HDFC Bank Income Statement

Financials in millions INR. Fiscal year is April - March.

Millions INR. Fiscal year is Apr - Mar.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Mar '26 Mar 31, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022
Net Interest Income	1,631,240	1,404,490	1,248,000	913,989	748,840
Net Interest Income Growth	16.14%	12.54%	36.54%	22.05%	9.53%
Non-Interest Income	1,468,480	967,023	738,931	291,387	270,574
Non-Interest Income Growth	51.86%	30.87%	153.59%	7.69%	6.96%
Revenues Before Loan Losses	3,099,720	2,371,510	1,986,930	1,205,380	1,019,410
Provision for Credit Losses	266,562	181,380	133,063	74,214	126,980
Revenue	2,833,150	2,190,130	1,853,870	1,131,160	892,434
Revenue Growth (YoY)	29.36%	18.14%	63.89%	26.75%	14.06%
Compensation Expenses	376,048	299,252	288,776	199,727	165,288
Selling, General & Admin	512,289	370,491	346,152	245,563	191,167
Other Non-Interest Expenses	923,402	595,888	434,314	23,490	16,817
Total Non-Interest Expense	1,811,740	1,265,630	1,069,240	468,779	373,272
Pretax Income	1,021,410	861,546	705,459	662,382	519,162
Provision for Income Taxes	229,220	175,015	77,827	166,117	132,559
Net Income	792,195	686,531	627,632	496,264	386,603
Minority Interest in Earnings	31,935	13,023	4,975	817.5	602.6
Net Income to Common	760,260	673,508	622,657	495,447	386,000
Net Income Growth	12.88%	8.17%	25.68%	28.35%	18.41%
Shares Outstanding (Basic)	5,120	5,085	4,720	3,710	3,689
Shares Outstanding (Diluted)	5,142	5,106	4,738	3,725	3,709
Shares Change (YoY)	0.71%	7.77%	27.21%	0.43%	0.72%
EPS (Basic)	148.50	135.01	132.99	133.53	104.64
EPS (Diluted)	147.84	134.44	132.47	133.02	104.07
EPS Growth	9.96%	1.49%	-0.42%	27.82%	17.55%
Free Cash Flow	1,096,160	1,129,220	968,484	433,580	554,694
Free Cash Flow Growth	-2.93%	16.60%	123.37%	-21.83%	-38.64%
Free Cash Flow Per Share	213.16	221.14	204.40	116.40	149.55
Dividends Per Share	13.000	11.000	9.750	9.500	7.750
Dividend Growth	18.18%	12.82%	2.63%	22.58%	138.46%
Profit Margin	27.96%	31.35%	33.86%	43.87%	43.32%
FCF Margin	38.69%	51.56%	52.24%	38.33%	62.16%
EBITDA	41,949	63,021	52,348	23,490	16,817
EBITDA Margin	1.48%	2.88%	2.82%	2.08%	1.88%
Effective Tax Rate	22.44%	20.31%	11.03%	25.08%	25.53%

SEC Filings: 10-K · 10-Q