Fiserv, Inc. (FISV)

NASDAQ: FISV · Real-Time Price · USD

45.18

-0.18 (-0.40%)

At close: Sep 30, 2026, 4:00 PM EDT

45.30

+0.12 (0.27%)

After-hours: Sep 30, 2026, 7:45 PM EDT

Fiserv Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	20,866	21,193	20,456	19,093	17,737	16,226
Revenue Growth	-1.17%	3.60%	7.14%	7.65%	9.31%	9.25%
Gross Profit	11,731	12,581	12,443	11,423	9,745	8,098
Operating Income	4,468	5,698	5,879	4,847	3,686	2,303
Net Income	2,801	3,480	3,131	3,068	2,530	1,334
Earnings Per Share	5.22	6.34	5.38	4.98	3.91	1.99
EPS Growth	-12.59%	17.84%	8.03%	27.37%	96.48%	42.14%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Merchant Solutions	10,105	10,140	9,631	8,722	7,883
Financial Solutions	9,352	9,664	9,477	9,101	8,681
Corporate and Other	1,409	1,389	1,348	1,270	1,173
Revenue (Total)	20,866	21,193	20,456	19,093	17,737

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	627	798	1,236	1,204	902	835
Total Debt	28,034	29,760	25,610	23,901	22,170	21,974
Net Cash (Debt)	-27,407	-28,962	-24,374	-22,697	-21,268	-21,139
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-51.05	-52.75	-41.87	-36.85	-32.83	-31.48

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	5,831	6,062	6,631	5,162	4,618	4,034
Capital Expenditures	-1,905	-1,763	-1,569	-1,388	-1,479	-1,160
Free Cash Flow	3,926	4,299	5,062	3,774	3,139	2,874
Free Cash Flow Growth	-23.87%	-15.07%	34.13%	20.23%	9.22%	-11.49%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	56.22%	59.36%	60.83%	59.83%	54.94%	49.91%
Operating Margin	21.41%	26.89%	28.74%	25.39%	20.78%	14.19%
Pretax Margin	16.15%	20.29%	18.68%	20.34%	17.66%	10.88%
Profit Margin	13.42%	16.42%	15.31%	16.07%	14.26%	8.22%
FCF Margin	18.82%	20.29%	24.75%	19.77%	17.70%	17.71%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct '26 Oct 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	8.66	10.38	37.33	25.99	25.37	51.37
Forward PE	6.14	8.44	20.95	16.00	14.13	16.61
P/FCF Ratio	6.12	8.40	23.09	21.13	20.45	23.84
PS Ratio	1.15	1.71	5.71	4.18	3.62	4.22