Flushing Financial Corporation (FFIC)

Flushing Financial Statistics

Total Valuation

FFIC has a market cap or net worth of $545.52 million. The enterprise value is $962.67 million.

Market Cap	545.52M
Enterprise Value	962.67M

Important Dates

The last earnings date was Tuesday, January 27, 2026, after market close.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Dec 5, 2025

Share Statistics

FFIC has 33.78 million shares outstanding. The number of shares has increased by 13.31% in one year.

Current Share Class	33.78M
Shares Outstanding	33.78M
Shares Change (YoY)	+13.31%
Shares Change (QoQ)	-1.61%
Owned by Insiders (%)	4.62%
Owned by Institutions (%)	71.52%
Float	32.22M

Valuation Ratios

The trailing PE ratio is 29.91 and the forward PE ratio is 11.14.

PE Ratio	29.91
Forward PE	11.14
PS Ratio	2.37
Forward PS	2.08
PB Ratio	0.75
P/TBV Ratio	0.78
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	52.38
EV / Sales	4.26
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 2.64%.

Return on Equity (ROE)	2.64%
Return on Assets (ROA)	0.21%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.43%
Revenue Per Employee	$384,599
Profits Per Employee	$31,257
Employee Count	588
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, FFIC has paid $15.64 million in taxes.

Income Tax	15.64M
Effective Tax Rate	45.31%

Stock Price Statistics

The stock price has increased by +14.48% in the last 52 weeks. The beta is 0.82, so FFIC's price volatility has been lower than the market average.

Beta (5Y)	0.82
52-Week Price Change	+14.48%
50-Day Moving Average	16.08
200-Day Moving Average	13.73
Relative Strength Index (RSI)	54.11
Average Volume (20 Days)	386,522

Short Selling Information

The latest short interest is 392,505, so 1.16% of the outstanding shares have been sold short.

Short Interest	392,505
Short Previous Month	440,561
Short % of Shares Out	1.16%
Short % of Float	1.22%
Short Ratio (days to cover)	0.76

Income Statement

In the last 12 months, FFIC had revenue of $226.14 million and earned $18.38 million in profits. Earnings per share was $0.54.

Revenue	226.14M
Gross Profit	226.14M
Operating Income	58.92M
Pretax Income	34.52M
Net Income	18.38M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.54

Balance Sheet

The company has $126.08 million in cash and $538.50 million in debt, with a net cash position of -$412.42 million or -$12.21 per share.

Cash & Cash Equivalents	126.08M
Total Debt	538.50M
Net Cash	-412.42M
Net Cash Per Share	-$12.21
Equity (Book Value)	707.98M
Book Value Per Share	20.96
Working Capital	-7.05B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	26.06%
Pretax Margin	15.26%
Profit Margin	8.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.88, which amounts to a dividend yield of 5.45%.

Dividend Per Share	$0.88
Dividend Yield	5.45%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	162.96%
Buyback Yield	-13.31%
Shareholder Yield	-7.74%
Earnings Yield	3.34%
FCF Yield	n/a

Analyst Forecast

The average price target for FFIC is $16.80, which is 4.03% higher than the current price. The consensus rating is "Hold".

Price Target	$16.80
Price Target Difference	4.03%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on December 16, 2003. It was a forward split with a ratio of 1.5:1.

Last Split Date	Dec 16, 2003
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2