Home Federal Bancorp, Inc. of Louisiana (HFBL)

HFBL Statistics

Total Valuation

HFBL has a market cap or net worth of $53.59 million. The enterprise value is $31.95 million.

Market Cap	53.59M
Enterprise Value	31.95M

Important Dates

The next estimated earnings date is Tuesday, January 27, 2026, after market close.

Earnings Date	Jan 27, 2026
Ex-Dividend Date	Feb 2, 2026

Share Statistics

HFBL has 3.00 million shares outstanding. The number of shares has decreased by -0.04% in one year.

Current Share Class	3.00M
Shares Outstanding	3.00M
Shares Change (YoY)	-0.04%
Shares Change (QoQ)	-0.56%
Owned by Insiders (%)	27.85%
Owned by Institutions (%)	7.12%
Float	1.66M

Valuation Ratios

The trailing PE ratio is 12.16.

PE Ratio	12.16
Forward PE	n/a
PS Ratio	2.50
Forward PS	n/a
PB Ratio	0.95
P/TBV Ratio	1.02
P/FCF Ratio	7.31
P/OCF Ratio	7.26
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.03
EV / Sales	1.47
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	4.36

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.66
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 8.20%.

Return on Equity (ROE)	8.20%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.49%
Revenue Per Employee	$285,789
Profits Per Employee	$59,816
Employee Count	76
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFBL has paid $1.19 million in taxes.

Income Tax	1.19M
Effective Tax Rate	20.69%

Stock Price Statistics

The stock price has increased by +31.73% in the last 52 weeks. The beta is 0.32, so HFBL's price volatility has been lower than the market average.

Beta (5Y)	0.32
52-Week Price Change	+31.73%
50-Day Moving Average	16.58
200-Day Moving Average	14.13
Relative Strength Index (RSI)	56.19
Average Volume (20 Days)	4,981

Short Selling Information

The latest short interest is 2,868, so 0.10% of the outstanding shares have been sold short.

Short Interest	2,868
Short Previous Month	3,234
Short % of Shares Out	0.10%
Short % of Float	0.17%
Short Ratio (days to cover)	1.38

Income Statement

In the last 12 months, HFBL had revenue of $21.72 million and earned $4.55 million in profits. Earnings per share was $1.47.

Revenue	21.72M
Gross Profit	21.72M
Operating Income	6.36M
Pretax Income	5.73M
Net Income	4.55M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.47

Balance Sheet

The company has $26.49 million in cash and $4.86 million in debt, with a net cash position of $21.64 million or $7.21 per share.

Cash & Cash Equivalents	26.49M
Total Debt	4.86M
Net Cash	21.64M
Net Cash Per Share	$7.21
Equity (Book Value)	56.59M
Book Value Per Share	18.81
Working Capital	-529.95M

Cash Flow

In the last 12 months, operating cash flow was $7.38 million and capital expenditures -$42,000, giving a free cash flow of $7.34 million.

Operating Cash Flow	7.38M
Capital Expenditures	-42,000
Free Cash Flow	7.34M
FCF Per Share	$2.44

Margins

Gross Margin	n/a
Operating Margin	29.28%
Pretax Margin	26.39%
Profit Margin	20.93%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	33.77%

Dividends & Yields

This stock pays an annual dividend of $0.54, which amounts to a dividend yield of 3.03%.

Dividend Per Share	$0.54
Dividend Yield	3.03%
Dividend Growth (YoY)	3.88%
Years of Dividend Growth	11
Payout Ratio	36.43%
Buyback Yield	0.04%
Shareholder Yield	3.06%
Earnings Yield	8.48%
FCF Yield	13.69%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 1, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 1, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4