Home Bancorp Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	178.87	179.47	170.26	149.34	112.66	101.58
Interest Income on Investments	16.03	14.3	14.51	14.33	13.27	5.33
Total Interest Income	194.9	193.77	184.77	163.66	125.93	106.9
Interest Paid on Deposits	52.59	53.38	52.78	27.5	5.22	5.23
Interest Paid on Borrowings	3.87	7.14	11.73	15.47	2.7	0.68
Total Interest Expense	56.46	60.52	64.51	42.97	7.92	5.91
Net Interest Income	138.44	133.25	120.26	120.69	118.02	100.99
Net Interest Income Growth	8.95%	10.80%	-0.36%	2.27%	16.86%	9.52%
Gain (Loss) on Sale of Assets	-0.01	0	0.03	-0.03	0.03	-0.5
Gain (Loss) on Sale of Investments	-	-	-	-0.25	-	-
Other Non-Interest Income	14.57	14.6	14.12	14.1	13.2	14.26
Total Non-Interest Income	15.39	15.46	14.63	14.64	13.89	16.27
Non-Interest Income Growth	2.31%	5.72%	-0.07%	5.41%	-14.66%	13.74%
Revenues Before Loan Losses	153.83	148.72	134.89	135.33	131.9	117.26
Provision for Loan Losses	1.83	0.06	2.52	2.84	7.77	-9.77
Revenue	152	148.66	132.37	132.49	124.13	127.03
Revenue Growth	7.84%	12.31%	-0.09%	6.73%	-2.28%	35.45%
Salaries and Employee Benefits	52.41	50.1	48.57	46.56	45.31	36.8
Federal Deposit Insurance	1.81	1.91	1.95	2.04	2.12	1.32
Amortization of Goodwill & Intangibles	0.97	1.09	1.33	1.6	1.6	1.16
Selling, General & Administrative	28.74	28.15	27.85	26.04	25.23	21.52
Other Non-Interest Expense	8.38	8.31	7.14	6.65	6.84	5.35
Total Non-Interest Expense	93.18	90.64	87.18	82.34	81.63	66.59
EBT Excluding Unusual Items	58.83	58.02	45.18	50.15	42.5	60.44
Pretax Income	58.83	58.02	45.18	50.15	42.5	60.44
Income Tax Expense	12.09	11.96	8.76	9.91	8.43	11.82
Net Income	46.74	46.06	36.43	40.24	34.07	48.62
Net Income to Common	46.74	46.06	36.43	40.24	34.07	48.62
Net Income Growth	12.90%	26.45%	-9.48%	18.10%	-29.92%	96.33%
Basic Shares Outstanding	8	8	8	8	8	8
Diluted Shares Outstanding	8	8	8	8	8	8
Shares Change	-1.60%	-1.99%	-0.74%	-1.57%	-2.78%	-3.17%
EPS (Basic)	6.04	5.93	4.58	5.01	4.19	5.80
EPS (Diluted)	5.98	5.87	4.55	4.99	4.16	5.77
EPS Growth	14.84%	29.01%	-8.82%	19.95%	-27.90%	102.46%
Dividend Per Share	1.220	1.140	1.010	1.000	0.930	0.910
Dividend Growth	16.19%	12.87%	1.00%	7.53%	2.20%	3.41%
Effective Tax Rate	20.54%	20.61%	19.38%	19.75%	19.83%	19.55%

SEC Filings: 10-K · 10-Q