Heritage Financial Statistics
Total Valuation
HFWA has a market cap or net worth of $823.45 million. The enterprise value is $738.24 million.
Important Dates
The last earnings date was Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Nov 5, 2025 |
Share Statistics
HFWA has 33.96 million shares outstanding. The number of shares has decreased by -1.49% in one year.
| Current Share Class | 33.96M |
| Shares Outstanding | 33.96M |
| Shares Change (YoY) | -1.49% |
| Shares Change (QoQ) | -0.10% |
| Owned by Insiders (%) | 1.80% |
| Owned by Institutions (%) | 86.23% |
| Float | 33.34M |
Valuation Ratios
The trailing PE ratio is 14.70 and the forward PE ratio is 10.35.
| PE Ratio | 14.70 |
| Forward PE | 10.35 |
| PS Ratio | 3.54 |
| Forward PS | 2.65 |
| PB Ratio | 0.91 |
| P/TBV Ratio | 1.25 |
| P/FCF Ratio | 9.90 |
| P/OCF Ratio | 9.42 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 12.90 |
| EV / Sales | 3.17 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 8.87 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.43%.
| Return on Equity (ROE) | 6.43% |
| Return on Assets (ROA) | 0.81% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $306,014 |
| Profits Per Employee | $75,194 |
| Employee Count | 761 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HFWA has paid $12.03 million in taxes.
| Income Tax | 12.03M |
| Effective Tax Rate | 17.37% |
Stock Price Statistics
The stock price has decreased by -9.41% in the last 52 weeks. The beta is 0.53, so HFWA's price volatility has been lower than the market average.
| Beta (5Y) | 0.53 |
| 52-Week Price Change | -9.41% |
| 50-Day Moving Average | 23.25 |
| 200-Day Moving Average | 23.57 |
| Relative Strength Index (RSI) | 65.01 |
| Average Volume (20 Days) | 214,434 |
Short Selling Information
The latest short interest is 915,526, so 2.70% of the outstanding shares have been sold short.
| Short Interest | 915,526 |
| Short Previous Month | 963,974 |
| Short % of Shares Out | 2.70% |
| Short % of Float | 2.75% |
| Short Ratio (days to cover) | 5.81 |
Income Statement
In the last 12 months, HFWA had revenue of $232.88 million and earned $57.22 million in profits. Earnings per share was $1.65.
| Revenue | 232.88M |
| Gross Profit | 232.88M |
| Operating Income | 73.79M |
| Pretax Income | 69.25M |
| Net Income | 57.22M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.65 |
Full Income StatementBalance Sheet
The company has $261.17 million in cash and $175.95 million in debt, giving a net cash position of $85.21 million or $2.51 per share.
| Cash & Cash Equivalents | 261.17M |
| Total Debt | 175.95M |
| Net Cash | 85.21M |
| Net Cash Per Share | $2.51 |
| Equity (Book Value) | 904.06M |
| Book Value Per Share | 26.62 |
| Working Capital | -5.68B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $87.45 million and capital expenditures -$4.25 million, giving a free cash flow of $83.20 million.
| Operating Cash Flow | 87.45M |
| Capital Expenditures | -4.25M |
| Free Cash Flow | 83.20M |
| FCF Per Share | $2.45 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 31.69% |
| Pretax Margin | 29.74% |
| Profit Margin | 24.57% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 35.73% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.96%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 3.96% |
| Dividend Growth (YoY) | 4.35% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 58.18% |
| Buyback Yield | 1.49% |
| Shareholder Yield | 5.41% |
| Earnings Yield | 6.95% |
| FCF Yield | 10.10% |
Dividend DetailsAnalyst Forecast
The average price target for HFWA is $29.33, which is 20.90% higher than the current price. The consensus rating is "Buy".
| Price Target | $29.33 |
| Price Target Difference | 20.90% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Sep 28, 2005 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
