Great Southern Bancorp, Inc. (GSBC)
NASDAQ: GSBC · Real-Time Price · USD
80.66
-2.12 (-2.56%)
Nov 5, 2026, 1:03 PM EST - Market open
Great Southern Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 262.07 | 285.46 | 297.18 | 271.95 | 205.75 | 186.27 |
Interest Income on Investments | 29.11 | 28.27 | 27.52 | 24.88 | 21.23 | 12.4 |
Total Interest Income | 291.18 | 313.73 | 324.7 | 296.84 | 226.98 | 198.67 |
Interest Paid on Deposits | 73.48 | 94.14 | 109.71 | 88.76 | 20.68 | 13.1 |
Interest Paid on Borrowings | 20.45 | 19.36 | 25.85 | 14.86 | 6.69 | 7.65 |
Total Interest Expense | 93.93 | 113.5 | 135.56 | 103.62 | 27.36 | 20.75 |
Net Interest Income | 197.25 | 200.23 | 189.14 | 193.22 | 199.61 | 177.92 |
Net Interest Income Growth | -1.67% | 5.86% | -2.11% | -3.21% | 12.19% | 0.44% |
Gain (Loss) on Sale of Assets | - | - | - | - | 1.1 | - |
Gain (Loss) on Sale of Investments | - | - | - | - | -0.13 | - |
Other Non-Interest Income | 25.78 | 25.78 | 24.09 | 27.72 | 30.59 | 28.85 |
Total Non-Interest Income | 29.06 | 29.05 | 27.87 | 30.07 | 34.14 | 38.32 |
Non-Interest Income Growth | 0.92% | 4.26% | -7.34% | -11.92% | -10.90% | 9.32% |
Revenues Before Loan Losses | 226.32 | 229.29 | 217.01 | 223.29 | 233.76 | 216.24 |
Provision for Loan Losses | 0.63 | 0.05 | 2.72 | -3.08 | 6.19 | -5.76 |
| 225.68 | 229.24 | 214.29 | 226.37 | 227.57 | 222 | |
Revenue Growth | -1.31% | 6.98% | -5.33% | -0.53% | 2.51% | 13.08% |
Salaries and Employee Benefits | 78.17 | 78.11 | 76.83 | 76.9 | 73.86 | 69.07 |
Occupancy Expenses | 36.61 | 33.6 | 30.38 | 29.13 | 26.87 | 27.66 |
Federal Deposit Insurance | 4.34 | 4.45 | 4.62 | 4.54 | 3.2 | 3.06 |
Amortization of Goodwill & Intangibles | 0.44 | 0.43 | 0.43 | 0.29 | 0.77 | 0.86 |
Selling, General & Administrative | 17.73 | 17.96 | 19.14 | 21.18 | 20.04 | 19.82 |
Other Non-Interest Expense | 8.11 | 7.91 | 8.4 | 8.67 | 8.26 | 6.53 |
Total Non-Interest Expense | 145.29 | 141.94 | 139.5 | 141.02 | 133.37 | 127.64 |
EBT Excluding Unusual Items | 80.4 | 87.3 | 74.8 | 85.34 | 94.2 | 94.36 |
Legal Settlements | - | - | -2 | - | - | - |
Other Unusual Items | -4.06 | - | 2.7 | - | - | - |
Pretax Income | 76.34 | 87.3 | 75.5 | 85.34 | 94.2 | 94.36 |
Income Tax Expense | 12.78 | 16.32 | 13.69 | 17.54 | 18.25 | 19.74 |
Net Income | 63.56 | 70.97 | 61.81 | 67.8 | 75.95 | 74.63 |
Net Income to Common | 63.56 | 70.97 | 61.81 | 67.8 | 75.95 | 74.63 |
Net Income Growth | -8.71% | 14.83% | -8.84% | -10.73% | 1.77% | 25.82% |
Basic Shares Outstanding | 11 | 11 | 12 | 12 | 13 | 14 |
Diluted Shares Outstanding | 11 | 11 | 12 | 12 | 13 | 14 |
Shares Change | -4.24% | -2.54% | -2.69% | -4.18% | -7.80% | -3.05% |
EPS (Basic) | 5.80 | 6.23 | 5.28 | 5.65 | 6.07 | 5.50 |
EPS (Diluted) | 5.72 | 6.19 | 5.26 | 5.61 | 6.02 | 5.46 |
EPS Growth | -4.73% | 17.68% | -6.24% | -6.81% | 10.26% | 29.69% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.720 | 1.660 | 1.600 | 1.600 | 1.560 | 1.400 |
Dividend Growth | 5.52% | 3.75% | 0% | 2.56% | 11.43% | 2.94% |
Effective Tax Rate | 16.74% | 18.70% | 18.13% | 20.56% | 19.38% | 20.92% |