First Northwest Bancorp (FNWB)

First Northwest Bancorp Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	4.85	-4.19	-6.61	2.13	13.5	14.98
Depreciation & Amortization	1.26	1.27	1.42	1.62	2.05	1.44
Provision for Credit Losses	-0.39	7.32	16.5	1.32	1.54	1.35
Stock-Based Compensation	1.12	1.22	1.58	2.11	2.27	2.97
Net Change in Loans Held-for-Sale	8.46	6	0.59	0.28	0.99	8.27
Other Adjustments	-3.78	-11.45	-2.65	5.07	-2.22	-6.68
Changes in Accrued Interest and Accounts Receivable	1.27	1.66	-0.27	-1.15	-1.45	1.68
Changes in Accounts Payable	-1.88	-2.07	-0.1	2.94	0.06	0.34
Changes in Accrued Expenses	3.78	-3.29	3.89	2.87	3.1	6.22
Changes in Other Operating Activities	11.27	0.79	2.53	0.7	-3.94	-15.4
Operating Cash Flow	19.87	-2.76	16.88	17.88	15.9	15.16
Operating Cash Flow Growth	-	-	-5.59%	12.41%	4.93%	14.33%
Net Change in Loans Held-for-Investment	19.12	49.76	-47.85	-115	-183.69	-210.9
Net Change in Securities and Investments	48.61	80.44	-45.04	34.45	-35.23	16.56
Proceeds from Business Divestments	-	-	-	-	-	63.55
Capital Expenditures	-0.45	-	-	-	-2.91	-6.02
Sale of Property, Plant & Equipment	0.18	0.42	6.51	-1.57	-	-
Other Investing Activities	-5.41	2.32	-0.68	-2.08	-15.82	-0.05
Investing Cash Flow	58.04	132.94	-87.07	-84.19	-237.65	-136.86
Net Change in Deposits	-64.49	-88.93	11.13	112.64	-16.33	182.2
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	61	-23	-65	35.5	166	-59.98
Long-Term Debt Issued	-	30	105	15	-	79.22
Long-Term Debt Repaid	-40	-34.1	-25	-15	-	-10
Net Long-Term Debt Issued (Repaid)	-40	-4.1	80	0	-	69.22
Repurchase of Common Stock	-0.05	-0.11	-4.24	-1.43	-5.83	-6.33
Net Common Stock Issued (Repurchased)	-0.05	-0.11	-4.24	-1.43	-5.83	-6.33
Common Dividends Paid	-0.67	-1.32	-2.65	-2.7	-2.79	-2.53
Other Financing Activities	0.11	-0.06	0.22	-0.12	0.27	-0.01
Financing Cash Flow	-44.1	-117.51	19.47	143.89	141.33	182.57
Net Cash Flow	33.81	12.67	-50.72	77.57	-80.42	60.86
Free Cash Flow	19.43	-2.76	16.88	17.88	12.99	9.14
Free Cash Flow Growth	-	-	-5.59%	37.63%	42.16%	-20.13%
FCF Margin	28.50%	-4.48%	32.18%	27.87%	16.51%	12.59%
Free Cash Flow Per Share	2.20	-0.31	1.92	2.00	1.42	0.99
Levered Free Cash Flow	-19.9	-9.94	80.86	9.25	12.56	72.89
Unlevered Free Cash Flow	15.25	-1.65	7.47	6.97	-3.09	-11.75

Updated May 7, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q