Primis Financial Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	57.84	-24.67	-10.11	14.15	30.88
Depreciation & Amortization	9.36	8.93	9.09	7.43	8.04
Provision for Credit Losses	12.29	50.62	32.54	11.27	-5.8
Stock-Based Compensation	2.9	0.94	0.71	0.4	-
Net Change in Loans Held-for-Sale	11.86	18.33	24.44	-6.42	-11.48
Other Adjustments	-93.37	-25.8	-27.28	-25.31	6.25
Changes in Other Operating Activities	9.89	-4.1	-0.58	0.94	-7.72
Operating Cash Flow	10.77	19.53	28.82	12.43	27.61
Operating Cash Flow Growth	-44.87%	-32.23%	131.77%	-54.97%	-25.29%
Net Change in Loans Held-for-Investment	-312.59	106	-338.4	-613.7	109.45
Net Change in Securities and Investments	74.37	-4.09	25.76	-8.39	-103.6
Payments for Business Acquisitions	-	-	-	-4.55	-
Capital Expenditures	-1.73	-1.19	-1.92	-1.01	-2.46
Sale of Property, Plant & Equipment	59.18	3.93	-	1.09	2.01
Other Investing Activities	22.55	3.65	1.81	-1.49	-
Investing Cash Flow	-158.22	108.3	-312.76	-616.86	5.78
Net Change in Deposits	215	-99.12	547.69	-40.82	330.61
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-0.37	0.87	-3.4	-3.52	-
Short-Term Debt Issued	22.58	-33.2	-274.61	305.75	-3.52
Net Short-Term Debt Issued (Repaid)	22.58	-33.2	-274.61	305.75	-3.52
Long-Term Debt Repaid	-	-	-	-100	-
Net Long-Term Debt Issued (Repaid)	-	-	-	-100	-
Issuance of Common Stock	0.02	0.21	0.15	0.57	1.53
Repurchase of Common Stock	-0.81	-0	-0.03	-0.01	-0.01
Net Common Stock Issued (Repurchased)	-0.79	0.21	0.12	0.56	1.51
Common Dividends Paid	-9.87	-9.89	-9.88	-9.85	-9.81
Other Financing Activities	-	0.25	23.71	-	-
Financing Cash Flow	226.55	-140.88	283.63	152.11	296.21
Net Cash Flow	79.1	-13.05	-0.31	-452.31	333.98
Free Cash Flow	9.03	18.34	26.89	11.42	25.16
Free Cash Flow Growth	-50.74%	-31.82%	135.46%	-54.60%	-31.94%
FCF Margin	4.27%	18.95%	24.14%	10.50%	21.83%
Free Cash Flow Per Share	0.37	0.74	1.09	0.46	1.02
Levered Free Cash Flow	97.93	-54.23	-278.13	227.25	25.46
Unlevered Free Cash Flow	17.51	3.63	6.59	7.36	-2.13

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

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