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Mechanics Bancorp (MCHB)
NASDAQ: MCHB · Real-Time Price · USD
14.40
+0.02 (0.14%)
At close: Nov 13, 2026, 4:00 PM EST
14.37
-0.03 (-0.21%)
After-hours: Nov 13, 2026, 7:47 PM EST

Mechanics Bancorp Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
779.44643.65381.56636.69668.34670.86
Revenue Growth
33.21%68.69%-40.07%-4.74%-0.38%25.93%
Net Income
258.97265.7429201.91216.58206.01
Earnings Per Share
1.111.210.140.951.020.97
EPS Growth
14.05%746.38%-84.92%-6.79%5.05%120.42%

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
651.641,0841,0131,458359.691,038
Total Debt
219.94287.4267.16847.935592.25
Net Cash (Debt)
431.7796.27945.39609.674.69945.29
Net Cash Growth
-64.08%-15.77%55.07%12902.88%-99.50%-14.12%
Net Cash Per Share
1.863.644.682.870.024.46

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
207.34193.59292.26266318.18295.26
Capital Expenditures
-12.05-6.51-6.37-6.87-9.49-7.24
Free Cash Flow
195.29187.08285.89259.14308.7288.02
Free Cash Flow Growth
30.99%-34.56%10.33%-16.05%7.18%40.79%

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
33.23%41.29%7.60%31.71%32.41%30.71%
FCF Margin
25.05%29.07%74.93%40.70%46.19%42.93%

Dividends
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.5600.2100.4500.4991.1090.245
Dividend Per Share Growth
0%-53.33%-9.86%-54.97%351.79%-
Dividend Yield
10.83%1.44%5.61%6.87%15.25%2.89%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
12.9312.7358.697.637.128.73
Forward PE
13.4912.61----
P/FCF Ratio
17.0718.085.955.954.996.24
PS Ratio
4.285.264.462.422.312.68