Flagstar Bank, National Association (FLG)

FLG Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	1,721	2,152	3,077	1,396	1,289
Net Interest Income Growth	-20.03%	-30.06%	120.42%	8.30%	17.18%
Non-Interest Income	341	400	2,687	247	61
Non-Interest Income Growth	-14.75%	-85.11%	987.85%	304.92%	-
Revenues Before Loan Losses	2,062	2,552	5,764	1,643	1,350
Provision for Credit Losses	184	1,092	833	133	3
Revenue	1,878	1,460	4,931	1,510	1,347
Revenue Growth (YoY)	28.63%	-70.39%	226.56%	12.10%	22.57%
Compensation Expenses	976	1,263	1,149	354	303
Selling, General & Admin	566	809	624	158	127
Other Non-Interest Expenses	534	766	3,208	172	111
Total Non-Interest Expense	2,076	2,838	4,981	684	541
Pretax Income	-198	-1,378	-50	826	806
Provision for Income Taxes	-21	-260	29	176	210
Net Income	-210	-1,153	-112	617	563
Net Income Attributable to Preferred Dividends	33	35	33	33	33
Net Income to Common	-210	-1,153	-112	617	563
Net Income Growth	-	-	-	9.59%	17.78%
Shares Outstanding (Basic)	415	331	238	161	155
Shares Outstanding (Diluted)	415	331	238	162	155
Shares Change (YoY)	25.59%	39.02%	47.10%	4.41%	0.29%
EPS (Basic)	-0.50	-3.49	-0.49	3.78	3.60
EPS (Diluted)	-0.50	-3.49	-0.49	3.77	3.60
EPS Growth	-	-	-	4.72%	17.65%
Free Cash Flow	-248	50	197	1,023	286
Free Cash Flow Growth	-	-74.62%	-80.74%	257.69%	-14.37%
Free Cash Flow Per Share	-0.60	0.15	0.83	6.33	1.85
Dividends Per Share	0.040	0.200	2.040	2.040	2.040
Dividend Growth	-80.00%	-90.20%	-	-	-
Profit Margin	-9.42%	-76.58%	-1.60%	43.05%	44.25%
FCF Margin	-13.21%	3.42%	4.00%	67.75%	21.23%
EBITDA	148	184	165	23	21
EBITDA Margin	7.88%	12.60%	3.35%	1.52%	1.56%
Effective Tax Rate	10.61%	18.87%	-58.00%	21.31%	26.05%

Updated Jan 30, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q