QCR Holdings, Inc. (QCRH)
NASDAQ: QCRH · Real-Time Price · USD
103.91
-0.93 (-0.89%)
At close: Aug 18, 2026, 4:00 PM EDT
103.91
0.00 (0.00%)
After-hours: Aug 18, 2026, 4:10 PM EDT

QCR Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
379.24351.46330.22337.15303.57275.16
Revenue Growth
17.46%6.43%-2.06%11.06%10.32%22.73%
Net Income
142.01127.19113.85113.5699.0798.91
Earnings Per Share
8.457.496.716.735.876.20
EPS Growth
27.50%11.62%-0.30%14.65%-5.32%63.16%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Commercial Banking - Cedar Rapids Bank & Trust Company (CRBT) (Incl. CNB)
163.92148.37139.56158.45119.01129.08
All Other
161.12142.58128.21126.54120.09119.45
Commercial Banking - Quad City Bank & Trust Company (QCBT)
97.8491.9481.4372.4885.9688.69
Commercial Banking - Community State Bank (CSB)
59.0554.951.6547.5947.6443.95
Commercial Banking - Guaranty Bank (GB) (incl. SFC)
75.8773.1474.173.9362.8438.34
Intercompany Eliminations
-178.55-159.46-144.72-141.86-131.97-118.93
Total
379.24351.46330.22337.15303.57300.58

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
518.9502.44532.63447.2361.62347.37
Total Debt
792.24856.65787.66937.531,030397.24
Net Cash (Debt)
-273.34-354.21-255.02-490.33-667.97-49.87
Net Cash Growth
------
Net Cash Per Share
-16.27-20.87-15.04-29.07-39.55-3.13

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
858.75421.54444.54376.32118.788.22
Capital Expenditures
-65.99-67.43-44.49-14.95-33.26-13.98
Free Cash Flow
792.76354.11400.05361.3885.4474.24
Free Cash Flow Growth
95.83%-11.48%10.70%322.97%15.09%-31.20%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
37.45%36.19%34.48%33.68%32.63%35.95%
FCF Margin
209.04%100.75%121.15%107.19%28.14%26.98%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4000.2400.2400.2400.2400.240
Dividend Per Share Growth
33.33%0%0%0%0%0%
Dividend Yield
0.38%0.29%0.30%0.41%0.49%0.44%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.2911.0311.958.608.468.83
Forward PE
12.1210.6712.0310.927.319.09
P/FCF Ratio
2.163.963.402.709.8111.77
PS Ratio
4.513.994.122.902.763.17