Heritage Financial Statistics

Total Valuation

HFWA has a market cap or net worth of $820.88 million. The enterprise value is $1.11 billion.

Market Cap	820.88M
Enterprise Value	1.11B

Important Dates

The last earnings date was Thursday, January 23, 2025, before market open.

Earnings Date	Jan 23, 2025
Ex-Dividend Date	Feb 6, 2025

Share Statistics

HFWA has 33.99 million shares outstanding. The number of shares has decreased by -1.02% in one year.

Current Share Class	33.99M
Shares Outstanding	33.99M
Shares Change (YoY)	-1.02%
Shares Change (QoQ)	-0.30%
Owned by Insiders (%)	1.64%
Owned by Institutions (%)	81.36%
Float	33.42M

Valuation Ratios

The trailing PE ratio is 19.48 and the forward PE ratio is 11.97.

PE Ratio	19.48
Forward PE	11.97
PS Ratio	3.95
Forward PS	3.13
PB Ratio	0.95
P/TBV Ratio	1.33
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	25.63
EV / Sales	5.27
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 5.04%.

Return on Equity (ROE)	5.04%
Return on Assets (ROA)	0.61%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$280,366
Profits Per Employee	$57,601
Employee Count	751
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HFWA has paid $9.00 million in taxes.

Income Tax	9.00M
Effective Tax Rate	17.22%

Stock Price Statistics

The stock price has increased by +30.40% in the last 52 weeks. The beta is 0.56, so HFWA's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	+30.40%
50-Day Moving Average	24.78
200-Day Moving Average	22.18
Relative Strength Index (RSI)	42.26
Average Volume (20 Days)	208,806

Short Selling Information

The latest short interest is 576,350, so 1.70% of the outstanding shares have been sold short.

Short Interest	576,350
Short Previous Month	648,967
Short % of Shares Out	1.70%
Short % of Float	1.72%
Short Ratio (days to cover)	3.08

Income Statement

In the last 12 months, HFWA had revenue of $210.56 million and earned $43.26 million in profits. Earnings per share was $1.24.

Revenue	210.56M
Gross Profit	210.56M
Operating Income	57.16M
Pretax Income	51.24M
Net Income	43.26M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.24

Full Income Statement

Balance Sheet

The company has $117.10 million in cash and $405.06 million in debt, giving a net cash position of -$287.96 million or -$8.47 per share.

Cash & Cash Equivalents	117.10M
Total Debt	405.06M
Net Cash	-287.96M
Net Cash Per Share	-$8.47
Equity (Book Value)	863.53M
Book Value Per Share	25.40
Working Capital	-5.78B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	27.15%
Pretax Margin	24.82%
Profit Margin	20.54%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.98%.

Dividend Per Share	$0.96
Dividend Yield	3.98%
Dividend Growth (YoY)	4.49%
Years of Dividend Growth	4
Payout Ratio	77.42%
Buyback Yield	1.02%
Shareholder Yield	4.99%
Earnings Yield	5.27%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for HFWA is $24.75, which is 2.48% higher than the current price. The consensus rating is "Hold".

Price Target	$24.75
Price Target Difference	2.48%
Analyst Consensus	Hold
Analyst Count	4
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.

Last Split Date	Sep 28, 2005
Split Type	Forward
Split Ratio	1.05:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2