IGIC Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	986	1,062	1,053	549	393	396
Market Cap Growth	-12.21%	0.80%	92.06%	39.48%	-0.68%	7.88%
Enterprise Value	800	871	893	434	147	172
PE Ratio	8.13	8.41	7.91	4.96	4.67	8.86
PS Ratio	1.91	2.05	1.95	1.10	1.00	1.13
PB Ratio	1.39	1.50	1.61	1.01	0.96	0.99
P/FCF Ratio	-	-	5.19	2.84	2.56	2.29
P/OCF Ratio	-	-	5.03	2.79	2.54	2.26
EV/Sales Ratio	1.55	1.69	1.66	0.87	0.37	0.49
EV/EBITDA Ratio	6.53	7.11	6.00	2.88	1.56	3.13
EV/EBIT Ratio	6.72	7.32	6.14	2.93	1.61	3.30
EV/FCF Ratio	-	-	4.40	2.24	0.95	0.99
Debt / Equity Ratio	-	-	0.01	0.00	0.01	0.01
Debt / EBITDA Ratio	-	-	0.03	0.01	0.03	0.07
Debt / FCF Ratio	-	-	0.02	0.01	0.02	0.02
Net Debt / Equity Ratio	-0.26	-0.26	-0.23	-0.32	-0.29	-0.58
Net Debt / EBITDA Ratio	-1.52	-1.52	-1.01	-1.16	-1.27	-4.26
Net Debt / FCF Ratio	-	-	-0.74	-0.90	-0.78	-1.35
Quick Ratio	0.39	0.39	0.40	0.40	0.58	0.69
Current Ratio	0.67	0.67	0.69	0.71	0.89	1.44
Asset Turnover	0.25	0.25	0.28	0.29	0.26	0.26
Return on Equity (ROE)	18.64%	18.64%	22.61%	24.85%	21.96%	11.96%
Return on Assets (ROA)	3.60%	3.60%	4.69%	5.42%	3.75%	2.38%
Return on Invested Capital (ROIC)	17.05%	17.40%	24.19%	29.07%	21.51%	12.68%
Earnings Yield	12.80%	11.98%	12.83%	21.55%	22.69%	11.82%
FCF Yield	-	-	19.25%	35.25%	39.06%	43.67%
Dividend Yield	0.85%	0.80%	0.44%	0.34%	0.55%	4.86%
Payout Ratio	46.71%	-	19.63%	1.48%	11.38%	32.31%
Buyback Yield / Dilution	2.32%	2.32%	-2.92%	4.81%	-0.28%	-5.79%
Total Shareholder Return	3.17%	3.12%	-2.48%	5.15%	0.27%	-0.93%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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