Home Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	178.5	179.47	170.26	149.34	112.66	101.58
Interest Income on Investments	16.92	14.3	14.51	14.33	13.27	5.33
Total Interest Income	195.42	193.77	184.77	163.66	125.93	106.9
Interest Paid on Deposits	51.77	53.38	52.78	27.5	5.22	5.23
Interest Paid on Borrowings	3.41	7.14	11.73	15.47	2.7	0.68
Total Interest Expense	55.17	60.52	64.51	42.97	7.92	5.91
Net Interest Income	140.25	133.25	120.26	120.69	118.02	100.99
Net Interest Income Growth	7.23%	10.80%	-0.36%	2.27%	16.86%	9.52%
Gain (Loss) on Sale of Assets	-0.01	0	0.03	-0.03	0.03	-0.5
Gain (Loss) on Sale of Investments	-	-	-	-0.25	-	-
Other Non-Interest Income	15.02	14.6	14.12	14.1	13.2	14.26
Total Non-Interest Income	15.86	15.46	14.63	14.64	13.89	16.27
Non-Interest Income Growth	5.06%	5.72%	-0.07%	5.41%	-14.66%	13.74%
Revenues Before Loan Losses	156.11	148.72	134.89	135.33	131.9	117.26
Provision for Loan Losses	3.08	0.06	2.52	2.84	7.77	-9.77
Revenue	153.03	148.66	132.37	132.49	124.13	127.03
Revenue Growth	5.47%	12.31%	-0.09%	6.73%	-2.28%	35.45%
Salaries and Employee Benefits	54.5	50.1	48.57	46.56	45.31	36.8
Federal Deposit Insurance	1.82	1.91	1.95	2.04	2.12	1.32
Amortization of Goodwill & Intangibles	0.91	1.09	1.33	1.6	1.6	1.16
Selling, General & Administrative	28.41	28.15	27.85	26.04	25.23	21.52
Other Non-Interest Expense	8.79	8.31	7.14	6.65	6.84	5.35
Total Non-Interest Expense	96.97	90.64	87.18	82.34	81.63	66.59
EBT Excluding Unusual Items	56.06	58.02	45.18	50.15	42.5	60.44
Pretax Income	56.06	58.02	45.18	50.15	42.5	60.44
Income Tax Expense	11.58	11.96	8.76	9.91	8.43	11.82
Net Income	44.48	46.06	36.43	40.24	34.07	48.62
Net Income to Common	44.48	46.06	36.43	40.24	34.07	48.62
Net Income Growth	0.36%	26.45%	-9.48%	18.10%	-29.92%	96.33%
Basic Shares Outstanding	8	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8	8
Shares Change	-0.74%	-1.99%	-0.74%	-1.57%	-2.78%	-3.17%
EPS (Basic)	5.73	5.93	4.58	5.01	4.19	5.80
EPS (Diluted)	5.67	5.87	4.55	4.99	4.16	5.77
EPS Growth	0.94%	29.01%	-8.82%	19.95%	-27.90%	102.46%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	1.250	1.140	1.010	1.000	0.930	0.910
Dividend Growth	14.68%	12.87%	1.00%	7.53%	2.20%	3.41%
Effective Tax Rate	20.65%	20.61%	19.38%	19.75%	19.83%	19.55%

SEC Filings: 10-K · 10-Q