Fiserv, Inc. (FISV)

NASDAQ: FISV · Real-Time Price · USD

63.52

+0.64 (1.02%)

At close: Nov 9, 2026, 4:00 PM EST

63.45

-0.07 (-0.11%)

Pre-market: Nov 10, 2026, 4:00 AM EST

Fiserv Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	20,799	21,193	20,456	19,093	17,737	16,226
Revenue Growth	-1.71%	3.60%	7.14%	7.65%	9.31%	9.25%
Gross Profit	11,390	12,581	12,443	11,423	9,745	8,098
Operating Income	3,988	5,698	5,879	4,847	3,686	2,303
Net Income	-3,932	3,480	3,131	3,068	2,530	1,334
Earnings Per Share	-7.37	6.34	5.38	4.98	3.91	1.99
EPS Growth	-	17.84%	8.03%	27.37%	96.48%	42.14%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Merchant Solutions	10,040	10,140	9,631	8,722	7,883
Financial Solutions	9,350	9,664	9,477	9,101	8,681
Corporate and Other	1,409	1,389	1,348	1,270	1,173
Revenue (Total)	20,799	21,193	20,456	19,093	17,737

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	545	798	1,236	1,204	902	835
Total Debt	27,274	29,760	25,610	23,901	22,170	21,974
Net Cash (Debt)	-26,729	-28,962	-24,374	-22,697	-21,268	-21,139
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-50.08	-52.75	-41.87	-36.85	-32.83	-31.48

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	5,038	6,062	6,631	5,162	4,618	4,034
Capital Expenditures	-1,880	-1,763	-1,569	-1,388	-1,479	-1,160
Free Cash Flow	3,158	4,299	5,062	3,774	3,139	2,874
Free Cash Flow Growth	-31.63%	-15.07%	34.13%	20.23%	9.22%	-11.49%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Gross Margin	54.76%	59.36%	60.83%	59.83%	54.94%	49.91%
Operating Margin	19.17%	26.89%	28.74%	25.39%	20.78%	14.19%
Pretax Margin	-16.37%	20.29%	18.68%	20.34%	17.66%	10.88%
Profit Margin	-18.91%	16.42%	15.31%	16.07%	14.26%	8.22%
FCF Margin	15.18%	20.29%	24.75%	19.77%	17.70%	17.71%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 10, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	-	10.38	37.33	25.99	25.37	51.37
Forward PE	8.25	8.44	20.95	16.00	14.13	16.61
P/FCF Ratio	10.70	8.40	23.09	21.13	20.45	23.84
PS Ratio	1.62	1.71	5.71	4.18	3.62	4.22