Flushing Financial Statistics

Total Valuation

FFIC has a market cap or net worth of $421.50 million. The enterprise value is $1.06 billion.

Market Cap	421.50M
Enterprise Value	1.06B

Important Dates

The next confirmed earnings date is Tuesday, January 28, 2025, after market close.

Earnings Date	Jan 28, 2025
Ex-Dividend Date	Dec 6, 2024

Share Statistics

FFIC has 29.07 million shares outstanding. The number of shares has decreased by -1.28% in one year.

Current Share Class	29.07M
Shares Outstanding	29.07M
Shares Change (YoY)	-1.28%
Shares Change (QoQ)	-0.16%
Owned by Insiders (%)	4.84%
Owned by Institutions (%)	64.73%
Float	27.66M

Valuation Ratios

The trailing PE ratio is 16.66 and the forward PE ratio is 13.24.

PE Ratio	16.66
Forward PE	13.24
PS Ratio	2.23
Forward PS	1.97
PB Ratio	0.63
P/TBV Ratio	0.65
P/FCF Ratio	14.58
P/OCF Ratio	13.17
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	40.58
EV / Sales	5.45
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	36.51

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	32.14
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 3.90%.

Return on Equity (ROE)	3.90%
Return on Assets (ROA)	0.29%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$343,465
Profits Per Employee	$46,119
Employee Count	564
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFIC has paid $9.33 million in taxes.

Income Tax	9.33M
Effective Tax Rate	26.41%

Stock Price Statistics

The stock price has decreased by -12.17% in the last 52 weeks. The beta is 0.84, so FFIC's price volatility has been lower than the market average.

Beta (5Y)	0.84
52-Week Price Change	-12.17%
50-Day Moving Average	16.27
200-Day Moving Average	14.04
Relative Strength Index (RSI)	40.46
Average Volume (20 Days)	569,222

Short Selling Information

The latest short interest is 458,585, so 1.58% of the outstanding shares have been sold short.

Short Interest	458,585
Short Previous Month	470,404
Short % of Shares Out	1.58%
Short % of Float	1.66%
Short Ratio (days to cover)	1.76

Income Statement

In the last 12 months, FFIC had revenue of $193.71 million and earned $26.01 million in profits. Earnings per share was $0.87.

Revenue	193.71M
Gross Profit	193.71M
Operating Income	41.13M
Pretax Income	34.64M
Net Income	26.01M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.87

Full Income Statement

Balance Sheet

The company has $295.13 million in cash and $929.27 million in debt, giving a net cash position of -$634.14 million or -$21.82 per share.

Cash & Cash Equivalents	295.13M
Total Debt	929.27M
Net Cash	-634.14M
Net Cash Per Share	-$21.82
Equity (Book Value)	666.89M
Book Value Per Share	22.94
Working Capital	-7.14B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $32.00 million and capital expenditures -$3.08 million, giving a free cash flow of $28.92 million.

Operating Cash Flow	32.00M
Capital Expenditures	-3.08M
Free Cash Flow	28.92M
FCF Per Share	$0.99

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	21.23%
Pretax Margin	18.25%
Profit Margin	13.43%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	14.93%

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 6.07%.

Dividend Per Share	$0.88
Dividend Yield	6.07%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	101.13%
Buyback Yield	1.28%
Shareholder Yield	7.35%
Earnings Yield	6.17%
FCF Yield	6.86%

Dividend Details

Analyst Forecast

The average price target for FFIC is $15.50, which is 6.90% higher than the current price. The consensus rating is "Hold".

Price Target	$15.50
Price Target Difference	6.90%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on December 16, 2003. It was a forward split with a ratio of 1.5:1.

Last Split Date	Dec 16, 2003
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4