Guild Holdings Company Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Interest Income	41.28	36.61	38.04	18.9	2.52	-2.52
Net Interest Income Growth	11.34%	-3.77%	101.23%	650.16%	-	-
Non-Interest Income	1,117	1,013	617.15	1,146	1,574	1,625
Non-Interest Income Growth	60.30%	64.16%	-46.14%	-27.19%	-3.13%	128.98%
Revenues Before Loan Losses	1,158	1,050	655.19	1,165	1,576	1,622
Provision for Credit Losses	5.75	1.62	1.19	0.3	-0.52	7.7
Revenue	1,153	1,048	654	1,165	1,577	1,614
Revenue Growth (YoY)	57.28%	60.26%	-43.84%	-26.15%	-2.32%	127.70%
Compensation Expenses	780.2	724.26	529.86	619.19	1,020	953.76
Selling, General & Admin	112.7	107.1	83.21	38.09	91.29	101.95
Other Non-Interest Expenses	96	97.68	87.06	87.23	78.82	64.57
Total Non-Interest Expense	988.89	929.04	700.13	744.5	1,190	1,120
Pretax Income	163.72	119.06	-46.13	420.02	386.93	494.07
Provision for Income Taxes	37.78	22.13	-6.99	91.39	103.15	123.49
Net Income	126.03	97.13	-39.01	328.6	283.77	370.58
Minority Interest in Earnings	-0.09	-0.2	-0.13	0.03	0.01	-
Net Income to Common	126.03	97.13	-39.01	328.6	283.77	370.58
Net Income Growth	-	-	-	15.80%	-23.42%	6544.74%
Shares Outstanding (Basic)	62	61	61	61	61	60
Shares Outstanding (Diluted)	63	62	61	61	61	60
Shares Change (YoY)	3.30%	1.87%	-0.67%	0.91%	1.28%	-
EPS (Basic)	2.04	1.58	-0.64	5.39	4.69	6.18
EPS (Diluted)	2.01	1.56	-0.64	5.35	4.67	6.17
EPS Growth	-	-	-	14.56%	-24.31%	-
Free Cash Flow	24.85	-668.99	-97.23	1,256	675.85	-476.27
Free Cash Flow Growth	-	-	-	85.83%	-	-
Free Cash Flow Per Share	0.39	-10.77	-1.59	20.46	11.11	-7.93
Profit Margin	11.19%	9.38%	-6.06%	28.39%	18.11%	23.06%
FCF Margin	2.21%	-64.77%	-15.07%	108.49%	43.14%	-29.63%
EBITDA	35.78	37.78	36.01	31.5	33.19	26.1
EBITDA Margin	3.18%	3.66%	5.58%	2.72%	2.12%	1.62%
Effective Tax Rate	23.08%	18.58%	15.16%	21.76%	26.66%	25.00%

Updated Sep 30, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q