Heartland Financial USA Statistics
Total Valuation
FSP has a market cap or net worth of $166.94 million. The enterprise value is $385.87 million.
Important Dates
The last earnings date was Tuesday, July 29, 2025, after market close.
| Earnings Date | Jul 29, 2025 |
| Ex-Dividend Date | Jul 25, 2025 |
Share Statistics
FSP has 103.69 million shares outstanding. The number of shares has increased by 0.13% in one year.
| Current Share Class | 103.69M |
| Shares Outstanding | 103.69M |
| Shares Change (YoY) | +0.13% |
| Shares Change (QoQ) | +0.04% |
| Owned by Insiders (%) | 19.98% |
| Owned by Institutions (%) | 62.10% |
| Float | 75.82M |
Valuation Ratios
| Price/FFO Ratio | n/a |
| Price/AFFO Ratio | n/a |
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | 1.49 |
| Forward PS | n/a |
| PB Ratio | 0.27 |
| P/TBV Ratio | 0.27 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 19.96 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | 3.45 |
| EV / EBITDA | 11.71 |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 2.92, with a Debt / Equity ratio of 0.40.
| Current Ratio | 2.92 |
| Quick Ratio | 2.88 |
| Debt / Equity | 0.40 |
| Debt / EBITDA | 7.44 |
| Debt / FCF | n/a |
| Interest Coverage | -0.35 |
Financial Efficiency
Return on equity (ROE) is -8.18% and return on invested capital (ROIC) is -0.57%.
| Return on Equity (ROE) | -8.18% |
| Return on Assets (ROA) | -0.55% |
| Return on Invested Capital (ROIC) | -0.57% |
| Return on Capital Employed (ROCE) | -0.97% |
| Revenue Per Employee | $4.00M |
| Profits Per Employee | -$1.91M |
| Employee Count | 28 |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, FSP has paid $244,000 in taxes.
| Income Tax | 244,000 |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -7.47% in the last 52 weeks. The beta is 0.87, so FSP's price volatility has been lower than the market average.
| Beta (5Y) | 0.87 |
| 52-Week Price Change | -7.47% |
| 50-Day Moving Average | 1.73 |
| 200-Day Moving Average | 1.77 |
| Relative Strength Index (RSI) | 41.46 |
| Average Volume (20 Days) | 397,441 |
Short Selling Information
The latest short interest is 889,261, so 0.86% of the outstanding shares have been sold short.
| Short Interest | 889,261 |
| Short Previous Month | 1.56M |
| Short % of Shares Out | 0.86% |
| Short % of Float | 1.17% |
| Short Ratio (days to cover) | 1.67 |
Income Statement
In the last 12 months, FSP had revenue of $111.88 million and -$53.46 million in losses. Loss per share was -$0.52.
| Revenue | 111.88M |
| Gross Profit | 47.47M |
| Operating Income | -8.50M |
| Pretax Income | -70.43M |
| Net Income | -53.46M |
| EBITDA | 32.95M |
| EBIT | -8.50M |
| Loss Per Share | -$0.52 |
Full Income StatementBalance Sheet
The company has $29.37 million in cash and $248.30 million in debt, giving a net cash position of -$218.93 million or -$2.11 per share.
| Cash & Cash Equivalents | 29.37M |
| Total Debt | 248.30M |
| Net Cash | -218.93M |
| Net Cash Per Share | -$2.11 |
| Equity (Book Value) | 624.70M |
| Book Value Per Share | 6.02 |
| Working Capital | 46.00M |
Full Balance SheetMargins
Gross margin is 42.43%, with operating and profit margins of -7.60% and -47.78%.
| Gross Margin | 42.43% |
| Operating Margin | -7.60% |
| Pretax Margin | -47.56% |
| Profit Margin | -47.78% |
| EBITDA Margin | 29.45% |
| EBIT Margin | -7.60% |
| FCF Margin | n/a |
