HomeTrust Bancshares Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest Income on Loans	234.16	240.4	247.64	237.13	176.27	109.6
Interest Income on Investments	14.87	15.74	13.97	12.24	10.86	6.51
Total Interest Income	249.03	256.14	261.62	249.37	187.13	116.11
Interest Paid on Deposits	67.64	77.6	87.44	68.52	25.52	5.26
Interest Paid on Borrowings	1.11	1.8	4.67	11.77	4.19	0.08
Total Interest Expense	68.75	79.4	92.11	80.29	29.71	5.34
Net Interest Income	180.28	176.74	169.5	169.08	157.42	110.77
Net Interest Income Growth	2.59%	4.27%	0.25%	7.41%	42.10%	7.21%
Gain (Loss) on Sale of Assets	1.56	1.54	-0.01	-0.5	2.1	-0.09
Gain (Loss) on Sale of Investments	-1.08	-	-	-	-	1.9
Other Non-Interest Income	17.88	17.22	16.9	14.92	13.84	14.96
Total Non-Interest Income	36.57	36.24	32.31	28.46	31.05	39.11
Non-Interest Income Growth	4.09%	12.17%	13.52%	-8.35%	-20.61%	-1.79%
Revenues Before Loan Losses	216.85	212.98	201.81	197.54	188.47	149.88
Provision for Loan Losses	4.18	6.94	7.55	11.86	15.39	-0.59
Revenue	212.67	206.04	194.27	185.68	173.07	150.48
Revenue Growth	2.81%	6.06%	4.63%	7.28%	15.02%	0.13%
Salaries and Employee Benefits	74.54	68.78	64.47	62.75	59.09	55.94
Occupancy Expenses	14.18	15.44	15.87	13.85	13.02	13.49
Federal Deposit Insurance	1.92	1.94	2.23	2.84	2.25	1.71
Amortization of Goodwill & Intangibles	1.39	1.75	2.46	3.44	1.53	0.25
Selling, General & Administrative	21.95	20.49	24.68	21.64	21.26	20.98
Other Non-Interest Expense	16.83	16.79	15.79	15.09	13.31	10.94
Total Non-Interest Expense	130.8	125.18	125.5	119.6	110.44	103.3
EBT Excluding Unusual Items	81.87	80.86	68.77	66.07	62.63	47.17
Other Unusual Items	-	-	-	-	-	-1.8
Pretax Income	81.06	80.96	69.91	71.37	57.16	45.38
Income Tax Expense	14.57	16.59	15.11	14.77	12.56	9.73
Net Income	66.49	64.36	54.81	56.59	44.6	35.65
Preferred Dividends & Other Adjustments	0.66	0.66	0.54	0.44	0.41	0.31
Net Income to Common	65.83	63.7	54.26	56.16	44.19	35.34
Net Income Growth	6.52%	17.39%	-3.37%	27.07%	25.04%	127.58%
Basic Shares Outstanding	16	17	17	17	16	16
Diluted Shares Outstanding	17	17	17	17	16	16
Shares Change	-3.26%	0.76%	0.97%	6.54%	-0.18%	-4.15%
EPS (Basic)	4.01	3.75	3.21	3.34	2.82	2.28
EPS (Diluted)	3.97	3.72	3.20	3.34	2.80	2.23
EPS Growth	9.60%	16.25%	-4.19%	19.29%	25.56%	136.80%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2023	FY 2022
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Dividend Per Share	0.560	0.490	0.450	0.420	0.390	0.350
Dividend Growth	16.67%	8.89%	7.14%	7.69%	11.43%	12.90%
Effective Tax Rate	17.97%	20.49%	21.61%	20.70%	21.97%	21.43%