Hawthorn Bancshares, Inc. (HWBK)

Hawthorn Bancshares Statistics

Total Valuation

HWBK has a market cap or net worth of $207.04 million. The enterprise value is $297.60 million.

Market Cap	207.04M
Enterprise Value	297.60M

Important Dates

The next estimated earnings date is Wednesday, October 29, 2025.

Earnings Date	Oct 29, 2025
Ex-Dividend Date	Sep 15, 2025

Share Statistics

HWBK has 6.91 million shares outstanding. The number of shares has decreased by -0.70% in one year.

Current Share Class	6.91M
Shares Outstanding	6.91M
Shares Change (YoY)	-0.70%
Shares Change (QoQ)	-0.76%
Owned by Insiders (%)	17.00%
Owned by Institutions (%)	30.55%
Float	5.62M

Valuation Ratios

The trailing PE ratio is 10.09.

PE Ratio	10.09
Forward PE	n/a
PS Ratio	2.78
Forward PS	n/a
PB Ratio	1.32
P/TBV Ratio	1.32
P/FCF Ratio	10.48
P/OCF Ratio	9.16
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	14.41
EV / Sales	3.97
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	15.11

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	9.77
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.00%.

Return on Equity (ROE)	14.00%
Return on Assets (ROA)	1.11%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	$279,929
Profits Per Employee	$77,071
Employee Count	268
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, HWBK has paid $4.68 million in taxes.

Income Tax	4.68M
Effective Tax Rate	18.48%

Stock Price Statistics

The stock price has increased by +34.08% in the last 52 weeks. The beta is 0.62, so HWBK's price volatility has been lower than the market average.

Beta (5Y)	0.62
52-Week Price Change	+34.08%
50-Day Moving Average	30.88
200-Day Moving Average	29.94
Relative Strength Index (RSI)	42.27
Average Volume (20 Days)	8,343

Short Selling Information

The latest short interest is 110,231, so 1.60% of the outstanding shares have been sold short.

Short Interest	110,231
Short Previous Month	96,953
Short % of Shares Out	1.60%
Short % of Float	1.96%
Short Ratio (days to cover)	13.30

Income Statement

In the last 12 months, HWBK had revenue of $75.02 million and earned $20.66 million in profits. Earnings per share was $2.96.

Revenue	75.02M
Gross Profit	75.02M
Operating Income	25.34M
Pretax Income	25.34M
Net Income	20.66M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$2.96

Balance Sheet

The company has $101.29 million in cash and $192.48 million in debt, giving a net cash position of -$91.18 million or -$13.20 per share.

Cash & Cash Equivalents	101.29M
Total Debt	192.48M
Net Cash	-91.18M
Net Cash Per Share	-$13.20
Equity (Book Value)	156.82M
Book Value Per Share	22.67
Working Capital	-1.41B

Cash Flow

In the last 12 months, operating cash flow was $22.55 million and capital expenditures -$2.85 million, giving a free cash flow of $19.70 million.

Operating Cash Flow	22.55M
Capital Expenditures	-2.85M
Free Cash Flow	19.70M
FCF Per Share	$2.85

Margins

Gross Margin	n/a
Operating Margin	33.77%
Pretax Margin	33.77%
Profit Margin	27.53%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	26.26%

Dividends & Yields

This stock pays an annual dividend of $0.80, which amounts to a dividend yield of 2.68%.

Dividend Per Share	$0.80
Dividend Yield	2.68%
Dividend Growth (YoY)	8.33%
Years of Dividend Growth	13
Payout Ratio	26.33%
Buyback Yield	0.70%
Shareholder Yield	3.37%
Earnings Yield	10.01%
FCF Yield	9.54%

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on June 14, 2023. It was a forward split with a ratio of 1.04:1.

Last Split Date	Jun 14, 2023
Split Type	Forward
Split Ratio	1.04:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4