GBank Financial Holdings Inc. (GBFH)

GBank Financial Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 21, 2022
Interest Income on Loans	70.64	66.27	42.14	24.1
Interest Income on Investments	10.55	8.96	9.14	4.68
Total Interest Income	81.2	75.23	51.28	28.77
Interest Paid on Deposits	31.01	27.77	11.71	2.28
Interest Paid on Borrowings	1.12	1.26	1.48	1.15
Total Interest Expense	32.13	29.03	13.19	3.42
Net Interest Income	49.07	46.2	38.1	25.35
Net Interest Income Growth (YoY)	10.59%	21.28%	50.29%	-
Other Non-Interest Income	10.79	3.92	1.95	2.92
Total Non-Interest Income	23.73	16.19	7.68	16.47
Non-Interest Income Growth (YoY)	89.69%	110.77%	-53.37%	-
Revenues Before Loan Losses	72.8	62.39	45.77	41.82
Provision for Loan Losses	5.38	2.24	1.09	1.35
Revenue	67.42	60.14	44.68	40.47
Revenue Growth (YoY)	22.00%	34.60%	10.41%	-
Salaries and Employee Benefits	23.1	20.42	19.05	16.64
Federal Deposit Insurance	0.45	0.45	0.29	0.17
Selling, General & Administrative	8.8	8.8	7.71	6.73
Other Non-Interest Expense	9.05	4.63	3.36	2.67
Total Non-Interest Expense	43.41	36.23	31.16	26.44
EBT Excluding Unusual Items	24.01	23.91	13.53	14.03
Pretax Income	24.01	23.91	13.53	14.03
Income Tax Expense	5.23	5.27	2.61	3.17
Net Income	18.78	18.64	10.92	10.87
Net Income to Common	18.78	18.64	10.92	10.87
Net Income Growth	16.20%	70.66%	0.48%	-
Basic Shares Outstanding	14	13	13	12
Diluted Shares Outstanding	15	13	13	13
Shares Change (YoY)	9.08%	2.94%	1.23%	-
EPS (Basic)	1.32	1.41	0.86	0.87
EPS (Diluted)	1.30	1.39	0.84	0.84
EPS Growth	6.56%	65.48%	0%	-
Effective Tax Rate	21.79%	22.06%	19.27%	22.55%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q