Home Federal Bancorp, Inc. of Louisiana (HFBL)

HFBL Statistics

Total Valuation

HFBL has a market cap or net worth of $53.62 million. The enterprise value is $39.21 million.

Market Cap	53.62M
Enterprise Value	39.21M

Important Dates

The next estimated earnings date is Thursday, April 30, 2026, after market close.

Earnings Date	Apr 30, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

HFBL has 3.07 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	2.96M
Shares Outstanding	3.07M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	+0.92%
Owned by Insiders (%)	28.20%
Owned by Institutions (%)	7.45%
Float	1.91M

Valuation Ratios

The trailing PE ratio is 10.33.

PE Ratio	10.33
Forward PE	n/a
PS Ratio	2.37
Forward PS	n/a
PB Ratio	0.91
P/TBV Ratio	0.99
P/FCF Ratio	7.05
P/OCF Ratio	7.02
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.54
EV / Sales	1.74
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	5.15

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.64
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.31%.

Return on Equity (ROE)	9.31%
Return on Assets (ROA)	0.85%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.53%
Revenue Per Employee	$297,158
Profits Per Employee	$68,434
Employee Count	76
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFBL has paid $1.44 million in taxes.

Income Tax	1.44M
Effective Tax Rate	21.65%

Stock Price Statistics

The stock price has increased by +33.95% in the last 52 weeks. The beta is 0.32, so HFBL's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+33.95%
50-Day Moving Average	17.92
200-Day Moving Average	14.88
Relative Strength Index (RSI)	46.86
Average Volume (20 Days)	2,514

Short Selling Information

The latest short interest is 2,992, so 0.10% of the outstanding shares have been sold short.

Short Interest	2,992
Short Previous Month	2,499
Short % of Shares Out	0.10%
Short % of Float	0.16%
Short Ratio (days to cover)	1.38

Income Statement

In the last 12 months, HFBL had revenue of $22.58 million and earned $5.20 million in profits. Earnings per share was $1.69.

Revenue	22.58M
Gross Profit	22.58M
Operating Income	7.27M
Pretax Income	6.64M
Net Income	5.20M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.69

Balance Sheet

The company has $19.27 million in cash and $4.85 million in debt, with a net cash position of $14.41 million or $4.69 per share.

Cash & Cash Equivalents	19.27M
Total Debt	4.85M
Net Cash	14.41M
Net Cash Per Share	$4.69
Equity (Book Value)	57.75M
Book Value Per Share	19.10
Working Capital	-535.64M

Cash Flow

In the last 12 months, operating cash flow was $7.64 million and capital expenditures -$36,000, giving a free cash flow of $7.61 million.

Operating Cash Flow	7.64M
Capital Expenditures	-36,000
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	7.61M
FCF Per Share	$2.47

Margins

Gross Margin	n/a
Operating Margin	32.17%
Pretax Margin	29.39%
Profit Margin	23.03%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.68%

Dividends & Yields

This stock pays an annual dividend of $0.54, which amounts to a dividend yield of 3.10%.

Dividend Per Share	$0.54
Dividend Yield	3.10%
Dividend Growth (YoY)	3.88%
Years of Dividend Growth	11
Payout Ratio	31.68%
Buyback Yield	0.04%
Shareholder Yield	3.14%
Earnings Yield	9.70%
FCF Yield	14.18%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 1, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 1, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4