Mechanics Bancorp (MCHB)

Mechanics Bancorp Statistics

Total Valuation

MCHB has a market cap or net worth of $3.04 billion. The enterprise value is $1.02 billion.

Market Cap	3.04B
Enterprise Value	1.02B

Important Dates

The next confirmed earnings date is Thursday, October 30, 2025, after market close.

Earnings Date	Oct 30, 2025
Ex-Dividend Date	n/a

Share Statistics

MCHB has 220.94 million shares outstanding. The number of shares has decreased by -0.03% in one year.

Current Share Class	219.82M
Shares Outstanding	220.94M
Shares Change (YoY)	-0.03%
Shares Change (QoQ)	+0.00%
Owned by Insiders (%)	0.32%
Owned by Institutions (%)	8.10%
Float	219.11M

Valuation Ratios

The trailing PE ratio is 17.08 and the forward PE ratio is 9.82.

PE Ratio	17.08
Forward PE	9.82
PS Ratio	4.95
Forward PS	15.23
PB Ratio	1.21
P/TBV Ratio	1.97
P/FCF Ratio	14.94
P/OCF Ratio	14.53
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	5.72
EV / Sales	1.73
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	5.00

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	0.32
Interest Coverage	n/a

Financial Efficiency

Return on Equity (ROE)	n/a
Return on Assets (ROA)	n/a
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$327,141
Profits Per Employee	$98,824
Employee Count	1,800
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCHB has paid $65.29 million in taxes.

Income Tax	65.29M
Effective Tax Rate	26.85%

Stock Price Statistics

The stock price has decreased by -99.95% in the last 52 weeks. The beta is 0.24, so MCHB's price volatility has been lower than the market average.

Beta (5Y)	0.24
52-Week Price Change	-99.95%
50-Day Moving Average	9,237.56
200-Day Moving Average	25,539.19
Relative Strength Index (RSI)	4.46
Average Volume (20 Days)	253,912

Short Selling Information

The latest short interest is 442,563, so 0.20% of the outstanding shares have been sold short.

Short Interest	442,563
Short Previous Month	n/a
Short % of Shares Out	0.20%
Short % of Float	0.20%
Short Ratio (days to cover)	1.51

Income Statement

In the last 12 months, MCHB had revenue of $588.85 million and earned $177.88 million in profits. Earnings per share was $0.84.

Revenue	588.85M
Gross Profit	588.85M
Operating Income	271.51M
Pretax Income	243.17M
Net Income	177.88M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$0.84

Balance Sheet

The company has $2.09 billion in cash and $65.03 million in debt, giving a net cash position of $2.02 billion or $9.15 per share.

Cash & Cash Equivalents	2.09B
Total Debt	65.03M
Net Cash	2.02B
Net Cash Per Share	$9.15
Equity (Book Value)	2.42B
Book Value Per Share	11.40
Working Capital	-11.96B

Cash Flow

In the last 12 months, operating cash flow was $209.10 million and capital expenditures -$5.77 million, giving a free cash flow of $203.33 million.

Operating Cash Flow	209.10M
Capital Expenditures	-5.77M
Free Cash Flow	203.33M
FCF Per Share	$0.92

Margins

Gross Margin	n/a
Operating Margin	46.11%
Pretax Margin	41.30%
Profit Margin	30.21%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	34.53%

Dividends & Yields

MCHB does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.03%
Shareholder Yield	0.03%
Earnings Yield	5.86%
FCF Yield	6.69%

Analyst Forecast

The average price target for MCHB is $14.50, which is 5.30% higher than the current price. The consensus rating is "Hold".

Price Target	$14.50
Price Target Difference	5.30%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.

Last Split Date	Sep 2, 2025
Split Type	Forward
Split Ratio	3301.092:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3