Hawthorn Bancshares, Inc. (HWBK)

Hawthorn Bancshares Statistics

Total Valuation

HWBK has a market cap or net worth of $236.59 million. The enterprise value is $365.11 million.

Market Cap	236.59M
Enterprise Value	365.11M

Important Dates

The next estimated earnings date is Wednesday, January 21, 2026.

Earnings Date	Jan 21, 2026
Ex-Dividend Date	Dec 15, 2025

Share Statistics

HWBK has 6.90 million shares outstanding. The number of shares has decreased by -0.72% in one year.

Current Share Class	6.90M
Shares Outstanding	6.90M
Shares Change (YoY)	-0.72%
Shares Change (QoQ)	-0.16%
Owned by Insiders (%)	16.60%
Owned by Institutions (%)	30.38%
Float	5.64M

Valuation Ratios

The trailing PE ratio is 10.75.

PE Ratio	10.75
Forward PE	n/a
PS Ratio	3.06
Forward PS	n/a
PB Ratio	1.44
P/TBV Ratio	1.43
P/FCF Ratio	21.83
P/OCF Ratio	17.25
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	16.44
EV / Sales	4.69
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	33.69

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	21.20
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.27%.

Return on Equity (ROE)	14.27%
Return on Assets (ROA)	1.19%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$290,687
Profits Per Employee	$82,884
Employee Count	268
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HWBK has paid $4.99 million in taxes.

Income Tax	4.99M
Effective Tax Rate	18.35%

Stock Price Statistics

The stock price has increased by +7.19% in the last 52 weeks. The beta is 0.54, so HWBK's price volatility has been lower than the market average.

Beta (5Y)	0.54
52-Week Price Change	+7.19%
50-Day Moving Average	31.21
200-Day Moving Average	29.94
Relative Strength Index (RSI)	65.85
Average Volume (20 Days)	6,548

Short Selling Information

The latest short interest is 98,504, so 1.43% of the outstanding shares have been sold short.

Short Interest	98,504
Short Previous Month	88,086
Short % of Shares Out	1.43%
Short % of Float	1.75%
Short Ratio (days to cover)	9.53

Income Statement

In the last 12 months, HWBK had revenue of $77.90 million and earned $22.21 million in profits. Earnings per share was $3.19.

Revenue	77.90M
Gross Profit	77.90M
Operating Income	27.20M
Pretax Income	27.20M
Net Income	22.21M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$3.19

Balance Sheet

The company has $101.23 million in cash and $229.75 million in debt, giving a net cash position of -$128.52 million or -$18.63 per share.

Cash & Cash Equivalents	101.23M
Total Debt	229.75M
Net Cash	-128.52M
Net Cash Per Share	-$18.63
Equity (Book Value)	164.94M
Book Value Per Share	23.88
Working Capital	-1.41B

Cash Flow

In the last 12 months, operating cash flow was $13.72 million and capital expenditures -$2.88 million, giving a free cash flow of $10.84 million.

Operating Cash Flow	13.72M
Capital Expenditures	-2.88M
Free Cash Flow	10.84M
FCF Per Share	$1.57

Margins

Gross Margin	n/a
Operating Margin	34.92%
Pretax Margin	34.92%
Profit Margin	28.51%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	13.91%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.33%.

Dividend Per Share	$0.80
Dividend Yield	2.33%
Dividend Growth (YoY)	6.76%
Years of Dividend Growth	13
Payout Ratio	24.77%
Buyback Yield	0.72%
Shareholder Yield	3.05%
Earnings Yield	9.39%
FCF Yield	4.58%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 14, 2023. It was a forward split with a ratio of 1.04:1.

Last Split Date	Jun 14, 2023
Split Type	Forward
Split Ratio	1.04:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	3