Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
31.64
-0.45 (-1.40%)
At close: Aug 14, 2025, 4:00 PM
31.64
0.00 (0.00%)
After-hours: Aug 14, 2025, 4:00 PM EDT

Independent Bank Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2024FY 2023FY 2022FY 2021FY 20202016 - 2020
Period Ending
Jun '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20 2016 - 2020
Net Income
64.7466.7959.0763.3562.956.15
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Depreciation & Amortization
9.7510.0110.0210.836.376.32
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Other Amortization
1.86-----
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Gain (Loss) on Sale of Investments
3.170.430.220.284.352.57
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Provision for Credit Losses
5.934.476.215.34-1.9312.46
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Net Decrease (Increase) in Loans Originated / Sold - Operating
10.3610.1622.0334.8472.8439.93
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Accrued Interest Receivable
-5.19-25.19-14.62-25.84-11.67-7.97
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Change in Other Net Operating Assets
3.981.02-3.614.6517.1710.24
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Other Operating Activities
-5.09-0.291.46-4.51-5.95-0.44
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Operating Cash Flow
84.2463.1575.5994.63110.1558.68
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Operating Cash Flow Growth
16.85%-16.46%-20.12%-14.09%87.71%70.14%
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Capital Expenditures
-8.9-7.95-6.02-5.68-5.84-4.38
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Sale of Property, Plant and Equipment
0.660.961.651.830.061.13
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Investment in Securities
99.88136.92143.66119.83-363.25-513.93
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Net Decrease (Increase) in Loans Originated / Sold - Investing
-312.27-251.02-305.05-542.51-195.51-39.47
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Other Investing Activities
0.622.932.821.931.471.37
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Investing Cash Flow
-220.01-118.16-162.95-424.59-563.06-553.91
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Long-Term Debt Issued
-130135351100278.49
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Long-Term Debt Repaid
--135.02-170.98-295-100-297.9
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Net Debt Issued (Repaid)
52-5.02-35.9856-0-19.41
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Issuance of Common Stock
0.010.010.070.080.060.02
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Repurchase of Common Stock
-7.36--5.16-4.01-17.27-14.23
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Common Dividends Paid
-20.87-20.05-19.33-18.57-18.16-17.62
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Net Increase (Decrease) in Deposit Accounts
45.0331.21243.81261.98479.74600.63
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Other Financing Activities
-1.24-1.05-0.65-0.62-0.69-0.76
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Financing Cash Flow
67.585.11182.77294.86443.68548.63
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Net Cash Flow
-68.19-49.995.41-35.1-9.2353.4
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Free Cash Flow
75.3455.269.5788.95104.3254.3
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Free Cash Flow Growth
12.96%-20.65%-21.80%-14.73%92.11%83.72%
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Free Cash Flow Margin
34.64%25.30%34.64%43.15%50.07%28.30%
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Free Cash Flow Per Share
3.572.623.294.184.782.44
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Cash Interest Paid
95.4103.9579.117.668.4216.91
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Cash Income Tax Paid
15.613.916.110.0414.0615.5
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Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q