Interest Income on Loans | 19.63 | 16.9 | 14.09 | 14.13 | 14.54 | |
Interest Income on Investments | 5.8 | 3.69 | 2.52 | 1.37 | 1.31 | |
Total Interest Income | 25.43 | 20.59 | 16.61 | 15.5 | 15.85 | |
Interest Paid on Deposits | 9.66 | 5.37 | 0.7 | 0.59 | 1.52 | |
Interest Paid on Borrowings | 3.87 | 3.71 | 1.05 | 0.65 | 1.66 | |
Total Interest Expense | 13.53 | 9.08 | 1.75 | 1.24 | 3.17 | |
Net Interest Income | 11.9 | 11.51 | 14.86 | 14.26 | 12.68 | |
Net Interest Income Growth (YoY) | 3.37% | -22.56% | 4.23% | 12.50% | 9.23% | |
Gain (Loss) on Sale of Assets | 2.52 | -0 | - | - | - | |
Gain (Loss) on Sale of Investments | 0.01 | -4.17 | -0.75 | 0.54 | 0.41 | |
Other Non-Interest Income | 1.35 | 2.17 | 1.63 | 1.58 | 1.31 | |
Total Non-Interest Income | 3.9 | -2.01 | 0.89 | 2.25 | 2.05 | |
Non-Interest Income Growth (YoY) | - | - | -60.52% | 9.92% | 33.55% | |
Revenues Before Loan Losses | 15.8 | 9.5 | 15.75 | 16.51 | 14.72 | |
Provision for Loan Losses | -0.07 | 0.19 | - | 0.21 | 0.48 | |
Revenue | 15.87 | 9.32 | 15.75 | 16.3 | 14.24 | |
Revenue Growth (YoY) | 70.41% | -40.86% | -3.39% | 14.48% | 9.24% | |
Salaries and Employee Benefits | 8.45 | 8.98 | 10.16 | 7.67 | 7.98 | |
Federal Deposit Insurance | 0.4 | 0.26 | 0.15 | 0.13 | 0.12 | |
Selling, General & Administrative | 5.73 | 5.58 | 5.23 | 4.33 | 4.13 | |
Other Non-Interest Expense | 1.29 | 1.21 | 1.22 | 0.96 | 0.96 | |
Total Non-Interest Expense | 15.86 | 16.03 | 16.77 | 13.08 | 13.19 | |
EBT Excluding Unusual Items | 0.01 | -6.71 | -1.02 | 3.22 | 1.06 | |
Pretax Income | 0.01 | -6.71 | -1.02 | 3.22 | 1.06 | |
Income Tax Expense | 0.53 | 3.94 | -0.45 | 0.6 | -0.02 | |
Net Income | -0.51 | -10.66 | -0.57 | 2.62 | 1.08 | |
Net Income to Common | -0.51 | -10.66 | -0.57 | 2.62 | 1.08 | |
Net Income Growth | - | - | - | 142.91% | - | |
Basic Shares Outstanding | 4 | 5 | 5 | 5 | 5 | |
Diluted Shares Outstanding | 4 | 5 | 5 | 5 | 5 | |
Shares Change (YoY) | -6.79% | -3.52% | -0.86% | -0.81% | 117.66% | |
EPS (Basic) | -0.12 | -2.29 | -0.12 | 0.54 | 0.22 | |
EPS (Diluted) | -0.12 | -2.29 | -0.12 | 0.54 | 0.22 | |
EPS Growth | - | - | - | 149.95% | - | |
Effective Tax Rate | 3764.29% | - | - | 18.65% | - | |