Independent Bank Corporation (IBCP)

NASDAQ: IBCP · Real-Time Price · USD
37.13
+0.81 (2.23%)
Feb 4, 2026, 9:42 AM EST - Market open
2.23%
Market Cap762.98M +6.1%
Revenue (ttm)219.52M +0.6%
Net Income68.54M +2.6%
EPS3.27 +3.5%
Shares Out 20.55M
PE Ratio11.11
Forward PE10.44
Dividend$1.12 (3.08%)
Ex-Dividend DateFeb 3, 2026
Volume15,921
Open36.35
Previous Close36.32
Day's Range36.35 - 37.19
52-Week Range26.75 - 37.13
Beta0.79
AnalystsHold
Price Target37.00 (-0.35%)
Earnings DateJan 22, 2026

About IBCP

Independent Bank Corporation operates as the bank holding company for Independent Bank that provides banking services in the United States. The company offers demand deposits, interest checking, money market accounts, savings accounts, and time certificates of deposit, including free checking accounts. It also provides consumer loans that consists of real estate loans comprising residential mortgages and home equity loans and lines, all secured by one-to-four family residential properties, as well as other consumer loans; and investment and fin... [Read more]

Sector Financials
Founded 1864
Employees 834
Stock Exchange NASDAQ
Ticker Symbol IBCP
Full Company Profile

Financial Performance

In 2025, Independent Bank's revenue was $219.52 million, an increase of 0.63% compared to the previous year's $218.14 million. Earnings were $68.54 million, an increase of 2.62%.

Financial Statements

Analyst Summary

According to 3 analysts, the average rating for IBCP stock is "Hold." The 12-month stock price target is $37.0, which is a decrease of -0.35% from the latest price.

Price Target
$37.0
(-0.35% downside)
Analyst Consensus: Hold
Stock Forecasts

News

Independent Bank Corporation (IBCP) Q4 2025 Earnings Call Transcript

Independent Bank Corporation (IBCP) Q4 2025 Earnings Call Transcript

12 days ago - Seeking Alpha

Independent Bank Corporation Reports Fourth Quarter Earnings Of $0.89 Per Diluted Share; Board Authorizes 5% Stock Repurchase Plan

GRAND RAPIDS, Mich., Jan. 22, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP) reported fourth quarter 2025 net income of $18.6 million, or $0.89 per diluted share, versus net inco...

13 days ago - GlobeNewsWire

Independent Bank Corporation Announces 7.7% Increase in Quarterly Cash Dividend on Common Stock

GRAND RAPIDS, Mich., Jan. 16, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that today its B...

19 days ago - GlobeNewsWire

Independent Bank Corporation Announces Appointment of Michael J. Stodolak as Executive Vice President Retail Banking following the Retirement of Russ Daniel

GRAND RAPIDS, Mich., Jan. 02, 2026 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it has prom...

4 weeks ago - GlobeNewsWire

Independent Bank Corporation Appoints Michael G. Wooldridge To Its Board of Directors

GRAND RAPIDS, Mich., Dec. 19, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that its Board o...

6 weeks ago - GlobeNewsWire

Independent Bank Corporation Announces the Adoption of its 2026 Share Repurchase Plan

GRAND RAPIDS, Mich., Dec. 16, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that its Board o...

7 weeks ago - GlobeNewsWire

Independent Bank Corporation (IBCP) Q3 2025 Earnings Call Transcript

Independent Bank Corporation (NASDAQ:IBCP) Q3 2025 Earnings Call October 28, 2025 11:00 AM EDT Company Participants William Kessel - President, CEO & Director Joel Rahn - Executive VP of Commercial L...

3 months ago - Seeking Alpha

Independent Bank Corporation Reports 2025 Third Quarter Results

Third Quarter Highlights Highlights for the third quarter of 2025 include: Increase in net interest income of $0.7 million (or 1.7%) over the second quarter of 2025; Increase in tangible common equity...

3 months ago - GlobeNewsWire

Independent Bank Corporation Announces Date for Its Third Quarter 2025 Earnings Release

GRAND RAPIDS, Mich., Sept. 29, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it expects...

4 months ago - GlobeNewsWire

Independent Bank Corporation Expresses Deepest Sympathy on the Passing of Past Chairman of the Board of Directors Michael M. Magee, Jr.

GRAND RAPIDS, Mich., Aug. 15, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, announced with great sadness that Michael M. Magee, Jr., cu...

