Flagstar Financial, Inc. (FLG)

Flagstar Financial Statistics

Total Valuation

FLG has a market cap or net worth of $3.97 billion. The enterprise value is $1.78 billion.

Market Cap	3.97B
Enterprise Value	1.78B

Important Dates

The next confirmed earnings date is Thursday, January 30, 2025, before market open.

Earnings Date	Jan 30, 2025
Ex-Dividend Date	Dec 6, 2024

Share Statistics

FLG has 415.11 million shares outstanding. The number of shares has increased by 28.55% in one year.

Current Share Class	415.11M
Shares Outstanding	415.11M
Shares Change (YoY)	+28.55%
Shares Change (QoQ)	+25.08%
Owned by Insiders (%)	0.98%
Owned by Institutions (%)	46.56%
Float	260.96M

Valuation Ratios

PE Ratio	n/a
Forward PE	n/a
PS Ratio	1.94
Forward PS	2.00
PB Ratio	0.50
P/TBV Ratio	0.53
P/FCF Ratio	21.81
P/OCF Ratio	16.67
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	1.25
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	9.61

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	112.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is -37.16%.

Return on Equity (ROE)	-37.16%
Return on Assets (ROA)	-3.22%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$162,788
Profits Per Employee	-$416,153
Employee Count	8,766
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

Income Tax	-322.00M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has decreased by -69.15% in the last 52 weeks. The beta is 1.08, so FLG's price volatility has been similar to the market average.

Beta (5Y)	1.08
52-Week Price Change	-69.15%
50-Day Moving Average	10.21
200-Day Moving Average	10.36
Relative Strength Index (RSI)	50.19
Average Volume (20 Days)	4,793,446

Short Selling Information

The latest short interest is 43.98 million, so 10.59% of the outstanding shares have been sold short.

Short Interest	43.98M
Short Previous Month	39.32M
Short % of Shares Out	10.59%
Short % of Float	16.85%
Short Ratio (days to cover)	6.45

Income Statement

In the last 12 months, FLG had revenue of $1.43 billion and -$3.65 billion in losses. Loss per share was -$12.71.

Revenue	1.43B
Gross Profit	1.43B
Operating Income	-1.10B
Pretax Income	n/a
Net Income	-3.65B
EBITDA	n/a
EBIT	n/a
Loss Per Share	-$12.71

Balance Sheet

The company has $23.12 billion in cash and $20.86 billion in debt, giving a net cash position of $2.26 billion or $5.44 per share.

Cash & Cash Equivalents	23.12B
Total Debt	20.86B
Net Cash	2.26B
Net Cash Per Share	$5.44
Equity (Book Value)	8.57B
Book Value Per Share	19.43
Working Capital	-57.56B

Cash Flow

In the last 12 months, operating cash flow was $242.00 million and capital expenditures -$57.00 million, giving a free cash flow of $185.00 million.

Operating Cash Flow	242.00M
Capital Expenditures	-57.00M
Free Cash Flow	185.00M
FCF Per Share	$0.45

Margins

Gross Margin	n/a
Operating Margin	-77.08%
Pretax Margin	-277.30%
Profit Margin	-254.73%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	12.96%

Dividends & Yields

This stock pays an annual dividend of $0.20, which amounts to a dividend yield of 2.09%.

Dividend Per Share	$0.20
Dividend Yield	2.09%
Dividend Growth (YoY)	-90.20%
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-28.55%
Shareholder Yield	-26.50%
Earnings Yield	-90.41%
FCF Yield	4.58%

Analyst Forecast

The average price target for FLG is $11.88, which is 24.27% higher than the current price. The consensus rating is "Hold".

Price Target	$11.88
Price Target Difference	24.27%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Splits

The last stock split was on July 12, 2024. It was a reverse split with a ratio of 0.333333:1.

Last Split Date	Jul 12, 2024
Split Type	Reverse
Split Ratio	0.333333:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2