GBank Financial Holdings Inc. (GBFH)

GBank Financial Holdings Statistics

Total Valuation

GBFH has a market cap or net worth of $488.07 million. The enterprise value is $416.41 million.

Market Cap	488.07M
Enterprise Value	416.41M

Important Dates

The last earnings date was Tuesday, October 28, 2025, after market close.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

GBFH has 14.38 million shares outstanding. The number of shares has increased by 11.01% in one year.

Current Share Class	14.38M
Shares Outstanding	14.38M
Shares Change (YoY)	+11.01%
Shares Change (QoQ)	-0.18%
Owned by Insiders (%)	31.93%
Owned by Institutions (%)	24.47%
Float	8.85M

Valuation Ratios

The trailing PE ratio is 26.32 and the forward PE ratio is 14.12.

PE Ratio	26.32
Forward PE	14.12
PS Ratio	7.15
Forward PS	8.39
PB Ratio	3.06
P/TBV Ratio	3.08
P/FCF Ratio	21.84
P/OCF Ratio	21.63
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	22.18
EV / Sales	6.18
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	18.64

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	1.44
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$396,600
Profits Per Employee	$110,453
Employee Count	170
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, GBFH has paid $5.23 million in taxes.

Income Tax	5.23M
Effective Tax Rate	21.79%

Stock Price Statistics

The stock price has increased by +18.91% in the last 52 weeks. The beta is -0.25, so GBFH's price volatility has been lower than the market average.

Beta (5Y)	-0.25
52-Week Price Change	+18.91%
50-Day Moving Average	38.59
200-Day Moving Average	38.17
Relative Strength Index (RSI)	33.24
Average Volume (20 Days)	58,141

Short Selling Information

The latest short interest is 585,781, so 4.07% of the outstanding shares have been sold short.

Short Interest	585,781
Short Previous Month	588,367
Short % of Shares Out	4.07%
Short % of Float	6.62%
Short Ratio (days to cover)	15.13

Income Statement

In the last 12 months, GBFH had revenue of $67.42 million and earned $18.78 million in profits. Earnings per share was $1.30.

Revenue	67.42M
Gross Profit	67.42M
Operating Income	24.64M
Pretax Income	24.01M
Net Income	18.78M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.30

Balance Sheet

The company has $103.39 million in cash and $32.09 million in debt, giving a net cash position of $71.30 million or $4.96 per share.

Cash & Cash Equivalents	103.39M
Total Debt	32.09M
Net Cash	71.30M
Net Cash Per Share	$4.96
Equity (Book Value)	158.19M
Book Value Per Share	11.07
Working Capital	-922.25M

Cash Flow

In the last 12 months, operating cash flow was $22.55 million and capital expenditures -$217,000, giving a free cash flow of $22.33 million.

Operating Cash Flow	22.55M
Capital Expenditures	-217,000
Free Cash Flow	22.33M
FCF Per Share	$1.55

Margins

Gross Margin	n/a
Operating Margin	36.54%
Pretax Margin	35.61%
Profit Margin	27.85%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.13%

Dividends & Yields

GBFH does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	-11.01%
Shareholder Yield	n/a
Earnings Yield	3.85%
FCF Yield	4.58%

Analyst Forecast

The average price target for GBFH is $55.00, which is 62.00% higher than the current price. The consensus rating is "Strong Buy".

Price Target	$55.00
Price Target Difference	62.00%
Analyst Consensus	Strong Buy
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3