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Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
36.75
-0.50 (-1.34%)
Nov 5, 2026, 12:43 PM EST - Market open

Independent Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
811673728542504508
Market Cap Growth
28.56%-7.51%34.20%7.62%-0.79%25.65%
Last Close Price
37.2531.7832.9223.7820.8519.98

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.819.8210.909.187.958.07
PS Ratio
3.363.073.342.702.442.44
PB Ratio
1.421.341.601.341.451.27
P/FCF Ratio
21.359.5913.187.805.674.87
P/OCF Ratio
16.478.7811.527.175.334.61

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.080.290.330.390.550.31
Debt / FCF Ratio
-2.052.712.252.141.17
Net Debt / Equity Ratio
-0.24-0.05-0.02-0.130.220.00
Net Debt / FCF Ratio
--0.34-0.14-0.750.860.00
Return on Equity (ROE)
13.50%14.31%15.55%15.71%16.98%15.96%
Return on Assets (ROA)
1.23%1.26%1.26%1.15%1.31%1.41%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Nov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.25%10.18%9.18%10.89%12.57%12.38%
FCF Yield
4.68%10.42%7.58%12.83%17.65%20.54%
Dividend Yield
3.04%3.17%2.76%3.54%3.68%3.50%
Payout Ratio
32.95%31.51%30.01%32.72%29.30%28.87%
Buyback Yield / Dilution
-0.85%0.68%0.30%0.59%2.34%1.86%
Total Shareholder Return
2.18%3.85%3.06%4.13%6.02%5.37%
SEC Filings: 10-K · 10-Q