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Independent Bank Corporation (IBCP)
NASDAQ: IBCP · Real-Time Price · USD
35.62
-0.27 (-0.75%)
Sep 22, 2026, 4:00 PM EDT - Market closed

Independent Bank Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.

Total Valuation

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Capitalization
791673728542504508
Market Cap Growth
21.80%-7.51%34.20%7.62%-0.79%25.65%
Last Close Price
35.6231.7832.9223.7820.8519.98

Price Ratios

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
10.329.8210.909.187.958.07
PS Ratio
3.433.073.342.702.442.44
PB Ratio
1.391.341.601.341.451.27
P/FCF Ratio
20.769.5913.187.805.674.87
P/OCF Ratio
16.028.7811.527.175.334.61

Financial Efficiency

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Debt / Equity Ratio
0.360.290.330.390.550.31
Debt / FCF Ratio
4.922.052.712.252.141.17
Net Debt / Equity Ratio
0.00-0.05-0.02-0.130.220.00
Net Debt / FCF Ratio
-0.04-0.34-0.14-0.750.860.00
Return on Equity (ROE)
14.38%14.31%15.55%15.71%16.98%15.96%
Return on Assets (ROA)
1.29%1.26%1.26%1.15%1.31%1.41%

Yields

Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Sep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Earnings Yield
9.07%10.18%9.18%10.89%12.57%12.38%
FCF Yield
4.82%10.42%7.58%12.83%17.65%20.54%
Dividend Yield
3.14%3.27%2.92%3.87%4.22%4.20%
Payout Ratio
32.46%31.51%30.01%32.72%29.30%28.87%
Buyback Yield / Dilution
1.18%0.68%0.30%0.59%2.34%1.86%
Total Shareholder Return
4.33%3.95%3.22%4.46%6.56%6.07%
SEC Filings: 10-K · 10-Q