FirstSun Capital Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	598.11	425.46	421.96	385.64	247.99	159.3
Interest Income on Investments	83.97	42.31	37.58	28.05	18.83	10.05
Total Interest Income	682.08	467.77	459.54	413.68	266.82	169.35
Interest Paid on Deposits	222.83	145.34	150.65	101.36	13.15	8.54
Interest Paid on Borrowings	9.51	5.04	11.98	18.9	12.03	5.58
Total Interest Expense	232.34	150.38	162.63	120.25	25.19	14.12
Net Interest Income	449.74	317.39	296.91	293.43	241.63	155.23
Net Interest Income Growth	44.62%	6.90%	1.19%	21.44%	55.66%	14.18%
Trust Income	41.62	23.42	20.62	17.42	15.63	7.8
Mortgage Banking Activities	55.12	47.07	39.01	31.38	46.29	86.41
Other Non-Interest Income	17.17	12.34	9.51	8.67	6.59	7.17
Total Non-Interest Income	134.25	101.88	89.79	79.09	89.57	124.24
Non-Interest Income Growth	38.73%	13.46%	13.53%	-11.69%	-27.91%	-16.27%
Revenues Before Loan Losses	583.99	419.27	386.7	372.52	331.2	279.48
Provision for Loan Losses	59.25	24.6	27.55	18.25	18.05	3
Revenue	524.74	394.67	359.15	354.28	313.15	276.48
Revenue Growth	36.47%	9.89%	1.38%	13.13%	13.26%	5.83%
Salaries and Employee Benefits	216.75	168.29	152.61	131.1	132.91	148.93
Occupancy Expenses	39.24	30.13	28.65	25.76	31.34	21.01
Amortization of Goodwill & Intangibles	9.61	2.41	2.77	4.82	4.22	1.42
Selling, General & Administrative	20.45	14.49	13.26	12.61	4.04	12.75
Other Non-Interest Expense	83.91	53.71	52.79	48.5	47.87	37.46
Total Non-Interest Expense	369.94	269.03	250.08	222.79	220.38	221.55
EBT Excluding Unusual Items	154.79	125.64	109.07	131.48	92.77	54.93
Asset Writedown	-	-	-0.78	-	-	-
Pretax Income	79.09	122.9	95.11	131.48	74.02	51.84
Income Tax Expense	17.17	24.96	19.48	27.95	14.84	8.68
Net Income	61.92	97.94	75.63	103.53	59.18	43.16
Net Income to Common	61.92	97.94	75.63	103.53	59.18	43.16
Net Income Growth	-30.80%	29.50%	-26.95%	74.94%	37.11%	-9.29%
Basic Shares Outstanding	37	28	27	25	23	18
Diluted Shares Outstanding	38	28	28	25	24	19
Shares Change	33.33%	0.65%	10.56%	6.50%	27.00%	1.60%
EPS (Basic)	1.66	3.52	2.76	4.15	2.55	2.36
EPS (Diluted)	1.64	3.47	2.69	4.08	2.48	2.30
EPS Growth	-47.98%	29.00%	-34.07%	64.52%	7.83%	-10.85%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Effective Tax Rate	21.70%	20.31%	20.48%	21.26%	20.05%	16.74%

SEC Filings: 10-K · 10-Q