Heritage Financial Statistics

Total Valuation

HFWA has a market cap or net worth of $832.32 million. The enterprise value is $1.06 billion.

Market Cap	832.32M
Enterprise Value	1.06B

Important Dates

The next estimated earnings date is Thursday, January 23, 2025, before market open.

Earnings Date	Jan 23, 2025
Ex-Dividend Date	Nov 6, 2024

Share Statistics

HFWA has 34.15 million shares outstanding. The number of shares has decreased by -0.94% in one year.

Current Share Class	34.15M
Shares Outstanding	34.15M
Shares Change (YoY)	-0.94%
Shares Change (QoQ)	-0.75%
Owned by Insiders (%)	1.96%
Owned by Institutions (%)	81.45%
Float	33.47M

Valuation Ratios

The trailing PE ratio is 22.60 and the forward PE ratio is 13.22.

PE Ratio	22.60
Forward PE	13.22
PS Ratio	4.14
Forward PS	3.30
PB Ratio	0.95
P/TBV Ratio	1.32
P/FCF Ratio	11.72
P/OCF Ratio	11.12
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	28.24
EV / Sales	5.20
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	14.93

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	5.93
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 4.45%.

Return on Equity (ROE)	4.45%
Return on Assets (ROA)	0.53%
Return on Capital (ROIC)	n/a
Revenue Per Employee	$255,300
Profits Per Employee	$47,013
Employee Count	799
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFWA has paid $4.94 million in taxes.

Income Tax	4.94M
Effective Tax Rate	11.63%

Stock Price Statistics

The stock price has increased by +13.45% in the last 52 weeks. The beta is 0.55, so HFWA's price volatility has been lower than the market average.

Beta (5Y)	0.55
52-Week Price Change	+13.45%
50-Day Moving Average	24.80
200-Day Moving Average	20.91
Relative Strength Index (RSI)	39.98
Average Volume (20 Days)	205,846

Short Selling Information

The latest short interest is 386,849, so 1.13% of the outstanding shares have been sold short.

Short Interest	386,849
Short Previous Month	400,613
Short % of Shares Out	1.13%
Short % of Float	1.16%
Short Ratio (days to cover)	1.91

Income Statement

In the last 12 months, HFWA had revenue of $203.99 million and earned $37.56 million in profits. Earnings per share was $1.08.

Revenue	203.99M
Gross Profit	203.99M
Operating Income	47.62M
Pretax Income	51.24M
Net Income	37.56M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.08

Full Income Statement

Balance Sheet

The company has $192.94 million in cash and $421.35 million in debt, giving a net cash position of -$228.41 million or -$6.69 per share.

Cash & Cash Equivalents	192.94M
Total Debt	421.35M
Net Cash	-228.41M
Net Cash Per Share	-$6.69
Equity (Book Value)	874.51M
Book Value Per Share	25.61
Working Capital	-5.95B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $74.82 million and capital expenditures -$3.78 million, giving a free cash flow of $71.04 million.

Operating Cash Flow	74.82M
Capital Expenditures	-3.78M
Free Cash Flow	71.04M
FCF Per Share	$2.08

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	23.34%
Pretax Margin	20.84%
Profit Margin	18.41%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	34.83%

Dividends & Yields

This stock pays an annual dividend of $0.92, which amounts to a dividend yield of 3.78%.

Dividend Per Share	$0.92
Dividend Yield	3.78%
Dividend Growth (YoY)	4.55%
Years of Dividend Growth	8
Payout Ratio	85.32%
Buyback Yield	0.94%
Shareholder Yield	4.72%
Earnings Yield	4.51%
FCF Yield	8.54%

Dividend Details

Analyst Forecast

The average price target for HFWA is $24.40, which is 0.12% higher than the current price. The consensus rating is "Buy".

Price Target	$24.40
Price Target Difference	0.12%
Analyst Consensus	Buy
Analyst Count	5
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.

Last Split Date	Sep 28, 2005
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4