Flagstar Bank, National Association (FLG)

FLG Statistics

Total Valuation

FLG has a market cap or net worth of $5.31 billion. The enterprise value is $10.44 billion.

Market Cap	5.31B
Enterprise Value	10.44B

Important Dates

The next estimated earnings date is Thursday, January 29, 2026, before market open.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Dec 5, 2025

Share Statistics

FLG has 415.76 million shares outstanding. The number of shares has increased by 44.71% in one year.

Current Share Class	415.76M
Shares Outstanding	415.76M
Shares Change (YoY)	+44.71%
Shares Change (QoQ)	+0.11%
Owned by Insiders (%)	0.74%
Owned by Institutions (%)	55.56%
Float	266.90M

Valuation Ratios

PE Ratio	n/a
Forward PE	32.04
PS Ratio	2.94
Forward PS	2.48
PB Ratio	0.70
P/TBV Ratio	0.74
P/FCF Ratio	8.86
P/OCF Ratio	8.41
PEG Ratio	10.68

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	5.79
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	17.44

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	22.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -4.72%.

Return on Equity (ROE)	-4.72%
Return on Assets (ROA)	-0.38%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$257,972
Profits Per Employee	-$61,061
Employee Count	6,993
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-87.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +39.87% in the last 52 weeks. The beta is 1.12, so FLG's price volatility has been higher than the market average.

Beta (5Y)	1.12
52-Week Price Change	+39.87%
50-Day Moving Average	11.93
200-Day Moving Average	11.76
Relative Strength Index (RSI)	54.08
Average Volume (20 Days)	4,985,990

Short Selling Information

The latest short interest is 60.37 million, so 14.52% of the outstanding shares have been sold short.

Short Interest	60.37M
Short Previous Month	55.54M
Short % of Shares Out	14.52%
Short % of Float	22.62%
Short Ratio (days to cover)	11.56

Income Statement

In the last 12 months, FLG had revenue of $1.80 billion and -$427.00 million in losses. Loss per share was -$1.04.

Revenue	1.80B
Gross Profit	1.80B
Operating Income	-109.00M
Pretax Income	-481.00M
Net Income	-427.00M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$1.04

Balance Sheet

The company has $8.51 billion in cash and $13.64 billion in debt, giving a net cash position of -$5.14 billion or -$12.35 per share.

Cash & Cash Equivalents	8.51B
Total Debt	13.64B
Net Cash	-5.14B
Net Cash Per Share	-$12.35
Equity (Book Value)	8.11B
Book Value Per Share	18.30
Working Capital	-62.28B

Cash Flow

In the last 12 months, operating cash flow was $631.00 million and capital expenditures -$32.00 million, giving a free cash flow of $599.00 million.

Operating Cash Flow	631.00M
Capital Expenditures	-32.00M
Free Cash Flow	599.00M
FCF Per Share	$1.44

Margins

Gross Margin	n/a
Operating Margin	-6.04%
Pretax Margin	-26.66%
Profit Margin	-21.84%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.20%

Dividends & Yields

This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.31%.

Dividend Per Share	$0.04
Dividend Yield	0.31%
Dividend Growth (YoY)	-80.00%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-44.71%
Shareholder Yield	-44.39%
Earnings Yield	-8.04%
FCF Yield	11.28%

Analyst Forecast

The average price target for FLG is $14.35, which is 12.37% higher than the current price. The consensus rating is "Buy".

Price Target	$14.35
Price Target Difference	12.37%
Analyst Consensus	Buy
Analyst Count	10
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 12, 2024. It was a reverse split with a ratio of 1:3.

Last Split Date	Jul 12, 2024
Split Type	Reverse
Split Ratio	1:3

Scores

Altman Z-Score	n/a
Piotroski F-Score	2