QCR Holdings, Inc. (QCRH)
NASDAQ: QCRH · Real-Time Price · USD
103.28
+3.12 (3.12%)
At close: Jul 28, 2026, 4:00 PM EDT
103.28
0.00 (0.00%)
After-hours: Jul 28, 2026, 4:10 PM EDT

QCR Holdings Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
378.65351.01330.22337.6303.07275.02
Revenue Growth
17.56%6.30%-2.19%11.40%10.20%22.17%
Net Income
142.01127.19113.85113.5699.0798.91
Earnings Per Share
8.467.496.716.735.876.20
EPS Growth
27.41%11.62%-0.30%14.65%-5.32%63.16%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Intercompany Eliminations
-159.46-144.72-141.86-131.97-118.93
Commercial Banking - Community State Bank (CSB)
54.951.6547.5947.6443.95
Commercial Banking - Guaranty Bank (GB) (incl. SFC)
73.1474.173.9362.8438.34
All Other
142.58128.21126.54120.09119.45
Commercial Banking - Quad City Bank & Trust Company (QCBT)
91.9481.4372.4885.9688.69
Commercial Banking - Cedar Rapids Bank & Trust Company (CRBT) (Incl. CNB)
148.37139.56158.45119.01129.08
Total
351.46330.22337.15303.57300.58

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
111.34226.15262.32237.49183.99125.15
Total Debt
660.32390.51282.35281.8281.26152.01
Net Cash (Debt)
-660.32-390.51-282.35-281.8-281.26-152.01
Net Cash Growth
------
Net Cash Per Share
-39.31-23.01-16.65-16.71-16.65-9.53

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
429.5421.54444.54376.32118.788.22
Capital Expenditures
-70.6-67.43-44.49-14.95-33.26-13.98
Free Cash Flow
358.9354.11400.05361.3885.4474.24
Free Cash Flow Growth
-9.54%-11.48%10.70%322.97%15.09%-31.21%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
40.81%38.72%37.12%37.51%37.47%44.17%
Profit Margin
37.50%36.24%34.48%33.64%32.69%35.96%
FCF Margin
0.00%100.88%121.15%107.04%28.19%26.99%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.4000.2400.2400.2400.2400.240
Dividend Per Share Growth
33.33%0%0%0%0%0%
Dividend Yield
0.39%0.29%0.30%0.41%0.48%0.43%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.2211.1212.028.688.469.03
Forward PE
12.0510.6712.0310.927.319.09
P/FCF Ratio
4.683.933.402.719.7611.78
PS Ratio
4.433.964.122.902.753.18