First Hawaiian Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Interest Income	663.74	622.74	636.13	613.55	530.56
Net Interest Income Growth	6.58%	-2.10%	3.68%	15.64%	-0.97%
Non-Interest Income	217.05	185.8	200.82	179.53	184.72
Non-Interest Income Growth	16.81%	-7.48%	11.86%	-2.81%	-6.42%
Revenues Before Loan Losses	880.79	808.54	836.94	793.07	715.28
Provision for Credit Losses	27.2	14.75	26.63	1.39	-39
Revenue	853.59	793.79	810.31	791.68	754.28
Revenue Growth (YoY)	7.53%	-2.04%	2.35%	4.96%	23.37%
Compensation Expenses	245.91	235.57	225.76	199.13	182.38
Selling, General & Admin	155.39	151.5	148.76	143.55	123.52
Other Non-Interest Expenses	98.05	114.12	126.63	97.78	99.57
Total Non-Interest Expense	499.35	501.19	501.14	440.47	405.48
Pretax Income	354.24	292.6	309.17	351.21	349
Provision for Income Taxes	77.98	62.47	74.19	85.53	83.26
Net Income	276.27	230.13	234.98	265.69	265.74
Net Income to Common	276.27	230.13	234.98	265.69	265.74
Net Income Growth	20.05%	-2.07%	-11.56%	-0.02%	43.06%
Shares Outstanding (Basic)	125	128	128	127	129
Shares Outstanding (Diluted)	126	128	128	128	130
Shares Change (YoY)	-2.20%	0.32%	-0.05%	-1.20%	-0.52%
EPS (Basic)	2.21	1.80	1.84	2.08	2.06
EPS (Diluted)	2.20	1.79	1.84	2.08	2.05
EPS Growth	22.91%	-2.72%	-11.54%	1.46%	43.36%
Shares Outstanding	122.69	126.42	127.62	127.36	127.5
Free Cash Flow	303.29	288.74	239.04	417.32	396.67
Free Cash Flow Growth	5.04%	20.79%	-42.72%	5.21%	125.23%
Free Cash Flow Per Share	2.42	2.25	1.87	3.26	3.06
Dividends Per Share	1.040	1.040	1.040	1.040	1.040
Profit Margin	32.37%	28.99%	29.00%	33.56%	35.23%
FCF Margin	35.53%	36.37%	29.50%	52.71%	52.59%
EBITDA	33.56	38.01	42.77	56.75	51.94
EBITDA Margin	3.93%	4.79%	5.28%	7.17%	6.89%
Effective Tax Rate	22.01%	21.35%	24.00%	24.35%	23.86%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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