Heritage Financial Statistics
Total Valuation
HFWA has a market cap or net worth of $828.46 million. The enterprise value is $859.77 million.
Important Dates
The next estimated earnings date is Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | Aug 6, 2025 |
Share Statistics
HFWA has 33.95 million shares outstanding. The number of shares has decreased by -1.58% in one year.
| Current Share Class | 33.95M |
| Shares Outstanding | 33.95M |
| Shares Change (YoY) | -1.58% |
| Shares Change (QoQ) | -0.17% |
| Owned by Insiders (%) | 1.80% |
| Owned by Institutions (%) | 85.01% |
| Float | 33.33M |
Valuation Ratios
The trailing PE ratio is 17.06 and the forward PE ratio is 11.15.
| PE Ratio | 17.06 |
| Forward PE | 11.15 |
| PS Ratio | 3.76 |
| Forward PS | 3.06 |
| PB Ratio | 0.93 |
| P/TBV Ratio | 1.28 |
| P/FCF Ratio | 10.10 |
| P/OCF Ratio | 9.57 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 17.38 |
| EV / Sales | 3.88 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 10.48 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.69 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.69%.
| Return on Equity (ROE) | 5.69% |
| Return on Assets (ROA) | 0.70% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $290,817 |
| Profits Per Employee | $65,016 |
| Employee Count | 761 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HFWA has paid $10.54 million in taxes.
| Income Tax | 10.54M |
| Effective Tax Rate | 17.56% |
Stock Price Statistics
The stock price has increased by +11.26% in the last 52 weeks. The beta is 0.56, so HFWA's price volatility has been lower than the market average.
| Beta (5Y) | 0.56 |
| 52-Week Price Change | +11.26% |
| 50-Day Moving Average | 23.80 |
| 200-Day Moving Average | 24.15 |
| Relative Strength Index (RSI) | 59.01 |
| Average Volume (20 Days) | 157,183 |
Short Selling Information
The latest short interest is 896,857, so 2.64% of the outstanding shares have been sold short.
| Short Interest | 896,857 |
| Short Previous Month | 918,200 |
| Short % of Shares Out | 2.64% |
| Short % of Float | 2.69% |
| Short Ratio (days to cover) | 5.82 |
Income Statement
In the last 12 months, HFWA had revenue of $221.31 million and earned $49.48 million in profits. Earnings per share was $1.43.
| Revenue | 221.31M |
| Gross Profit | 221.31M |
| Operating Income | 64.69M |
| Pretax Income | 51.24M |
| Net Income | 49.48M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.43 |
Full Income StatementBalance Sheet
The company has $271.56 million in cash and $302.87 million in debt, giving a net cash position of -$31.31 million or -$0.92 per share.
| Cash & Cash Equivalents | 271.56M |
| Total Debt | 302.87M |
| Net Cash | -31.31M |
| Net Cash Per Share | -$0.92 |
| Equity (Book Value) | 888.21M |
| Book Value Per Share | 26.16 |
| Working Capital | -5.72B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $86.56 million and capital expenditures -$4.51 million, giving a free cash flow of $82.05 million.
| Operating Cash Flow | 86.56M |
| Capital Expenditures | -4.51M |
| Free Cash Flow | 82.05M |
| FCF Per Share | $2.42 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 29.23% |
| Pretax Margin | 27.12% |
| Profit Margin | 22.36% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 37.07% |
Dividends & Yields
This stock pays an annual dividend of $0.96, which amounts to a dividend yield of 3.93%.
| Dividend Per Share | $0.96 |
| Dividend Yield | 3.93% |
| Dividend Growth (YoY) | 4.40% |
| Years of Dividend Growth | 4 |
| Payout Ratio | 66.41% |
| Buyback Yield | 1.58% |
| Shareholder Yield | 5.74% |
| Earnings Yield | 5.97% |
| FCF Yield | 9.90% |
Dividend DetailsAnalyst Forecast
The average price target for HFWA is $27.67, which is 13.40% higher than the current price. The consensus rating is "Hold".
| Price Target | $27.67 |
| Price Target Difference | 13.40% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Sep 28, 2005 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |
