GBank Financial Holdings Cash Flow Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 21, 2022
Net Income	18.78	18.64	10.92	10.87
Depreciation & Amortization	6.06	5.52	6.45	5.88
Other Amortization	0.07	0.08	0.07	0.06
Gain (Loss) on Sale of Investments	-0.72	-0.39	-0.6	-0.17
Total Asset Writedown	0.4	0.4	0.76	-
Provision for Credit Losses	5.38	2.24	1.09	1.35
Net Decrease (Increase) in Loans Originated / Sold - Operating	6.32	10.95	-49.6	9.08
Accrued Interest Receivable	0	-1.6	-1.92	-1.77
Change in Other Net Operating Assets	-4	-1.26	-6.09	-1.81
Other Operating Activities	-0.57	-0.41	-0.38	-0.36
Operating Cash Flow	22.55	26.48	-37.59	9.77
Capital Expenditures	-0.22	-0.19	-0.33	-0.32
Investment in Securities	-37.81	-6.77	7.69	-103.93
Net Decrease (Increase) in Loans Originated / Sold - Investing	-165.02	-170.74	-227.22	-51.16
Other Investing Activities	-15.86	-1.43	-1.33	-0.33
Investing Cash Flow	-218.91	-179.13	-221.19	-155.73
Short-Term Debt Issued	-	-	30	-
Total Debt Issued	-	-	30	-
Short-Term Debt Repaid	-	-30	-	-
Total Debt Repaid	-	-30	-	-
Net Debt Issued (Repaid)	-	-30	30	-
Issuance of Common Stock	20.13	19.46	0.01	0.13
Net Increase (Decrease) in Deposit Accounts	208.66	189.38	190.27	45.87
Financing Cash Flow	228.79	178.84	220.27	46
Net Cash Flow	32.43	26.19	-38.5	-99.96
Free Cash Flow	22.33	26.29	-37.91	9.45
Free Cash Flow Margin	33.13%	43.71%	-84.85%	23.36%
Free Cash Flow Per Share	1.54	1.96	-2.91	0.73
Cash Interest Paid	25.9	27.5	11.79	3.37
Cash Income Tax Paid	4.89	5.55	3.02	3.72

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q