Heritage Financial Statistics
Total Valuation
HFWA has a market cap or net worth of $1.23 billion. The enterprise value is $1.20 billion.
| Market Cap | 1.23B |
| Enterprise Value | 1.20B |
Important Dates
The last earnings date was Thursday, July 23, 2026, before market open.
| Earnings Date | Jul 23, 2026 |
| Ex-Dividend Date | Aug 5, 2026 |
Share Statistics
HFWA has 40.91 million shares outstanding. The number of shares has increased by 8.07% in one year.
| Current Share Class | 40.91M |
| Shares Outstanding | 40.91M |
| Shares Change (YoY) | +8.07% |
| Shares Change (QoQ) | +6.23% |
| Owned by Insiders (%) | 1.63% |
| Owned by Institutions (%) | 80.42% |
| Float | 40.23M |
Valuation Ratios
The trailing PE ratio is 14.41 and the forward PE ratio is 12.26.
| PE Ratio | 14.41 |
| Forward PE | 12.26 |
| PS Ratio | 4.13 |
| Forward PS | 3.42 |
| PB Ratio | 1.10 |
| P/TBV Ratio | 1.56 |
| P/FCF Ratio | 15.19 |
| P/OCF Ratio | 13.61 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 15.45 |
| EV / Sales | 4.08 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.00 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 2.35 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 7.80%.
| Return on Equity (ROE) | 7.80% |
| Return on Assets (ROA) | 1.01% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 6.02% |
| Revenue Per Employee | $302,335 |
| Profits Per Employee | $79,815 |
| Employee Count | 976 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, HFWA has paid $13.21 million in taxes.
| Income Tax | 13.21M |
| Effective Tax Rate | 14.50% |
Stock Price Statistics
The stock price has increased by +27.73% in the last 52 weeks. The beta is 0.49, so HFWA's price volatility has been lower than the market average.
| Beta (5Y) | 0.49 |
| 52-Week Price Change | +27.73% |
| 50-Day Moving Average | 28.69 |
| 200-Day Moving Average | 26.11 |
| Relative Strength Index (RSI) | 53.76 |
| Average Volume (20 Days) | 391,413 |
Short Selling Information
The latest short interest is 2.59 million, so 6.32% of the outstanding shares have been sold short.
| Short Interest | 2.59M |
| Short Previous Month | 2.60M |
| Short % of Shares Out | 6.32% |
| Short % of Float | 6.43% |
| Short Ratio (days to cover) | 7.11 |
Income Statement
In the last 12 months, HFWA had revenue of $295.08 million and earned $77.90 million in profits. Earnings per share was $2.08.
| Revenue | 295.08M |
| Gross Profit | 295.08M |
| Operating Income | 100.24M |
| Pretax Income | 91.11M |
| Net Income | 77.90M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.08 |
Balance Sheet
The company has $204.38 million in cash and $188.75 million in debt, with a net cash position of $15.63 million or $0.38 per share.
| Cash & Cash Equivalents | 204.38M |
| Total Debt | 188.75M |
| Net Cash | 15.63M |
| Net Cash Per Share | $0.38 |
| Equity (Book Value) | 1.11B |
| Book Value Per Share | 27.13 |
| Working Capital | -6.77B |
Cash Flow
In the last 12 months, operating cash flow was $89.54 million and capital expenditures -$9.29 million, giving a free cash flow of $80.25 million.
| Operating Cash Flow | 89.54M |
| Capital Expenditures | -9.29M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -244.40M |
| Free Cash Flow | 80.25M |
| FCF Per Share | $1.96 |
Margins
| Gross Margin | n/a |
| Operating Margin | 33.97% |
| Pretax Margin | 30.88% |
| Profit Margin | 26.40% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 30.22% |
Dividends & Yields
This stock pays an annual dividend of $1.00, which amounts to a dividend yield of 3.34%.
| Dividend Per Share | $1.00 |
| Dividend Yield | 3.34% |
| Dividend Growth (YoY) | 2.11% |
| Years of Dividend Growth | 5 |
| Payout Ratio | 46.71% |
| Buyback Yield | -8.07% |
| Shareholder Yield | -4.71% |
| Earnings Yield | 6.39% |
| FCF Yield | 6.58% |
Analyst Forecast
The average price target for HFWA is $33.00, which is 10.15% higher than the current price. The consensus rating is "Hold".
| Price Target | $33.00 |
| Price Target Difference | 10.15% |
| Analyst Consensus | Hold |
| Analyst Count | 6 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 28, 2005. It was a forward split with a ratio of 1.05:1.
| Last Split Date | Sep 28, 2005 |
| Split Type | Forward |
| Split Ratio | 1.05:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |