QCR Holdings, Inc. (QCRH)

QCR Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	418.08	421.83	368.67	257.84	173.94	173.97
Interest Income on Investments	65.91	60.03	44.74	34.73	26.22	24.41
Total Interest Income	483.98	481.86	413.41	292.57	200.16	198.37
Interest Paid on Deposits	210.06	213.13	159.42	42.36	13.3	23.27
Interest Paid on Borrowings	30.93	36.94	32.99	19.09	8.62	8.15
Total Interest Expense	240.99	250.07	192.4	61.45	21.92	31.42
Net Interest Income	242.99	231.79	221.01	231.12	178.23	166.95
Net Interest Income Growth (YoY)	9.53%	4.88%	-4.38%	29.67%	6.76%	7.32%
Trust Income	13.81	13.03	11.7	10.64	11.21	9.21
Gain (Loss) on Sale of Assets	-	-	-	-	-0.01	-0.85
Gain (Loss) on Sale of Investments	-	-	-0.45	-	-0.09	2.48
Other Non-Interest Income	71.97	91.85	111.6	59.42	78.55	91.16
Total Non-Interest Income	96.79	115.53	132.68	80.73	100.41	112.95
Non-Interest Income Growth (YoY)	-26.71%	-12.93%	64.36%	-19.60%	-11.10%	49.72%
Revenues Before Loan Losses	339.78	347.32	353.69	311.85	278.64	279.9
Provision for Loan Losses	16.91	17.1	16.54	8.28	3.49	55.7
Revenue	322.87	330.22	337.15	303.57	275.16	224.2
Revenue Growth (YoY)	-4.04%	-2.06%	11.06%	10.32%	22.73%	0.12%
Salaries and Employee Benefits	117.98	125.36	133.94	112.93	98.56	94.12
Occupancy Expenses	25.41	25.01	24.56	21.98	15.92	16.5
Federal Deposit Insurance	7.58	7.44	7.14	5.81	4.48	4.16
Amortization of Goodwill & Intangibles	2.7	2.76	2.94	2.85	2.03	2.15
Selling, General & Administrative	35.83	33.7	30.17	27.78	24.79	23.53
Other Non-Interest Expense	11.29	11	11.6	9.48	8.71	6.13
Total Non-Interest Expense	200.8	205.26	210.32	180.78	153.07	146.29
EBT Excluding Unusual Items	122.07	124.96	126.83	122.79	122.09	77.91
Other Unusual Items	-	-	-	-	-	-3.91
Pretax Income	119.69	122.58	126.62	113.55	121.47	73.29
Income Tax Expense	6.86	8.73	13.06	14.48	22.56	12.71
Net Income	112.83	113.85	113.56	99.07	98.91	60.58
Net Income to Common	112.83	113.85	113.56	99.07	98.91	60.58
Net Income Growth	-0.87%	0.26%	14.63%	0.16%	63.26%	5.53%
Basic Shares Outstanding	17	17	17	17	16	16
Diluted Shares Outstanding	17	17	17	17	16	16
Shares Change (YoY)	0.70%	0.55%	-0.14%	5.93%	-0.05%	-0.10%
EPS (Basic)	6.68	6.77	6.79	5.94	6.30	3.84
EPS (Diluted)	6.63	6.71	6.73	5.87	6.20	3.80
EPS Growth	-1.63%	-0.30%	14.65%	-5.32%	63.16%	5.56%
Dividend Per Share	0.240	0.240	0.240	0.240	0.240	0.240
Effective Tax Rate	5.73%	7.12%	10.32%	12.75%	18.57%	17.34%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q