Flushing Financial Statistics
Total Valuation
FFIC has a market cap or net worth of $506.90 million. The enterprise value is $929.75 million.
Important Dates
The next estimated earnings date is Tuesday, April 28, 2026, after market close.
| Earnings Date | Apr 28, 2026 |
| Ex-Dividend Date | Mar 13, 2026 |
Share Statistics
FFIC has 33.88 million shares outstanding. The number of shares has increased by 14.98% in one year.
| Current Share Class | 33.88M |
| Shares Outstanding | 33.88M |
| Shares Change (YoY) | +14.98% |
| Shares Change (QoQ) | -1.61% |
| Owned by Insiders (%) | 4.71% |
| Owned by Institutions (%) | 68.94% |
| Float | 32.26M |
Valuation Ratios
The trailing PE ratio is 27.70 and the forward PE ratio is 10.32.
| PE Ratio | 27.70 |
| Forward PE | 10.32 |
| PS Ratio | 2.24 |
| Forward PS | 1.93 |
| PB Ratio | 0.71 |
| P/TBV Ratio | 0.72 |
| P/FCF Ratio | 9.08 |
| P/OCF Ratio | 8.31 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 50.59 |
| EV / Sales | 4.11 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 16.66 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.22 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 2.64%.
| Return on Equity (ROE) | 2.64% |
| Return on Assets (ROA) | 0.21% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.15% |
| Revenue Per Employee | $389,903 |
| Profits Per Employee | $31,688 |
| Employee Count | 580 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FFIC has paid $15.64 million in taxes.
| Income Tax | 15.64M |
| Effective Tax Rate | 45.31% |
Stock Price Statistics
The stock price has increased by +14.99% in the last 52 weeks. The beta is 0.83, so FFIC's price volatility has been lower than the market average.
| Beta (5Y) | 0.83 |
| 52-Week Price Change | +14.99% |
| 50-Day Moving Average | 15.77 |
| 200-Day Moving Average | 14.24 |
| Relative Strength Index (RSI) | 34.62 |
| Average Volume (20 Days) | 236,672 |
Short Selling Information
The latest short interest is 471,152, so 1.39% of the outstanding shares have been sold short.
| Short Interest | 471,152 |
| Short Previous Month | 727,870 |
| Short % of Shares Out | 1.39% |
| Short % of Float | 1.46% |
| Short Ratio (days to cover) | 1.44 |
Income Statement
In the last 12 months, FFIC had revenue of $226.14 million and earned $18.38 million in profits. Earnings per share was $0.54.
| Revenue | 226.14M |
| Gross Profit | 226.14M |
| Operating Income | 58.92M |
| Pretax Income | 34.52M |
| Net Income | 18.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.54 |
Full Income StatementBalance Sheet
The company has $147.36 million in cash and $570.21 million in debt, with a net cash position of -$422.85 million or -$12.48 per share.
| Cash & Cash Equivalents | 147.36M |
| Total Debt | 570.21M |
| Net Cash | -422.85M |
| Net Cash Per Share | -$12.48 |
| Equity (Book Value) | 707.98M |
| Book Value Per Share | 20.96 |
| Working Capital | -7.13B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $61.02 million and capital expenditures -$5.22 million, giving a free cash flow of $55.80 million.
| Operating Cash Flow | 61.02M |
| Capital Expenditures | -5.22M |
| Free Cash Flow | 55.80M |
| FCF Per Share | $1.65 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 26.06% |
| Pretax Margin | 15.26% |
| Profit Margin | 8.35% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.67% |
Dividends & Yields
This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 5.88%.
| Dividend Per Share | $0.88 |
| Dividend Yield | 5.88% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 162.96% |
| Buyback Yield | -14.98% |
| Shareholder Yield | -9.10% |
| Earnings Yield | 3.63% |
| FCF Yield | 11.01% |
Dividend DetailsAnalyst Forecast
The average price target for FFIC is $16.80, which is 12.30% higher than the current price. The consensus rating is "Hold".
| Price Target | $16.80 |
| Price Target Difference | 12.30% |
| Analyst Consensus | Hold |
| Analyst Count | 1 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on December 16, 2003. It was a forward split with a ratio of 1.5:1.
| Last Split Date | Dec 16, 2003 |
| Split Type | Forward |
| Split Ratio | 1.5:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
