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Guild Holdings Company (GHLD)
Nov 28, 2025 - GHLD was delisted (reason: acquired by Bayview)
20.01
+0.14 (0.70%)
Inactive · Last trade price on Nov 26, 2025

Guild Holdings Company Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
1,2701,160721.551,2141,6381,682
Revenue Growth
53.03%60.70%-40.57%-25.88%-2.63%118.96%
Gross Profit
1,2701,160721.551,2141,6381,682
Operating Income
286.2237.822.3424.18458.68585.94
Net Income
126.0397.13-39.01328.6283.77370.58
Earnings Per Share
1.991.56-0.645.354.676.17
EPS Growth
---14.56%-24.31%-

Revenue by Segment
Fiscal YearFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingDec '24 Dec '23 Dec '22 Dec '21 Dec '20
Origination
780.49516.37717.881,4851,768
Servicing
287.14149.32453.4297.47-137.65
All Other
-17.92-10.51-6.48-6.2-7.84

Cash & Debt
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
129.24126.17135.16139.51265.33465.04
Total Debt
3,3343,0352,0611,5763,0073,666
Net Cash (Debt)
-3,205-2,909-1,926-1,437-2,742-3,201
Net Cash Growth
------
Net Cash Per Share
-50.78-46.83-31.58-23.41-45.08-53.30

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
33.91-659.62-91.721,260680.46-468.04
Capital Expenditures
-9.06-9.37-5.51-3.68-4.61-8.23
Free Cash Flow
24.85-668.99-97.231,256675.85-476.27
Free Cash Flow Growth
---85.83%--

Margins
Chart
Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Gross Margin
100.00%100.00%100.00%100.00%100.00%100.00%
Operating Margin
22.54%20.51%3.09%34.94%28.00%34.83%
Pretax Margin
12.89%10.27%-6.39%34.60%23.62%29.37%
Profit Margin
9.92%8.38%-5.41%27.07%17.32%22.03%
FCF Margin
1.96%-57.69%-13.48%103.45%41.26%-28.31%

Valuation
Chart
Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingAug '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
10.058.99-1.883.022.74
Forward PE
10.149.0513.087.064.223.87
P/FCF Ratio
50.12--0.491.27-
PS Ratio
0.980.751.190.510.520.60