HMN Financial, Inc. (HMNF)

HMN Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year	Current	2023	2022	2021	2020	2019
Market Capitalization	102	103	96	113	83	102
Market Cap Growth	8.96%	7.93%	-15.64%	36.26%	-18.26%	7.52%
Enterprise Value	52	105	59	19	-3	57
PE Ratio	17.75	17.19	11.89	8.36	8.07	13.06
PS Ratio	2.71	2.69	2.39	2.43	2.01	2.66
PB Ratio	0.94	0.96	0.98	1.03	0.81	1.10
P/FCF Ratio	6.39	7.75	3.05	6.25	4.99	7.73
P/OCF Ratio	6.32	7.54	3.05	4.66	4.91	6.69
EV/Sales Ratio	1.38	2.75	1.48	0.41	-0.07	1.50
EV/EBITDA Ratio	5.19	10.02	4.43	0.91	-0.18	4.37
EV/EBIT Ratio	6.45	12.31	5.27	1.01	-0.21	5.16
EV/FCF Ratio	3.25	7.90	1.89	1.06	-0.19	4.36
Debt / Equity Ratio	-	0.12	-	-	-	-
Debt / EBITDA Ratio	-	1.26	-	-	-	-
Debt / FCF Ratio	-	0.99	-	-	-	-
Asset Turnover	0.03	0.04	0.04	0.05	0.05	0.05
Return on Equity (ROE)	5.40%	5.80%	8.40%	12.50%	10.40%	8.70%
Return on Assets (ROA)	0.50%	0.50%	0.80%	1.30%	1.20%	1.00%
Return on Capital (ROIC)	5.23%	4.97%	8.27%	12.33%	9.98%	8.41%
Earnings Yield	5.56%	5.82%	8.41%	11.97%	12.38%	7.66%
FCF Yield	15.65%	12.90%	32.82%	16.00%	20.02%	12.94%
Dividend Yield	1.75%	1.30%	1.10%	0.00%	0.00%	0.00%
Payout Ratio	31.01%	21.70%	13.00%	0.00%	0.00%	0.00%
Buyback Yield / Dilution	0.49%	-0.14%	2.47%	5.00%	0.15%	-0.40%
Total Shareholder Return	2.24%	1.16%	3.57%	5.00%	0.15%	-0.40%

Source: Financials are provided by Nasdaq Data Link and sourced from the audited annual (10-K) and quarterly (10-Q) reports submitted to the Securities and Exchange Commission (SEC).