6 months ago - GlobeNewsWire

Federal Home Loan Bank of Indianapolis presents annual Community Spirit Award to Michigan lender for affordable housing achievements

INDIANAPOLIS, Aug. 12, 2025 (GLOBE NEWSWIRE) -- Today the Federal Home Loan Bank of Indianapolis (“FHLBank Indianapolis” or “Bank”) announced Jason Blain, senior commercial lender at Grand Rapids-base...

6 months ago - GlobeNewsWire

Independent Bank Corporation (IBCP) Q2 2025 Earnings Conference Call Transcript

Independent Bank Corporation (NASDAQ:IBCP) Q2 2025 Earnings Call July 24, 2025 11:00 AM ET Company Participants Gavin A. Mohr - CFO, Executive VP, Treasurer & Corporate Secretary Joel F.

6 months ago - Seeking Alpha

Independent Bank Corporation Reports 2025 Second Quarter Results

Second Quarter Highlights Highlights for the second quarter of 2025 include: Increase in net interest income of $0.9 million (or 2.1%) over the first quarter of 2025; Increase in tangible common equi...

6 months ago - GlobeNewsWire

Independent Bank Corporation Announces Quarterly Cash Dividend on Common Stock

GRAND RAPIDS, Mich., July 22, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that today its B...

7 months ago - GlobeNewsWire

Independent Bank Corporation Announces Date for Its Second Quarter 2025 Earnings Release

GRAND RAPIDS, Mich., June 26, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it expects ...

7 months ago - GlobeNewsWire

Independent Bank Corporation (IBCP) Q1 2025 Earnings Call Transcript

Independent Bank Corporation (NASDAQ:IBCP) Q1 2025 Earnings Conference Call April 24, 2025 11:00 AM ET Company Participants Brad Kessel - President & Chief Executive Officer Joel Rahn - Executive Pre...

10 months ago - Seeking Alpha

Independent Bank Corporation Reports 2025 First Quarter Results

First Quarter Highlights Highlights for the first quarter of 2025 include: Increase in net interest income of $0.8 million (or 1.9%) over the fourth quarter of 2024; Increase in tangible book value p...

10 months ago - GlobeNewsWire

Independent Bank Corporation Announces Date for Its First Quarter 2025 Earnings Release

GRAND RAPIDS, Mich., March 28, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it expects...

11 months ago - GlobeNewsWire

16 Upcoming Dividend Increases

Sixteen companies are boosting their dividends, with an average increase of 8.2%, signaling financial health and stability, particularly among regional banks. My investment strategy focuses on compani...

1 year ago - Seeking Alpha

Independent Bank: A Solid Bank But Not Cheap Enough

Independent Bank Corporation had a stellar 2024 with a 36% price return, but 2025 looks more challenging with moderate loan growth. Deposits increased to $4.70 billion, with a reduced cost of funds, w...

1 year ago - Seeking Alpha

Independent Bank Corporation (IBCP) Q4 2024 Earnings Call Transcript

Independent Bank Corporation (NASDAQ:IBCP) Q4 2024 Earnings Conference Call January 23, 2025 11:00 AM ET Company Participants Brad Kessel - President and Chief Executive Officer Joel Rahn - Executive...

1 year ago - Seeking Alpha

Independent Bank Corporation Reports 2024 Fourth Quarter Results

Fourth Quarter Highlights Highlights for the fourth quarter of 2024 include: An increase in net interest income of $1.0 million (2.4%) over the third quarter of 2024; A net interest margin of 3.45% (e...

1 year ago - GlobeNewsWire

Independent Bank Corporation Announces 8% Increase in Quarterly Cash Dividend on Common Stock

GRAND RAPIDS, Mich., Jan. 10, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that today its B...

1 year ago - GlobeNewsWire

Independent Bank Corporation Announces Appointment of New Chief Operating Officer

GRAND RAPIDS, Mich., Jan. 02, 2025 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that Christopher...

1 year ago - GlobeNewsWire

UPDATE -- Independent Bank Corporation Announces Date for its Fourth Quarter 2024 Earnings Release

GRAND RAPIDS, Mich., Dec. 23, 2024 (GLOBE NEWSWIRE) -- Independent Bank Corporation (NASDAQ: IBCP), the holding company of Independent Bank, a Michigan-based community bank, announced that it expects ...

1 year ago - GlobeNewsWire