Hawthorn Bancshares, Inc. (HWBK)

NASDAQ: HWBK · Real-Time Price · USD

38.91

-0.23 (-0.59%)

Aug 31, 2026, 4:00 PM EDT - Market closed

Hawthorn Bancshares Financials Overview

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	83.93	79.95	71.88	52.79	73.63	77.18
Revenue Growth	7.27%	11.22%	36.16%	-28.30%	-4.60%	23.49%
Net Income	25.39	23.8	18.26	0.96	20.75	22.52
Earnings Per Share	3.67	3.43	2.61	0.14	2.94	3.15
EPS Growth	23.90%	31.52%	1820.27%	-95.38%	-6.73%	60.59%

Revenue by Segment

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022
Non-Bank	-1.38	-1.57	-2.84	-3.48	-1.14
Hawthorn Bank	82.89	79.32	74.73	56.27	74.77
Wealth Management	2.42	2.2	-	-	-
Total	83.93	79.95	71.88	52.79	73.63

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	33.74	105.49	52.06	93.45	86.68	165.1
Total Debt	83.57	155.65	132.78	157.7	154.21	152.57
Net Cash (Debt)	-49.83	-50.16	-80.72	-64.25	-67.53	12.53
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-7.21	-7.23	-11.53	-9.13	-9.56	1.75

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	33.58	26.92	25.59	17.61	20.28	30.21
Capital Expenditures	-5.66	-4.08	-3	-2.1	-2.57	-0.59
Free Cash Flow	27.92	22.84	22.59	15.51	17.71	29.62
Free Cash Flow Growth	41.69%	1.12%	45.62%	-12.43%	-40.20%	54.36%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	30.25%	29.77%	25.40%	1.81%	28.18%	29.18%
FCF Margin	33.26%	28.57%	31.42%	29.38%	24.06%	38.38%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.840	0.790	0.740	0.667	0.623	0.536
Dividend Per Share Growth	6.41%	6.76%	10.96%	7.03%	16.21%	23.07%
Dividend Yield	2.16%	2.29%	2.71%	2.82%	3.31%	2.55%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 1, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	10.60	10.11	10.85	186.81	7.10	7.62
P/FCF Ratio	9.62	10.53	8.77	11.51	8.32	5.80
PS Ratio	3.20	3.01	2.76	3.38	2.00	2.22