Flagstar Bank, National Association (FLG)
NYSE: FLG · Real-Time Price · USD
10.45
-0.06 (-0.57%)
At close: Nov 11, 2026, 4:00 PM EST
10.46
+0.01 (0.10%)
After-hours: Nov 11, 2026, 7:30 PM EST
FLG Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 96 | -177 | -1,118 | -79 | 650 | 596 |
Depreciation & Amortization | 135 | 148 | 184 | 165 | 23 | 21 |
Gain (Loss) on Sale of Assets | - | - | - | - | -2 | - |
Gain (Loss) on Sale of Investments | - | - | - | - | -35 | -5 |
Total Asset Writedown | - | - | - | 2,426 | - | - |
Provision for Credit Losses | 97 | 184 | 1,092 | 833 | 133 | 3 |
Change in Other Net Operating Assets | -149 | -84 | 43 | -944 | 395 | -342 |
Other Operating Activities | -332 | -313 | -169 | -2,185 | -162 | -13 |
Operating Cash Flow | -86 | -181 | 86 | 263 | 1,026 | 290 |
Operating Cash Flow Growth | - | - | -67.30% | -74.37% | 253.79% | -13.17% |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -105 | -67 | -36 | -66 | -3 | -4 |
Cash Acquisitions | - | - | - | 24,901 | 331 | - |
Investment in Securities | -1,838 | -5,082 | -968 | 214 | -1,282 | -68 |
Purchase / Sale of Intangibles | - | - | 1,418 | 50 | - | - |
Net Decrease (Increase) in Loans Originated / Sold - Investing | 1,239 | 7,644 | 14,772 | -4,331 | -5,181 | -2,682 |
Other Investing Activities | 193 | 192 | 267 | -95 | -188 | -8 |
Investing Cash Flow | -511 | 2,687 | 15,453 | 20,673 | -6,323 | -2,762 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | - | 250 | - | - | 2,550 | 950 |
Long-Term Debt Issued | - | 4,000 | 28,236 | 19,850 | 9,479 | 2,072 |
Total Debt Issued | 6,750 | 4,250 | 28,236 | 19,850 | 12,029 | 3,022 |
Short-Term Debt Repaid | - | - | -4,250 | -550 | - | - |
Long-Term Debt Repaid | - | -6,500 | -30,837 | -19,374 | -13,960 | -2,544 |
Total Debt Repaid | -9,000 | -6,500 | -35,087 | -19,924 | -13,960 | -2,544 |
Net Debt Issued (Repaid) | -2,250 | -2,250 | -6,851 | -74 | -1,931 | 478 |
Issuance of Common Stock | - | - | 1,004 | - | - | - |
Repurchase of Common Stock | -214 | - | - | - | -24 | -16 |
Common Dividends Paid | -15 | -15 | -53 | -486 | -317 | -316 |
Preferred Dividends Paid | -33 | -33 | -35 | -33 | -33 | -33 |
Total Dividends Paid | -48 | -48 | -88 | -519 | -350 | -349 |
Net Increase (Decrease) in Deposit Accounts | -1,323 | -9,870 | -5,671 | -10,738 | 7,662 | 2,622 |
Other Financing Activities | -15 | 80 | 17 | -78 | -189 | - |
Financing Cash Flow | -3,850 | -12,088 | -11,589 | -11,409 | 5,168 | 2,735 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -4,447 | -9,582 | 3,950 | 9,527 | -129 | 263 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -191 | -248 | 50 | 197 | 1,023 | 286 |
Free Cash Flow Growth | - | - | -74.62% | -80.74% | 257.69% | -14.37% |
Free Cash Flow Margin | -9.53% | -13.21% | 3.16% | 7.04% | 75.72% | 21.23% |
Free Cash Flow Per Share | -0.46 | -0.60 | 0.15 | 0.83 | 6.33 | 1.85 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 2,231 | 2,865 | 3,693 | 2,290 | 657 | 402 |
Cash Income Tax Paid | 13 | 13 | 15 | 44 | 17 | 471 |