Home Federal Bancorp, Inc. of Louisiana (HFBL)

HFBL Statistics

Total Valuation

HFBL has a market cap or net worth of $41.89 million. The enterprise value is $29.13 million.

Market Cap	41.89M
Enterprise Value	29.13M

Important Dates

The next estimated earnings date is Tuesday, October 28, 2025, after market close.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	Aug 4, 2025

Share Statistics

HFBL has 2.99 million shares outstanding. The number of shares has decreased by -0.14% in one year.

Current Share Class	2.99M
Shares Outstanding	2.99M
Shares Change (YoY)	-0.14%
Shares Change (QoQ)	-0.74%
Owned by Insiders (%)	25.89%
Owned by Institutions (%)	7.75%
Float	1.65M

Valuation Ratios

The trailing PE ratio is 11.03.

PE Ratio	11.03
Forward PE	n/a
PS Ratio	2.04
Forward PS	n/a
PB Ratio	0.76
P/TBV Ratio	0.81
P/FCF Ratio	7.67
P/OCF Ratio	7.61
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	7.49
EV / Sales	1.40
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	5.37

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.89
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.20%.

Return on Equity (ROE)	7.20%
Return on Assets (ROA)	0.62%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$256,815
Profits Per Employee	$48,000
Employee Count	81
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFBL has paid $766,000 in taxes.

Income Tax	766,000
Effective Tax Rate	16.46%

Stock Price Statistics

The stock price has increased by +15.43% in the last 52 weeks. The beta is 0.38, so HFBL's price volatility has been lower than the market average.

Beta (5Y)	0.38
52-Week Price Change	+15.43%
50-Day Moving Average	13.47
200-Day Moving Average	13.20
Relative Strength Index (RSI)	66.73
Average Volume (20 Days)	1,729

Short Selling Information

The latest short interest is 11,867, so 0.40% of the outstanding shares have been sold short.

Short Interest	11,867
Short Previous Month	9,231
Short % of Shares Out	0.40%
Short % of Float	0.72%
Short Ratio (days to cover)	9.05

Income Statement

In the last 12 months, HFBL had revenue of $20.80 million and earned $3.89 million in profits. Earnings per share was $1.26.

Revenue	20.80M
Gross Profit	20.80M
Operating Income	5.29M
Pretax Income	4.65M
Net Income	3.89M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.26

Balance Sheet

The company has $17.35 million in cash and $4.86 million in debt, giving a net cash position of $12.49 million or $4.17 per share.

Cash & Cash Equivalents	17.35M
Total Debt	4.86M
Net Cash	12.49M
Net Cash Per Share	$4.17
Equity (Book Value)	55.21M
Book Value Per Share	18.28
Working Capital	-527.26M

Cash Flow

In the last 12 months, operating cash flow was $5.47 million and capital expenditures -$46,000, giving a free cash flow of $5.43 million.

Operating Cash Flow	5.47M
Capital Expenditures	-46,000
Free Cash Flow	5.43M
FCF Per Share	$1.81

Margins

Gross Margin	n/a
Operating Margin	25.41%
Pretax Margin	22.37%
Profit Margin	18.69%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.08%

Dividends & Yields

This stock pays an annual dividend of $0.54, which amounts to a dividend yield of 3.86%.

Dividend Per Share	$0.54
Dividend Yield	3.86%
Dividend Growth (YoY)	3.96%
Years of Dividend Growth	10
Payout Ratio	41.67%
Buyback Yield	0.14%
Shareholder Yield	4.02%
Earnings Yield	9.34%
FCF Yield	13.04%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 1, 2021. It was a forward split with a ratio of 2:1.

Last Split Date	Apr 1, 2021
Split Type	Forward
Split Ratio	2:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4