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HMN Financial, Inc. (HMNF)

Stock Price: $16.26 USD 0.00 (0.00%)
Updated December 1, 4:00 PM EST - Market open
After-hours: $16.17 -0.09 (-0.52%) Dec 1, 4:00 PM

Stock Price Chart

Key Info

Market Cap 78.62M
Revenue (ttm) 39.52M
Net Income (ttm) 8.41M
Shares Out 4.84M
EPS (ttm) 1.81
PE Ratio 8.98
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day December 1
Last Price $16.26
Previous Close $16.26
Change ($) 0.00
Change (%) 0.00%
Day's Open 16.50
Day's Range 16.17 - 16.50
Day's Volume 861
52-Week Range 13.25 - 21.70

More Stats

Market Cap 78.62M
Enterprise Value 2.59M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 4.84M
Float n/a
EPS (basic) 1.82
EPS (diluted) 1.81
FCF / Share 3.01
Dividend n/a
Dividend Yield n/a
Earnings Yield 11.14%
FCF Yield 18.54%
Payout Ratio n/a
Shares Short 593
Short Ratio 0.14
Short % of Float n/a
Beta 0.08
PE Ratio 8.98
Forward PE n/a
P/FCF Ratio 5.39
PS Ratio 1.99
PB Ratio 0.79
Revenue 39.52M
Operating Income 11.93M
Net Income 8.41M
Free Cash Flow 14.57M
Net Cash 76.03M
Net Cash / Share 15.72
Gross Margin 96.71%
Operating Margin 30.18%
Profit Margin 21.30%
FCF Margin 36.87%
ROA 1.01%
ROE 8.75%
ROIC 1.50%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

Current: $16.26
Target: 31.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Revenue Growth4.69%7.2%-1.57%24.63%-17.58%-3.45%15.82%67.38%267.21%-
Gross Profit38.2236.5134.0634.6027.7633.6834.8930.1218.004.90
Operating Income11.1211.128.8110.474.5712.2812.265.45-11.56-22.66
Net Income7.798.244.406.352.967.3826.675.32-11.56-28.98
Shares Outstanding4.844.824.504.494.484.474.424.424.394.31
Earnings Per Share1.681.710.901.340.611.235.710.86-3.47-8.17
EPS Growth-1.75%90%-32.84%119.67%-50.41%-78.46%563.95%---
Operating Cash Flow15.2017.8117.0425.5110.8217.3418.9916.8417.3425.56
Capital Expenditures-2.04-2.50-1.00-1.61-0.803.975.367.215.2414.24
Free Cash Flow13.1615.3116.0423.9110.0221.3124.3524.0522.5839.80
Cash & Equivalents44.4020.7137.5627.5639.7846.6312183.6667.8420.98
Total Debt---7.009.00--70.0070.00123
Net Cash / Debt44.4020.7137.5620.5630.7846.6312113.66-2.16-102
Book Value92.6583.1580.8275.9269.6576.0185.6860.8357.0669.55
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name HMN Financial, Inc.
Employees 171

Stock Information

Ticker Symbol HMNF
Stock Exchange NASDAQ
Sector Financial Services
Industry Banks-Regional
Unique Identifier NASDAQ: HMNF
IPO Date May 13, 1994


HMN Financial operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest bearing checking, money market, and certificate accounts. Its loan products include single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. The company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. As of April 20, 2020, it operated twelve full service offices in Minnesota located in Albert Lea, Austin, Eagan, Kasson, La Crescent, Owatonna, Rocheste, Spring Valley, and Winona, Minnesota; one full service office in Marshalltown, Iowa; one full service office in Pewaukee, Wisconsin; and a loan origination office in Sartell, Minnesota. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota.