First Seacoast Bancorp, Inc. (FSEA)

First Seacoast Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Interest Income	13.69	11.9	11.51	14.86	14.26
Net Interest Income Growth	15.04%	3.37%	-22.56%	4.23%	12.50%
Non-Interest Income	1.75	3.9	-2.01	0.89	2.25
Non-Interest Income Growth	-55.10%	-	-	-60.52%	9.92%
Revenues Before Loan Losses	15.44	15.8	9.5	15.75	16.51
Provision for Credit Losses	-0	-0.07	0.19	-	0.21
Revenue	15.44	15.87	9.32	15.75	16.3
Revenue Growth (YoY)	-2.73%	70.41%	-40.86%	-3.39%	14.48%
Compensation Expenses	10.32	9.58	10	11	8.09
Selling, General & Admin	5.17	4.72	4.75	4.58	4.1
Other Non-Interest Expenses	1.44	1.56	1.27	1.19	0.89
Total Non-Interest Expense	16.92	15.86	16.03	16.77	13.08
Pretax Income	-1.48	0.01	-6.71	-1.02	3.22
Provision for Income Taxes	-0.64	0.53	3.94	-0.45	0.6
Net Income	-0.85	-0.51	-10.66	-0.57	2.62
Net Income to Common	-0.85	-0.51	-10.66	-0.57	2.62
Net Income Growth	-	-	-	-	142.91%
Shares Outstanding (Basic)	4	4	5	5	6
Shares Outstanding (Diluted)	4	4	5	5	6
Shares Change (YoY)	-15.20%	-6.79%	-3.52%	-17.14%	-0.81%
EPS (Basic)	-0.23	-0.12	-2.29	-0.12	0.45
EPS (Diluted)	-0.23	-0.12	-2.29	-0.12	0.45
EPS Growth	-	-	-	-	150.00%
Free Cash Flow	0.33	-3.32	-2.26	0.87	2.39
Free Cash Flow Growth	-	-	-	-63.52%	115.84%
Free Cash Flow Per Share	0.09	-0.76	-0.49	0.18	0.41
Profit Margin	-5.47%	-3.23%	-114.40%	-3.59%	16.08%
FCF Margin	2.13%	-20.89%	-24.30%	5.52%	14.63%
EBITDA	0.32	0.38	0.49	0.52	0.56
EBITDA Margin	2.05%	2.42%	5.22%	3.31%	3.44%
Effective Tax Rate	43.02%	3764.29%	-58.76%	44.39%	18.65%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q