Mechanics Bancorp Statistics
Total Valuation
MCHB has a market cap or net worth of $3.37 billion. The enterprise value is $2.94 billion.
| Market Cap | 3.37B |
| Enterprise Value | 2.94B |
Important Dates
The last earnings date was Wednesday, October 28, 2026, after market close.
| Earnings Date | Oct 28, 2026 |
| Ex-Dividend Date | Aug 28, 2026 |
Share Statistics
MCHB has 231.50 million shares outstanding. The number of shares has increased by 10.06% in one year.
| Current Share Class | 220.36M |
| Shares Outstanding | 231.50M |
| Shares Change (YoY) | +10.06% |
| Shares Change (QoQ) | +0.07% |
| Owned by Insiders (%) | 4.05% |
| Owned by Institutions (%) | 10.74% |
| Float | 49.26M |
Valuation Ratios
The trailing PE ratio is 13.07 and the forward PE ratio is 13.64.
| PE Ratio | 13.07 |
| Forward PE | 13.64 |
| PS Ratio | 4.33 |
| Forward PS | 4.28 |
| PB Ratio | 1.31 |
| P/TBV Ratio | 2.06 |
| P/FCF Ratio | 17.27 |
| P/OCF Ratio | 16.26 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 11.35 |
| EV / Sales | 3.77 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.06 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.09 |
| Debt / EBITDA | n/a |
| Debt / FCF | 1.13 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 9.70%.
| Return on Equity (ROE) | 9.70% |
| Return on Assets (ROA) | 1.19% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.79% |
| Revenue Per Employee | $440,862 |
| Profits Per Employee | $146,476 |
| Employee Count | 1,768 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, MCHB has paid $79.84 million in taxes.
| Income Tax | 79.84M |
| Effective Tax Rate | 23.56% |
Stock Price Statistics
The stock price has increased by +8.41% in the last 52 weeks. The beta is 0.16, so MCHB's price volatility has been lower than the market average.
| Beta (5Y) | 0.16 |
| 52-Week Price Change | +8.41% |
| 50-Day Moving Average | 14.95 |
| 200-Day Moving Average | 15.24 |
| Relative Strength Index (RSI) | 44.09 |
| Average Volume (20 Days) | 584,246 |
Short Selling Information
The latest short interest is 3.98 million, so 1.72% of the outstanding shares have been sold short.
| Short Interest | 3.98M |
| Short Previous Month | 3.99M |
| Short % of Shares Out | 1.72% |
| Short % of Float | 8.09% |
| Short Ratio (days to cover) | 7.21 |
Income Statement
In the last 12 months, MCHB had revenue of $779.44 million and earned $258.97 million in profits. Earnings per share was $1.11.
| Revenue | 779.44M |
| Gross Profit | 779.44M |
| Operating Income | 335.50M |
| Pretax Income | 338.81M |
| Net Income | 258.97M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.11 |
Balance Sheet
The company has $651.64 million in cash and $219.94 million in debt, with a net cash position of $431.70 million or $1.86 per share.
| Cash & Cash Equivalents | 651.64M |
| Total Debt | 219.94M |
| Net Cash | 431.70M |
| Net Cash Per Share | $1.86 |
| Equity (Book Value) | 2.57B |
| Book Value Per Share | 11.09 |
| Working Capital | -17.42B |
Cash Flow
In the last 12 months, operating cash flow was $207.34 million and capital expenditures -$12.05 million, giving a free cash flow of $195.29 million.
| Operating Cash Flow | 207.34M |
| Capital Expenditures | -12.05M |
| Depreciation & Amortization | n/a |
| Net Borrowing | -65.00M |
| Free Cash Flow | 195.29M |
| FCF Per Share | $0.84 |
Margins
| Gross Margin | n/a |
| Operating Margin | 43.04% |
| Pretax Margin | 43.47% |
| Profit Margin | 33.22% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 25.05% |
Dividends & Yields
This stock pays an annual dividend of $1.56, which amounts to a dividend yield of 10.71%.
| Dividend Per Share | $1.56 |
| Dividend Yield | 10.71% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 140.03% |
| FCF Payout Ratio | 184.93% |
| Buyback Yield | -10.06% |
| Shareholder Yield | 0.66% |
| Earnings Yield | 7.65% |
| FCF Yield | 5.79% |
Analyst Forecast
The average price target for MCHB is $16.13, which is 10.78% higher than the current price. The consensus rating is "Buy".
| Price Target | $16.13 |
| Price Target Difference | 10.78% |
| Analyst Consensus | Buy |
| Analyst Count | 4 |
| Revenue Growth Forecast (3Y) | 0.95% |
| EPS Growth Forecast (3Y) | -3.50% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
The last stock split was on September 2, 2025. It was a forward split with a ratio of 3301.092:1.
| Last Split Date | Sep 2, 2025 |
| Split Type | Forward |
| Split Ratio | 3301.092:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |