Mechanics Bancorp Statistics
Total Valuation
MCHB has a market cap or net worth of $3.84 billion. The enterprise value is $3.54 billion.
| Market Cap | 3.84B |
| Enterprise Value | 3.54B |
Important Dates
The last earnings date was Wednesday, July 29, 2026, before market open.
| Earnings Date | Jul 29, 2026 |
| Ex-Dividend Date | May 22, 2026 |
Share Statistics
MCHB has 231.46 million shares outstanding. The number of shares has increased by 13.28% in one year.
| Current Share Class | 220.31M |
| Shares Outstanding | 231.46M |
| Shares Change (YoY) | +13.28% |
| Shares Change (QoQ) | +0.06% |
| Owned by Insiders (%) | 4.05% |
| Owned by Institutions (%) | 11.11% |
| Float | 139.84M |
Valuation Ratios
The trailing PE ratio is 13.51 and the forward PE ratio is 14.78.
| PE Ratio | 13.51 |
| Forward PE | 14.78 |
| PS Ratio | 5.17 |
| Forward PS | 4.77 |
| PB Ratio | 1.44 |
| P/TBV Ratio | 2.20 |
| P/FCF Ratio | 20.91 |
| P/OCF Ratio | 19.80 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 12.57 |
| EV / Sales | 4.76 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 19.24 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.62 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 11.02%.
| Return on Equity (ROE) | 11.02% |
| Return on Assets (ROA) | 1.49% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.70% |
| Revenue Per Employee | $422,816 |
| Profits Per Employee | $160,167 |
| Employee Count | 1,756 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCHB has paid $58.93 million in taxes.
| Income Tax | 58.93M |
| Effective Tax Rate | 17.32% |
Stock Price Statistics
The stock price has increased by +25.76% in the last 52 weeks. The beta is 0.15, so MCHB's price volatility has been lower than the market average.
| Beta (5Y) | 0.15 |
| 52-Week Price Change | +25.76% |
| 50-Day Moving Average | 16.07 |
| 200-Day Moving Average | 15.00 |
| Relative Strength Index (RSI) | 50.74 |
| Average Volume (20 Days) | 640,182 |
Short Selling Information
The latest short interest is 3.47 million, so 1.50% of the outstanding shares have been sold short.
| Short Interest | 3.47M |
| Short Previous Month | 3.40M |
| Short % of Shares Out | 1.50% |
| Short % of Float | 2.48% |
| Short Ratio (days to cover) | 4.86 |
Income Statement
In the last 12 months, MCHB had revenue of $742.47 million and earned $281.25 million in profits. Earnings per share was $1.23.
| Revenue | 742.47M |
| Gross Profit | 742.47M |
| Operating Income | 309.64M |
| Pretax Income | 340.19M |
| Net Income | 281.25M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.23 |
Balance Sheet
The company has $603.71 million in cash and $297.01 million in debt, with a net cash position of $306.70 million or $1.33 per share.
| Cash & Cash Equivalents | 603.71M |
| Total Debt | 297.01M |
| Net Cash | 306.70M |
| Net Cash Per Share | $1.33 |
| Equity (Book Value) | 2.69B |
| Book Value Per Share | 11.62 |
| Working Capital | -17.64B |
Cash Flow
In the last 12 months, operating cash flow was $194.08 million and capital expenditures -$10.34 million, giving a free cash flow of $183.74 million.
| Operating Cash Flow | 194.08M |
| Capital Expenditures | -10.34M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -985.00M |
| Free Cash Flow | 183.74M |
| FCF Per Share | $0.79 |
Margins
| Gross Margin | n/a |
| Operating Margin | 41.70% |
| Pretax Margin | 45.82% |
| Profit Margin | 37.88% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 24.75% |
Dividends & Yields
This stock pays an annual dividend of $2.80, which amounts to a dividend yield of 16.87%.
| Dividend Per Share | $2.80 |
| Dividend Yield | 16.87% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 106.63% |
| Buyback Yield | -13.28% |
| Shareholder Yield | 3.54% |
| Earnings Yield | 7.32% |
| FCF Yield | 4.78% |
Analyst Forecast
The average price target for MCHB is $17.83, which is 7.35% higher than the current price. The consensus rating is "Buy".
| Price Target | $17.83 |
| Price Target Difference | 7.35% |
| Analyst Consensus | Buy |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.
| Last Split Date | Sep 2, 2025 |
| Split Type | Forward |
| Split Ratio | 3301.092:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |