GBank Financial Holdings Inc. (GBFH)

GBank Financial Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 21, 2022
Interest Income on Loans	73.61	66.27	42.14	24.1
Interest Income on Investments	10.72	8.96	9.14	4.68
Total Interest Income	84.33	75.23	51.28	28.77
Interest Paid on Deposits	32.47	27.77	11.71	2.28
Interest Paid on Borrowings	1.12	1.26	1.48	1.15
Total Interest Expense	33.59	29.03	13.19	3.42
Net Interest Income	50.74	46.2	38.1	25.35
Net Interest Income Growth (YoY)	9.82%	21.28%	50.29%	-
Gain (Loss) on Sale of Investments	0.43	-	-	-
Other Non-Interest Income	12.29	3.92	1.95	2.67
Total Non-Interest Income	25.29	16.19	7.68	16.47
Non-Interest Income Growth (YoY)	56.23%	110.77%	-53.37%	-
Revenues Before Loan Losses	76.02	62.39	45.77	41.82
Provision for Loan Losses	3.85	2.24	1.09	1.35
Revenue	72.17	60.14	44.68	40.47
Revenue Growth (YoY)	20.00%	34.60%	10.41%	-
Salaries and Employee Benefits	25.46	20.42	19.05	16.64
Federal Deposit Insurance	-	0.45	0.29	0.17
Selling, General & Administrative	1.62	8.8	7.71	6.73
Other Non-Interest Expense	18	4.63	3.36	2.67
Total Non-Interest Expense	45.22	36.23	31.16	26.44
EBT Excluding Unusual Items	26.95	23.91	13.53	14.03
Pretax Income	26.95	23.91	13.53	14.03
Income Tax Expense	6.02	5.27	2.61	3.17
Net Income	20.93	18.64	10.92	10.87
Net Income to Common	20.93	18.64	10.92	10.87
Net Income Growth	12.30%	70.66%	0.48%	-
Basic Shares Outstanding	14	13	13	12
Diluted Shares Outstanding	14	13	13	13
Shares Change (YoY)	7.88%	2.94%	1.23%	-
EPS (Basic)	1.46	1.41	0.86	0.87
EPS (Diluted)	1.44	1.39	0.84	0.84
EPS Growth	3.60%	65.48%	0%	-
Effective Tax Rate	22.34%	22.06%	19.27%	22.55%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q