GBank Financial Holdings Inc. (GBFH)

NASDAQ: GBFH · Real-Time Price · USD

21.55

+0.69 (3.31%)

Aug 11, 2026, 4:00 PM EDT - Market closed

GBank Financial Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Operating Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Income	17.77	20.93	18.64	10.92	10.87
Depreciation & Amortization	7.02	6.75	5.92	7.21	5.88
Provision for Credit Losses	5.42	3.85	2.24	1.09	1.35
Stock-Based Compensation	2.15	2.06	1.93	0.75	0.23
Net Change in Loans Held-for-Sale	-12.5	6.67	10.95	-49.6	9.08
Other Adjustments	-12.26	-14.79	-13.91	-6.36	-15.37
Changes in Accrued Interest and Accounts Receivable	-	-0.66	-1.6	-1.92	-1.77
Changes in Accounts Payable	4.28	3.09	2.91	5.19	0.41
Changes in Other Operating Activities	-6.04	-18.26	-0.61	-4.86	-0.9
Operating Cash Flow	5.25	9.64	26.48	-37.59	9.77
Operating Cash Flow Growth	-81.60%	-63.60%	-	-	-

Investing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Change in Loans Held-for-Investment	-209.25	-166.33	-170.74	-227.22	-51.16
Net Change in Securities and Investments	-51.02	38.03	-6.77	7.69	-103.93
Capital Expenditures	-0.67	-0.5	-0.19	-0.33	-0.32
Other Investing Activities	-	-15.86	-1.43	-1.33	-0.33
Investing Cash Flow	-224.42	-144.66	-179.13	-221.19	-155.73

Financing Activities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Change in Deposits	175.02	207.62	189.38	190.27	45.87
Net Change in Short-Term Interbank Borrowing and Repurchase Agreements	-	0.37	-30	30	-
Long-Term Debt Issued	10.53	-	-	-	-
Long-Term Debt Repaid	-6.39	-	-	-	-
Net Long-Term Debt Issued (Repaid)	4.14	-	-	-	-
Issuance of Common Stock	1.13	0.77	19.46	0.01	0.13
Net Common Stock Issued (Repurchased)	1.13	0.77	19.46	0.01	0.13
Financing Cash Flow	180.29	208.76	178.84	220.27	46

Net Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Net Cash Flow	-38.88	73.74	26.19	-38.5	-99.96

Free Cash Flow

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Free Cash Flow	4.58	9.14	26.29	-37.91	9.45
Free Cash Flow Growth	-83.86%	-65.22%	-	-	-
FCF Margin	6.37%	12.67%	43.71%	-84.81%	23.36%
Free Cash Flow Per Share	0.42	0.63	1.96	-2.91	0.73

SEC Filings: 10-K · 10-Q