Home Federal Bancorp, Inc. of Louisiana (HFBL)

HFBL Statistics

Total Valuation

HFBL has a market cap or net worth of $51.13 million. The enterprise value is $29.49 million.

Market Cap	51.13M
Enterprise Value	29.49M

Important Dates

The next estimated earnings date is Thursday, January 29, 2026, after market close.

Earnings Date	Jan 29, 2026
Ex-Dividend Date	Oct 27, 2025

Share Statistics

HFBL has 3.00 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	3.00M
Shares Outstanding	3.00M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.56%
Owned by Insiders (%)	27.65%
Owned by Institutions (%)	7.12%
Float	1.67M

Valuation Ratios

The trailing PE ratio is 11.31.

PE Ratio	11.31
Forward PE	n/a
PS Ratio	2.32
Forward PS	n/a
PB Ratio	0.88
P/TBV Ratio	0.97
P/FCF Ratio	6.97
P/OCF Ratio	6.93
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.49
EV / Sales	1.36
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	4.02

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.66
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.20%.

Return on Equity (ROE)	8.20%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$285,789
Profits Per Employee	$59,816
Employee Count	76
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFBL has paid $1.19 million in taxes.

Income Tax	1.19M
Effective Tax Rate	20.69%

Stock Price Statistics

The stock price has increased by +35.59% in the last 52 weeks. The beta is 0.34, so HFBL's price volatility has been lower than the market average.

Beta (5Y)	0.34
52-Week Price Change	+35.59%
50-Day Moving Average	15.40
200-Day Moving Average	13.71
Relative Strength Index (RSI)	52.80
Average Volume (20 Days)	3,932

Short Selling Information

The latest short interest is 3,234, so 0.11% of the outstanding shares have been sold short.

Short Interest	3,234
Short Previous Month	2,525
Short % of Shares Out	0.11%
Short % of Float	0.19%
Short Ratio (days to cover)	1.38

Income Statement

In the last 12 months, HFBL had revenue of $21.72 million and earned $4.55 million in profits. Earnings per share was $1.47.

Revenue	21.72M
Gross Profit	21.72M
Operating Income	6.36M
Pretax Income	5.73M
Net Income	4.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.47

Balance Sheet

The company has $26.49 million in cash and $4.86 million in debt, giving a net cash position of $21.64 million or $7.21 per share.

Cash & Cash Equivalents	26.49M
Total Debt	4.86M
Net Cash	21.64M
Net Cash Per Share	$7.21
Equity (Book Value)	56.59M
Book Value Per Share	18.81
Working Capital	-529.95M

Cash Flow

In the last 12 months, operating cash flow was $7.38 million and capital expenditures -$42,000, giving a free cash flow of $7.34 million.

Operating Cash Flow	7.38M
Capital Expenditures	-42,000
Free Cash Flow	7.34M
FCF Per Share	$2.44

Margins

Gross Margin	n/a
Operating Margin	29.28%
Pretax Margin	26.39%
Profit Margin	20.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.77%

Dividends & Yields

This stock pays an annual dividend of $0.54, which amounts to a dividend yield of 3.17%.

Dividend Per Share	$0.54
Dividend Yield	3.17%
Dividend Growth (YoY)	3.92%
Years of Dividend Growth	10
Payout Ratio	36.09%
Buyback Yield	0.04%
Shareholder Yield	3.21%
Earnings Yield	8.89%
FCF Yield	14.35%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 1, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 1, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4