Flow Growth	79.45%	-65.28%	-64.26%	-4.13%	23.49%	15.46%
Free Cash Flow Margin	36.07%	8.77%	15.22%	32.76%	33.09%	37.55%
Free Cash Flow Per Share	1.55	0.34	0.97	2.64	2.69	2.35
Cash Interest Paid	269.1	278.7	214.61	63.68	40.56	71.38
Cash Income Tax Paid	2.74	8.58	6.27	32.41	28.23	17.92

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

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