Interest Income on Loans | 86.56 | 84.35 | 62.98 | 59.35 | 58.25 | |
Interest Income on Investments | 8.8 | 7.62 | 6.28 | 5.1 | 4.74 | |
Total Interest Income | 95.35 | 91.97 | 69.26 | 64.45 | 62.99 | |
Interest Paid on Deposits | 29.76 | 25.68 | 7.1 | 3.13 | 5.85 | |
Interest Paid on Borrowings | 6.99 | 7.14 | 3.39 | 2.78 | 3.87 | |
Total Interest Expense | 36.76 | 32.83 | 10.49 | 5.91 | 9.72 | |
Net Interest Income | 58.59 | 59.14 | 58.76 | 58.55 | 53.26 | |
Net Interest Income Growth (YoY) | -0.93% | 0.65% | 0.37% | 9.92% | 9.28% | |
Trust Income | - | - | - | 1.32 | 1.19 | |
Gain (Loss) on Sale of Investments | -0 | -11.55 | -0.01 | 0.15 | 0.06 | |
Other Non-Interest Income | 12.54 | 9.41 | 11.03 | 9.17 | 6.68 | |
Total Non-Interest Income | 14.32 | -4.01 | 13.96 | 16.94 | 15.03 | |
Non-Interest Income Growth (YoY) | - | - | -17.54% | 12.65% | 34.80% | |
Revenues Before Loan Losses | 72.91 | 55.13 | 72.73 | 75.48 | 68.3 | |
Provision for Loan Losses | 1.03 | 2.34 | -0.9 | -1.7 | 5.8 | |
Revenue | 71.88 | 52.79 | 73.63 | 77.18 | 62.5 | |
Revenue Growth (YoY) | 36.16% | -28.30% | -4.60% | 23.49% | 6.39% | |
Salaries and Employee Benefits | 26.39 | 28.93 | 27.06 | 26.25 | 24.88 | |
Occupancy Expenses | 2.95 | 2.85 | 3.18 | 3.08 | 3.07 | |
Selling, General & Administrative | 8 | 8.33 | 7.09 | 8.16 | 6.49 | |
Other Non-Interest Expense | 12.18 | 12.26 | 11.21 | 11.48 | 10.58 | |
Total Non-Interest Expense | 49.52 | 52.36 | 48.54 | 48.97 | 45.02 | |
EBT Excluding Unusual Items | 22.36 | 0.43 | 25.09 | 28.21 | 17.48 | |
Pretax Income | 22.36 | 0.43 | 25.09 | 28.21 | 17.48 | |
Income Tax Expense | 4.1 | -0.52 | 4.34 | 5.7 | 3.18 | |
Net Income | 18.26 | 0.96 | 20.75 | 22.52 | 14.29 | |
Net Income to Common | 18.26 | 0.96 | 20.75 | 22.52 | 14.29 | |
Net Income Growth | 1809.62% | -95.39% | -7.84% | 57.54% | -11.30% | |
Basic Shares Outstanding | 7 | 7 | 7 | 7 | 7 | |
Diluted Shares Outstanding | 7 | 7 | 7 | 7 | 7 | |
Shares Change (YoY) | -0.55% | -0.34% | -1.19% | -1.88% | -0.66% | |
EPS (Basic) | 2.61 | 0.14 | 2.94 | 3.15 | 1.96 | |
EPS (Diluted) | 2.61 | 0.14 | 2.94 | 3.15 | 1.96 | |
EPS Growth | 1820.23% | -95.38% | -6.73% | 60.59% | -10.73% | |
Dividend Per Share | 0.740 | 0.667 | 0.623 | 0.536 | 0.436 | |
Dividend Growth | 10.96% | 7.03% | 16.21% | 23.07% | 12.88% | |
Effective Tax Rate | 18.35% | - | 17.29% | 20.19% | 18.21% | |