Mechanics Bancorp (MCHB)

Mechanics Bancorp Statistics

Total Valuation

MCHB has a market cap or net worth of $3.40 billion. The enterprise value is $2.60 billion.

Market Cap	3.40B
Enterprise Value	2.60B

Important Dates

The last earnings date was Friday, January 30, 2026, before market open.

Earnings Date	Jan 30, 2026
Ex-Dividend Date	Dec 8, 2025

Share Statistics

MCHB has 221.31 million shares outstanding. The number of shares has increased by 4.78% in one year.

Current Share Class	220.19M
Shares Outstanding	221.31M
Shares Change (YoY)	+4.78%
Shares Change (QoQ)	+6.64%
Owned by Insiders (%)	2.40%
Owned by Institutions (%)	10.89%
Float	43.12M

Valuation Ratios

The trailing PE ratio is 12.84 and the forward PE ratio is 12.80.

PE Ratio	12.84
Forward PE	12.80
PS Ratio	5.31
Forward PS	3.80
PB Ratio	1.24
P/TBV Ratio	1.88
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	9.80
EV / Sales	4.05
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.29%.

Return on Equity (ROE)	10.29%
Return on Assets (ROA)	1.37%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.99%
Revenue Per Employee	$334,545
Profits Per Employee	$138,334
Employee Count	1,921
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, MCHB has paid $53.81 million in taxes.

Income Tax	53.81M
Effective Tax Rate	16.84%

Stock Price Statistics

The stock price has increased by +91.33% in the last 52 weeks. The beta is 0.21, so MCHB's price volatility has been lower than the market average.

Beta (5Y)	0.21
52-Week Price Change	+91.33%
50-Day Moving Average	14.80
200-Day Moving Average	11.54
Relative Strength Index (RSI)	54.89
Average Volume (20 Days)	420,493

Short Selling Information

The latest short interest is 4.90 million, so 2.22% of the outstanding shares have been sold short.

Short Interest	4.90M
Short Previous Month	4.51M
Short % of Shares Out	2.22%
Short % of Float	11.37%
Short Ratio (days to cover)	11.64

Income Statement

In the last 12 months, MCHB had revenue of $642.66 million and earned $265.74 million in profits. Earnings per share was $1.20.

Revenue	642.66M
Gross Profit	642.66M
Operating Income	276.05M
Pretax Income	319.55M
Net Income	265.74M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$1.20

Balance Sheet

The company has $1.08 billion in cash and $278.81 million in debt, with a net cash position of $800.69 million or $3.62 per share.

Cash & Cash Equivalents	1.08B
Total Debt	278.81M
Net Cash	800.69M
Net Cash Per Share	$3.62
Equity (Book Value)	2.86B
Book Value Per Share	12.37
Working Capital	-17.77B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross Margin	n/a
Operating Margin	42.95%
Pretax Margin	49.72%
Profit Margin	41.35%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.42, which amounts to a dividend yield of 2.73%.

Dividend Per Share	$0.42
Dividend Yield	2.73%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	17.56%
Buyback Yield	-4.78%
Shareholder Yield	-2.11%
Earnings Yield	7.81%
FCF Yield	n/a

Analyst Forecast

The average price target for MCHB is $14.50, which is -5.60% lower than the current price. The consensus rating is "Hold".

Price Target	$14.50
Price Target Difference	-5.60%
Analyst Consensus	Hold
Analyst Count	1
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.

Last Split Date	Sep 2, 2025
Split Type	Forward
Split Ratio	3301.092:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2