Mechanics Bancorp Statistics
Total Valuation
MCHB has a market cap or net worth of $3.19 billion. The enterprise value is $2.89 billion.
Important Dates
The last earnings date was Thursday, April 30, 2026, before market open.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | Mar 9, 2026 |
Share Statistics
MCHB has 221.40 million shares outstanding. The number of shares has increased by 4.56% in one year.
| Current Share Class | 220.29M |
| Shares Outstanding | 221.40M |
| Shares Change (YoY) | +4.56% |
| Shares Change (QoQ) | +0.05% |
| Owned by Insiders (%) | 3.02% |
| Owned by Institutions (%) | 13.02% |
| Float | 41.83M |
Valuation Ratios
The trailing PE ratio is 12.06 and the forward PE ratio is 13.23.
| PE Ratio | 12.06 |
| Forward PE | 13.23 |
| PS Ratio | 4.66 |
| Forward PS | 3.69 |
| PB Ratio | 1.15 |
| P/TBV Ratio | 1.84 |
| P/FCF Ratio | 16.22 |
| P/OCF Ratio | 15.54 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.87 |
| EV / Sales | 4.20 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 14.62 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.30%.
| Return on Equity (ROE) | 10.30% |
| Return on Assets (ROA) | 1.40% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.85% |
| Revenue Per Employee | $363,950 |
| Profits Per Employee | $140,761 |
| Employee Count | 1,890 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCHB has paid $53.93 million in taxes.
| Income Tax | 53.93M |
| Effective Tax Rate | 16.85% |
Stock Price Statistics
The stock price has increased by +58.92% in the last 52 weeks. The beta is 0.17, so MCHB's price volatility has been lower than the market average.
| Beta (5Y) | 0.17 |
| 52-Week Price Change | +58.92% |
| 50-Day Moving Average | 14.82 |
| 200-Day Moving Average | 13.82 |
| Relative Strength Index (RSI) | 42.72 |
| Average Volume (20 Days) | 487,529 |
Short Selling Information
The latest short interest is 4.45 million, so 2.01% of the outstanding shares have been sold short.
| Short Interest | 4.45M |
| Short Previous Month | 3.78M |
| Short % of Shares Out | 2.01% |
| Short % of Float | 10.64% |
| Short Ratio (days to cover) | 10.25 |
Income Statement
In the last 12 months, MCHB had revenue of $687.87 million and earned $266.04 million in profits. Earnings per share was $1.26.
| Revenue | 687.87M |
| Gross Profit | 687.87M |
| Operating Income | 283.87M |
| Pretax Income | 319.97M |
| Net Income | 266.04M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.26 |
Full Income StatementBalance Sheet
The company has $536.85 million in cash and $219.63 million in debt, with a net cash position of $317.22 million or $1.43 per share.
| Cash & Cash Equivalents | 536.85M |
| Total Debt | 219.63M |
| Net Cash | 317.22M |
| Net Cash Per Share | $1.43 |
| Equity (Book Value) | 2.79B |
| Book Value Per Share | 12.61 |
| Working Capital | -17.91B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $206.43 million and capital expenditures -$8.66 million, giving a free cash flow of $197.78 million.
| Operating Cash Flow | 206.43M |
| Capital Expenditures | -8.66M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -1.07B |
| Free Cash Flow | 197.78M |
| FCF Per Share | $0.89 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.27% |
| Pretax Margin | 46.52% |
| Profit Margin | 38.68% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 28.75% |
Dividends & Yields
This stock pays an annual dividend of $1.60, which amounts to a dividend yield of 11.04%.
| Dividend Per Share | $1.60 |
| Dividend Yield | 11.04% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 48.45% |
| Buyback Yield | -4.56% |
| Shareholder Yield | 6.47% |
| Earnings Yield | 8.29% |
| FCF Yield | 6.16% |
Dividend DetailsAnalyst Forecast
The average price target for MCHB is $16.25, which is 12.77% higher than the current price. The consensus rating is "Buy".
| Price Target | $16.25 |
| Price Target Difference | 12.77% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.
| Last Split Date | Sep 2, 2025 |
| Split Type | Forward |
| Split Ratio | 3301.092:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |
