Flagstar Financial, Inc. (FLG)

Flagstar Financial Statistics

Total Valuation

FLG has a market cap or net worth of $4.85 billion. The enterprise value is $10.39 billion.

Market Cap	4.85B
Enterprise Value	10.39B

Important Dates

The next estimated earnings date is Saturday, November 15, 2025, before market open.

Earnings Date	Nov 15, 2025
Ex-Dividend Date	Sep 5, 2025

Share Statistics

FLG has 415.56 million shares outstanding. The number of shares has increased by 57.90% in one year.

Current Share Class	415.56M
Shares Outstanding	415.56M
Shares Change (YoY)	+57.90%
Shares Change (QoQ)	+0.07%
Owned by Insiders (%)	1.04%
Owned by Institutions (%)	56.19%
Float	265.46M

Valuation Ratios

PE Ratio	n/a
Forward PE	68.55
PS Ratio	2.76
Forward PS	2.42
PB Ratio	0.64
P/TBV Ratio	0.68
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	22.85

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	6.10
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -7.62%.

Return on Equity (ROE)	-7.62%
Return on Assets (ROA)	-0.60%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$243,672
Profits Per Employee	-$95,953
Employee Count	6,993
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-137.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +8.16% in the last 52 weeks. The beta is 1.16, so FLG's price volatility has been higher than the market average.

Beta (5Y)	1.16
52-Week Price Change	+8.16%
50-Day Moving Average	12.04
200-Day Moving Average	11.41
Relative Strength Index (RSI)	40.43
Average Volume (20 Days)	4,786,191

Short Selling Information

The latest short interest is 52.50 million, so 12.63% of the outstanding shares have been sold short.

Short Interest	52.50M
Short Previous Month	48.65M
Short % of Shares Out	12.63%
Short % of Float	19.78%
Short Ratio (days to cover)	10.71

Income Statement

In the last 12 months, FLG had revenue of $1.70 billion and -$671.00 million in losses. Loss per share was -$1.67.

Revenue	1.70B
Gross Profit	1.70B
Operating Income	-288.00M
Pretax Income	-775.00M
Net Income	-671.00M
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$1.67

Balance Sheet

The company has $8.12 billion in cash and $13.66 billion in debt, giving a net cash position of -$5.55 billion or -$13.35 per share.

Cash & Cash Equivalents	8.12B
Total Debt	13.66B
Net Cash	-5.55B
Net Cash Per Share	-$13.35
Equity (Book Value)	8.10B
Book Value Per Share	18.28
Working Capital	-63.48B

Cash Flow

In the last 12 months, operating cash flow was -$651.00 million and capital expenditures $5.00 million, giving a free cash flow of -$646.00 million.

Operating Cash Flow	-651.00M
Capital Expenditures	5.00M
Free Cash Flow	-646.00M
FCF Per Share	-$1.55

Margins

Gross Margin	n/a
Operating Margin	-16.90%
Pretax Margin	-45.48%
Profit Margin	-37.44%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.04, which amounts to a dividend yield of 0.34%.

Dividend Per Share	$0.04
Dividend Yield	0.34%
Dividend Growth (YoY)	-94.29%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-57.90%
Shareholder Yield	-57.56%
Earnings Yield	-13.85%
FCF Yield	-13.33%

Analyst Forecast

The average price target for FLG is $13.68, which is 17.32% higher than the current price. The consensus rating is "Buy".

Price Target	$13.68
Price Target Difference	17.32%
Analyst Consensus	Buy
Analyst Count	11
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

The last stock split was on July 12, 2024. It was a reverse split with a ratio of 1:3.

Last Split Date	Jul 12, 2024
Split Type	Reverse
Split Ratio	1:3

Scores

Altman Z-Score	n/a
Piotroski F-Score	1