Flagstar Financial, Inc. (FLG)

Flagstar Financial Statistics

Total Valuation

FLG has a market cap or net worth of $4.88 billion. The enterprise value is $6.89 billion.

Market Cap	4.88B
Enterprise Value	6.89B

Important Dates

The last earnings date was Friday, April 25, 2025, before market open.

Earnings Date	Apr 25, 2025
Ex-Dividend Date	Jun 6, 2025

Share Statistics

FLG has 415.08 million shares outstanding. The number of shares has increased by 53.83% in one year.

Current Share Class	415.08M
Shares Outstanding	415.08M
Shares Change (YoY)	+53.83%
Shares Change (QoQ)	+1.24%
Owned by Insiders (%)	1.14%
Owned by Institutions (%)	52.21%
Float	264.59M

Valuation Ratios

PE Ratio	n/a
Forward PE	406.92
PS Ratio	2.79
Forward PS	2.40
PB Ratio	0.63
P/TBV Ratio	0.67
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	134.26

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	4.43
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -10.40%.

Return on Equity (ROE)	-10.40%
Return on Assets (ROA)	-0.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$222,079
Profits Per Employee	-$132,418
Employee Count	6,993
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-227.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +26.05% in the last 52 weeks. The beta is 1.12, so FLG's price volatility has been higher than the market average.

Beta (5Y)	1.12
52-Week Price Change	+26.05%
50-Day Moving Average	11.50
200-Day Moving Average	11.15
Relative Strength Index (RSI)	50.14
Average Volume (20 Days)	6,054,677

Short Selling Information

The latest short interest is 45.90 million, so 11.06% of the outstanding shares have been sold short.

Short Interest	45.90M
Short Previous Month	51.77M
Short % of Shares Out	11.06%
Short % of Float	17.35%
Short Ratio (days to cover)	6.57

Income Statement

In the last 12 months, FLG had revenue of $1.55 billion and -$926.00 million in losses. Loss per share was -$2.49.

Revenue	1.55B
Gross Profit	1.55B
Operating Income	-605.00M
Pretax Income	n/a
Net Income	-926.00M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$2.49

Balance Sheet

The company has $12.63 billion in cash and $14.67 billion in debt, giving a net cash position of -$2.04 billion or -$4.91 per share.

Cash & Cash Equivalents	12.63B
Total Debt	14.67B
Net Cash	-2.04B
Net Cash Per Share	-$4.91
Equity (Book Value)	8.15B
Book Value Per Share	18.43
Working Capital	-63.97B

Cash Flow

In the last 12 months, operating cash flow was -$210.00 million and capital expenditures -$10.00 million, giving a free cash flow of -$220.00 million.

Operating Cash Flow	-210.00M
Capital Expenditures	-10.00M
Free Cash Flow	-220.00M
FCF Per Share	-$0.53

Margins

Gross Margin	n/a
Operating Margin	-38.96%
Pretax Margin	-71.99%
Profit Margin	-57.37%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.34%.

Dividend Per Share	$0.04
Dividend Yield	0.34%
Dividend Growth (YoY)	-96.67%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-53.83%
Shareholder Yield	-53.49%
Earnings Yield	-19.10%
FCF Yield	-4.54%

Analyst Forecast

The average price target for FLG is $13.36, which is 13.61% higher than the current price. The consensus rating is "Buy".

Price Target	$13.36
Price Target Difference	13.61%
Analyst Consensus	Buy
Analyst Count	7
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 12, 2024. It was a reverse split with a ratio of 0.333333:1.

Last Split Date	Jul 12, 2024
Split Type	Reverse
Split Ratio	0.333333:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	1