HMN Financial, Inc. (HMNF)
Stock Price Chart
Key Info
| Market Cap | 68.77M |
| Revenue (ttm) | 38.34M |
| Net Income (ttm) | 7.39M |
| Shares Out | 4.84M |
| EPS (ttm) | 1.59 |
| PE Ratio | 8.94 |
| Forward PE | n/a |
| Dividend | n/a |
| Dividend Yield | n/a |
Stock Quote
| Trading Day | Aug 13, 2020 |
| Last Price | $14.22 |
| Previous Close | $14.50 |
| Change ($) | -0.28 |
| Change (%) | -1.93% |
| Day's Open | 14.10 |
| Day's Range | 14.16 - 14.28 |
| Day's Volume | 122 |
| 52-Week Range | 13.30 - 23.00 |
More Stats
| Market Cap | 68.77M |
| Enterprise Value | 2.96M |
| Earnings Date (est) | n/a |
| Ex-Dividend Date | n/a |
| Shares Outstanding | 4.84M |
| Float | 3.11M |
| EPS (basic) | 1.6 |
| EPS (diluted) | 1.59 |
| FCF / Share | 3.35 |
| Dividend | n/a |
| Dividend Yield | n/a |
| Earnings Yield | 11.18% |
| FCF Yield | 23.53% |
| Payout Ratio | n/a |
| Shares Short | 230 |
| Short Ratio | 0.02 |
| Short % of Float | 0.01% |
| Beta | 0.11 |
| PE Ratio | 8.94 |
| Forward PE | n/a |
| P/FCF Ratio | 4.25 |
| PS Ratio | 1.79 |
| PB Ratio | 0.71 |
| Revenue | 38.34M |
| Operating Income | 10.60M |
| Net Income | 7.39M |
| Free Cash Flow | 16.18M |
| Net Cash | 65.81M |
| Net Cash / Share | 13.61 |
| Gross Margin | 99.68% |
| Operating Margin | 27.64% |
| Profit Margin | 19.30% |
| FCF Margin | 42.20% |
| ROA | 0.93% |
| ROE | 7.91% |
| ROIC | n/a |
Analyst Summary
Analyst Consensus: n/a
Financial Performance
Financial Overview
| Year | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 38.22 | 36.51 | 34.06 | 34.60 | 27.76 | 33.68 | 34.89 | 30.12 | 18.00 | 4.90 |
| Revenue Growth | 4.69% | 7.2% | -1.57% | 24.63% | -17.58% | -3.45% | 15.82% | 67.38% | 267.21% | - |
| Gross Profit | 38.22 | 36.51 | 34.06 | 34.60 | 27.76 | 33.68 | 34.89 | 30.12 | 18.00 | 4.90 |
| Operating Income | 11.12 | 11.12 | 8.81 | 10.47 | 4.57 | 12.28 | 12.26 | 5.45 | -11.56 | -22.66 |
| Net Income | 7.79 | 8.24 | 4.40 | 6.35 | 2.96 | 7.38 | 26.67 | 5.32 | -11.56 | -28.98 |
| Shares Outstanding | 4.84 | 4.82 | 4.50 | 4.49 | 4.48 | 4.47 | 4.42 | 4.42 | 4.39 | 4.31 |
| Earnings Per Share | 1.68 | 1.71 | 0.90 | 1.34 | 0.61 | 1.23 | 5.71 | 0.86 | -3.47 | -8.17 |
| EPS Growth | -1.75% | 90% | -32.84% | 119.67% | -50.41% | -78.46% | 563.95% | - | - | - |
| Operating Cash Flow | 15.20 | 17.81 | 17.04 | 25.51 | 10.82 | 17.34 | 18.99 | 16.84 | 17.34 | 25.56 |
| Capital Expenditures | -2.04 | -2.50 | -1.00 | -1.61 | -0.80 | 3.97 | 5.36 | 7.21 | 5.24 | 14.24 |
| Free Cash Flow | 13.16 | 15.31 | 16.04 | 23.91 | 10.02 | 21.31 | 24.35 | 24.05 | 22.58 | 39.80 |
| Cash & Equivalents | 44.40 | 20.71 | 37.56 | 27.56 | 39.78 | 46.63 | 121 | 83.66 | 67.84 | 20.98 |
| Total Debt | - | - | - | 7.00 | 9.00 | - | - | 70.00 | 70.00 | 123 |
| Net Cash / Debt | 44.40 | 20.71 | 37.56 | 20.56 | 30.78 | 46.63 | 121 | 13.66 | -2.16 | -102 |
| Assets | 778 | 712 | 723 | 682 | 643 | 577 | 649 | 653 | 790 | 881 |
| Liabilities | 685 | 629 | 642 | 606 | 574 | 501 | 563 | 592 | 733 | 811 |
| Book Value | 92.65 | 83.15 | 80.82 | 75.92 | 69.65 | 76.01 | 85.68 | 60.83 | 57.06 | 69.55 |
Company Profile
Company Details
| Full Name | HMN Financial, Inc. |
| Country | United States |
| Employees | 174 |
| CEO | Bradley C. Krehbiel |
Stock Information
| Ticker Symbol | HMNF |
| Stock Exchange | NASDAQ |
| Sector | Financial |
| Industry | Savings & Loans |
| Unique Identifier | NASDAQ: HMNF |
| IPO Date | May 13, 1994 |
Description
HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest bearing checking, money market, and certificate accounts. Its loan products include single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. The company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. As of April 20, 2020, it operated twelve full service offices in Minnesota located in Albert Lea, Austin, Eagan, Kasson, La Crescent, Owatonna, Rocheste, Spring Valley, and Winona, Minnesota; one full service office in Marshalltown, Iowa; one full service office in Pewaukee, Wisconsin; and a loan origination office in Sartell, Minnesota. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota.