Heritage Financial Statistics
Total Valuation
HFWA has a market cap or net worth of $1.15 billion. The enterprise value is $1.11 billion.
| Market Cap | 1.15B |
| Enterprise Value | 1.11B |
Important Dates
The last earnings date was Thursday, October 22, 2026, before market open.
| Earnings Date | Oct 22, 2026 |
| Ex-Dividend Date | Nov 4, 2026 |
Share Statistics
HFWA has 40.58 million shares outstanding. The number of shares has increased by 13.24% in one year.
| Current Share Class | 40.58M |
| Shares Outstanding | 40.58M |
| Shares Change (YoY) | +13.24% |
| Shares Change (QoQ) | -0.79% |
| Owned by Insiders (%) | 1.55% |
| Owned by Institutions (%) | 82.30% |
| Float | 39.94M |
Valuation Ratios
The trailing PE ratio is 14.29 and the forward PE ratio is 11.20.
| PE Ratio | 14.29 |
| Forward PE | 11.20 |
| PS Ratio | 3.65 |
| Forward PS | 3.22 |
| PB Ratio | 1.06 |
| P/TBV Ratio | 1.51 |
| P/FCF Ratio | 14.32 |
| P/OCF Ratio | 12.78 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 14.32 |
| EV / Sales | 3.52 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.79 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.13 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.80 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.79%.
| Return on Equity (ROE) | 7.79% |
| Return on Assets (ROA) | 1.00% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.29% |
| Revenue Per Employee | $322,494 |
| Profits Per Employee | $79,192 |
| Employee Count | 978 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HFWA has paid $13.63 million in taxes.
| Income Tax | 13.63M |
| Effective Tax Rate | 14.97% |
Stock Price Statistics
The stock price has increased by +26.23% in the last 52 weeks. The beta is 0.51, so HFWA's price volatility has been lower than the market average.
| Beta (5Y) | 0.51 |
| 52-Week Price Change | +26.23% |
| 50-Day Moving Average | 28.25 |
| 200-Day Moving Average | 27.87 |
| Relative Strength Index (RSI) | 49.85 |
| Average Volume (20 Days) | 312,044 |
Short Selling Information
The latest short interest is 3.28 million, so 8.08% of the outstanding shares have been sold short.
| Short Interest | 3.28M |
| Short Previous Month | 3.17M |
| Short % of Shares Out | 8.08% |
| Short % of Float | 8.21% |
| Short Ratio (days to cover) | 8.77 |
Income Statement
In the last 12 months, HFWA had revenue of $315.40 million and earned $77.45 million in profits. Earnings per share was $1.99.
| Revenue | 315.40M |
| Gross Profit | 315.40M |
| Operating Income | 102.97M |
| Pretax Income | 91.08M |
| Net Income | 77.45M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.99 |
Balance Sheet
The company has $187.07 million in cash and $144.47 million in debt, with a net cash position of $42.60 million or $1.05 per share.
| Cash & Cash Equivalents | 187.07M |
| Total Debt | 144.47M |
| Net Cash | 42.60M |
| Net Cash Per Share | $1.05 |
| Equity (Book Value) | 1.08B |
| Book Value Per Share | 26.71 |
| Working Capital | -6.89B |
Cash Flow
In the last 12 months, operating cash flow was $90.11 million and capital expenditures -$9.68 million, giving a free cash flow of $80.43 million.
| Operating Cash Flow | 90.11M |
| Capital Expenditures | -9.68M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -96.95M |
| Free Cash Flow | 80.43M |
| FCF Per Share | $1.98 |
Margins
| Gross Margin | n/a |
| Operating Margin | 32.65% |
| Pretax Margin | 28.88% |
| Profit Margin | 24.56% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 27.26% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.52%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.52% |
| Dividend Growth (YoY) | 2.08% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 50.33% |
| FCF Payout Ratio | 50.45% |
| Buyback Yield | -13.24% |
| Shareholder Yield | -9.72% |
| Earnings Yield | 7.00% |
| FCF Yield | 6.98% |
Analyst Forecast
The average price target for HFWA is $32.60, which is 14.83% higher than the current price. The consensus rating is "Buy".
| Price Target | $32.60 |
| Price Target Difference | 14.83% |
| Analyst Consensus | Buy |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | 15.93% |
| EPS Growth Forecast (3Y) | 9.01% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Sep 28, 2005 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |