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HMN Financial, Inc. (HMNF)

Stock Price: $14.22 USD -0.28 (-1.93%)
Updated Aug 13, 2020 4:00 PM EDT - Market closed

Stock Price Chart

Key Info

Market Cap 68.77M
Revenue (ttm) 38.34M
Net Income (ttm) 7.39M
Shares Out 4.84M
EPS (ttm) 1.59
PE Ratio 8.94
Forward PE n/a
Dividend n/a
Dividend Yield n/a

Stock Quote

Trading Day Aug 13, 2020
Last Price $14.22
Previous Close $14.50
Change ($) -0.28
Change (%) -1.93%
Day's Open 14.10
Day's Range 14.16 - 14.28
Day's Volume 122
52-Week Range 13.30 - 23.00

More Stats

Market Cap 68.77M
Enterprise Value 2.96M
Earnings Date (est) n/a
Ex-Dividend Date n/a
Shares Outstanding 4.84M
Float 3.11M
EPS (basic) 1.6
EPS (diluted) 1.59
FCF / Share 3.35
Dividend n/a
Dividend Yield n/a
Earnings Yield 11.18%
FCF Yield 23.53%
Payout Ratio n/a
Shares Short 230
Short Ratio 0.02
Short % of Float 0.01%
Beta 0.11
PE Ratio 8.94
Forward PE n/a
P/FCF Ratio 4.25
PS Ratio 1.79
PB Ratio 0.71
Revenue 38.34M
Operating Income 10.60M
Net Income 7.39M
Free Cash Flow 16.18M
Net Cash 65.81M
Net Cash / Share 13.61
Gross Margin 99.68%
Operating Margin 27.64%
Profit Margin 19.30%
FCF Margin 42.20%
ROA 0.93%
ROE 7.91%
ROIC n/a
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Summary

Analyst Ratings (0)

Buy 0
Overweight 0
Hold 0
Underweight 0
Sell 0

Analyst Consensus: n/a

Price Target

$31.00*
Low
31.0
Current: $14.22
High
31.0
Target: 31.00
*Average 12-month price target from 1 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue38.2236.5134.0634.6027.7633.6834.8930.1218.004.90
Revenue Growth4.69%7.2%-1.57%24.63%-17.58%-3.45%15.82%67.38%267.21%-
Gross Profit38.2236.5134.0634.6027.7633.6834.8930.1218.004.90
Operating Income11.1211.128.8110.474.5712.2812.265.45-11.56-22.66
Net Income7.798.244.406.352.967.3826.675.32-11.56-28.98
Shares Outstanding4.844.824.504.494.484.474.424.424.394.31
Earnings Per Share1.681.710.901.340.611.235.710.86-3.47-8.17
EPS Growth-1.75%90%-32.84%119.67%-50.41%-78.46%563.95%---
Operating Cash Flow15.2017.8117.0425.5110.8217.3418.9916.8417.3425.56
Capital Expenditures-2.04-2.50-1.00-1.61-0.803.975.367.215.2414.24
Free Cash Flow13.1615.3116.0423.9110.0221.3124.3524.0522.5839.80
Cash & Equivalents44.4020.7137.5627.5639.7846.6312183.6667.8420.98
Total Debt---7.009.00--70.0070.00123
Net Cash / Debt44.4020.7137.5620.5630.7846.6312113.66-2.16-102
Assets778712723682643577649653790881
Liabilities685629642606574501563592733811
Book Value92.6583.1580.8275.9269.6576.0185.6860.8357.0669.55
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name HMN Financial, Inc.
Country United States
Employees 174
CEO Bradley C. Krehbiel

Stock Information

Ticker Symbol HMNF
Stock Exchange NASDAQ
Sector Financial
Industry Savings & Loans
Unique Identifier NASDAQ: HMNF
IPO Date May 13, 1994

Description

HMN Financial, Inc. operates as a bank holding company for Home Federal Savings Bank that provides various retail banking products and services. The company offers various deposit accounts, such as savings, interest bearing checking, non-interest bearing checking, money market, and certificate accounts. Its loan products include single family residential loans; commercial real estate and multi-family mortgage loans; construction loans; consumer loans, such as home equity, automobile, recreational vehicle, mobile home, and lot loans, as well as loans secured by deposit accounts, and other loans for household and personal purposes; and commercial business loans. The company offers financial planning products and services; and invests in mortgage-backed and related securities, the United States government agency obligations, and other permissible investments. As of April 20, 2020, it operated twelve full service offices in Minnesota located in Albert Lea, Austin, Eagan, Kasson, La Crescent, Owatonna, Rocheste, Spring Valley, and Winona, Minnesota; one full service office in Marshalltown, Iowa; one full service office in Pewaukee, Wisconsin; and a loan origination office in Sartell, Minnesota. HMN Financial, Inc. was founded in 1934 and is headquartered in Rochester, Minnesota.