Home Federal Bancorp, Inc. of Louisiana (HFBL)

HFBL Income Statement

Financials in millions USD. Fiscal year is July - June.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest Income on Loans	27.35	29.02	23.45	17.5	18.91
Interest Income on Investments	3.12	2.85	3.18	1.73	1.33
Total Interest Income	30.46	31.86	26.63	19.23	20.25
Interest Paid on Deposits	11.44	12	4.51	1.77	3.2
Interest Paid on Borrowings	0.35	0.92	0.57	0.11	0.11
Total Interest Expense	11.79	12.91	5.08	1.88	3.3
Net Interest Income	18.67	18.95	21.55	17.36	16.94
Net Interest Income Growth (YoY)	-1.48%	-12.07%	24.17%	2.46%	11.59%
Gain (Loss) on Sale of Assets	-	-	0	-	-
Gain (Loss) on Sale of Investments	-0.01	0.03	-	-	-
Other Non-Interest Income	0.32	0.18	0.15	0.4	0.18
Total Non-Interest Income	2.01	1.58	2.1	3.48	5.45
Non-Interest Income Growth (YoY)	26.58%	-24.54%	-39.61%	-36.24%	39.83%
Revenues Before Loan Losses	20.68	20.54	23.65	20.83	22.39
Provision for Loan Losses	-0.13	0.04	0.87	0.34	1.8
Revenue	20.8	20.5	22.78	20.5	20.59
Revenue Growth (YoY)	1.50%	-10.04%	11.15%	-0.47%	19.80%
Salaries and Employee Benefits	8.94	9.02	8.47	8.34	8.1
Occupancy Expenses	2.35	2.14	2.03	1.77	1.43
Federal Deposit Insurance	0.35	0.39	0.3	0.15	0.14
Amortization of Goodwill & Intangibles	0.29	0.33	0.17	-	-
Selling, General & Administrative	2.68	2.68	3.4	2.56	2.27
Other Non-Interest Expense	1.55	1.85	1.65	1.68	1.64
Total Non-Interest Expense	16.15	16.43	16.01	14.5	13.78
EBT Excluding Unusual Items	4.65	4.07	6.77	6	6.81
Pretax Income	4.65	4.07	6.77	6	6.81
Income Tax Expense	0.77	0.48	1.07	1.13	1.45
Net Income	3.89	3.59	5.7	4.87	5.37
Net Income to Common	3.89	3.59	5.7	4.87	5.37
Net Income Growth	8.21%	-37.01%	17.05%	-9.17%	39.35%
Basic Shares Outstanding	3	3	3	3	3
Diluted Shares Outstanding	3	3	3	3	3
Shares Change (YoY)	-0.19%	-2.23%	-9.00%	1.13%	-4.69%
EPS (Basic)	1.27	1.18	1.89	1.50	1.66
EPS (Diluted)	1.26	1.18	1.81	1.41	1.57
EPS Growth	6.78%	-34.81%	28.37%	-10.19%	46.73%
Dividend Per Share	0.520	0.500	0.480	0.400	0.330
Dividend Growth	4.00%	4.17%	20.00%	21.21%	3.13%
Effective Tax Rate	16.46%	11.70%	15.75%	18.78%	21.22%

Updated May 13, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q