Heritage Financial Statistics

Total Valuation

HFWA has a market cap or net worth of $793.39 million.

Market Cap	793.39M
Enterprise Value	n/a

Important Dates

The last earnings date was Thursday, October 24, 2024, before market open.

Earnings Date	Oct 24, 2024
Ex-Dividend Date	Nov 6, 2024

Share Statistics

HFWA has 34.15 million shares outstanding. The number of shares has decreased by -0.94% in one year.

Shares Outstanding	34.15M
Shares Change (YoY)	-0.94%
Shares Change (QoQ)	-0.75%
Owned by Insiders (%)	2.05%
Owned by Institutions (%)	82.17%
Float	33.44M

Valuation Ratios

The trailing PE ratio is 21.54 and the forward PE ratio is 12.63.

PE Ratio	21.54
Forward PE	12.63
PS Ratio	3.95
Forward PS	3.10
PB Ratio	0.91
P/FCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.45%.

Return on Equity (ROE)	4.45%
Return on Assets (ROA)	0.53%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$255,300
Profits Per Employee	$47,013
Employee Count	799
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFWA has paid $4.94 million in taxes.

Income Tax	4.94M
Effective Tax Rate	11.63%

Stock Price Statistics

The stock price has increased by +31.62% in the last 52 weeks. The beta is 0.52, so HFWA's price volatility has been lower than the market average.

Beta (5Y)	0.52
52-Week Price Change	+31.62%
50-Day Moving Average	22.04
200-Day Moving Average	19.77
Relative Strength Index (RSI)	62.74
Average Volume (20 Days)	135,475

Short Selling Information

The latest short interest is 424,287, so 1.24% of the outstanding shares have been sold short.

Short Interest	424,287
Short Previous Month	419,184
Short % of Shares Out	1.24%
Short % of Float	1.27%
Short Ratio (days to cover)	2.60

Income Statement

In the last 12 months, HFWA had revenue of $203.99 million and earned $37.56 million in profits. Earnings per share was $1.08.

Revenue	203.99M
Gross Profit	203.99M
Operating Income	47.62M
Pretax Income	51.24M
Net Income	37.56M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.08

Full Income Statement

Balance Sheet

The company has $175.57 million in cash and $403.99 million in debt, giving a net cash position of -$228.41 million or -$6.69 per share.

Cash & Cash Equivalents	175.57M
Total Debt	403.99M
Net Cash	-228.41M
Net Cash Per Share	-$6.69
Equity (Book Value)	874.51M
Book Value Per Share	25.61
Working Capital	-6.06B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	23.34%
Pretax Margin	20.84%
Profit Margin	18.41%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	35.10%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.96%.

Dividend Per Share	$0.92
Dividend Yield	3.96%
Dividend Growth (YoY)	4.55%
Years of Dividend Growth	8
Payout Ratio	85.32%
Buyback Yield	0.94%
Shareholder Yield	4.90%
Earnings Yield	4.73%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for HFWA is $24.40, which is 5.04% higher than the current price. The consensus rating is "Buy".

Price Target	$24.40
Price Target Difference	5.04%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.

Last Split Date	Sep 28, 2005
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2