International General Insurance Holdings Ltd. (IGIC)

IGIC Statistics

Total Valuation

IGIC has a market cap or net worth of $1.04 billion. The enterprise value is $871.80 million.

Market Cap	1.04B
Enterprise Value	871.80M

Important Dates

The next estimated earnings date is Tuesday, November 4, 2025, after market close.

Earnings Date	Nov 4, 2025
Ex-Dividend Date	Aug 29, 2025

Share Statistics

IGIC has 43.10 million shares outstanding. The number of shares has increased by 2.10% in one year.

Current Share Class	43.10M
Shares Outstanding	43.10M
Shares Change (YoY)	+2.10%
Shares Change (QoQ)	-0.89%
Owned by Insiders (%)	40.30%
Owned by Institutions (%)	21.71%
Float	16.16M

Valuation Ratios

The trailing PE ratio is 8.62 and the forward PE ratio is 7.83.

PE Ratio	8.62
Forward PE	7.83
PS Ratio	1.99
Forward PS	1.73
PB Ratio	1.57
P/TBV Ratio	1.57
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	6.99
EV / Sales	1.63
EV / EBITDA	7.45
EV / EBIT	7.70
EV / FCF	n/a

Financial Position

The company has a current ratio of 0.70

Current Ratio	0.70
Quick Ratio	0.41
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 20.13% and return on invested capital (ROIC) is 11.32%.

Return on Equity (ROE)	20.13%
Return on Assets (ROA)	3.47%
Return on Invested Capital (ROIC)	11.32%
Return on Capital Employed (ROCE)	14.14%
Revenue Per Employee	$1.33M
Profits Per Employee	$311,000
Employee Count	401
Asset Turnover	0.26
Inventory Turnover	n/a

Taxes

Income Tax	-1.26M
Effective Tax Rate	n/a

Stock Price Statistics

The stock price has increased by +32.27% in the last 52 weeks. The beta is 0.26, so IGIC's price volatility has been lower than the market average.

Beta (5Y)	0.26
52-Week Price Change	+32.27%
50-Day Moving Average	24.03
200-Day Moving Average	24.42
Relative Strength Index (RSI)	48.36
Average Volume (20 Days)	64,427

Short Selling Information

Short Interest	280,640
Short Previous Month	246,066
Short % of Shares Out	0.65%
Short % of Float	1.74%
Short Ratio (days to cover)	2.82

Income Statement

In the last 12 months, IGIC had revenue of $535.11 million and earned $124.71 million in profits. Earnings per share was $2.79.

Revenue	535.11M
Gross Profit	213.76M
Operating Income	113.25M
Pretax Income	117.95M
Net Income	124.71M
EBITDA	117.08M
EBIT	113.25M
Earnings Per Share (EPS)	$2.79

Balance Sheet

The company has $216.10 million in cash and n/a in debt, giving a net cash position of $164.80 million or $3.82 per share.

Cash & Cash Equivalents	216.10M
Total Debt	n/a
Net Cash	164.80M
Net Cash Per Share	$3.82
Equity (Book Value)	662.20M
Book Value Per Share	15.36
Working Capital	-391.40M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 39.95%, with operating and profit margins of 21.16% and 23.52%.

Gross Margin	39.95%
Operating Margin	21.16%
Pretax Margin	23.28%
Profit Margin	23.52%
EBITDA Margin	21.88%
EBIT Margin	21.16%
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.10, which amounts to a dividend yield of 0.41%.

Dividend Per Share	$0.10
Dividend Yield	0.41%
Dividend Growth (YoY)	75.44%
Years of Dividend Growth	1
Payout Ratio	35.83%
Buyback Yield	-2.10%
Shareholder Yield	-1.68%
Earnings Yield	12.03%
FCF Yield	n/a

Analyst Forecast

The average price target for IGIC is $31.50, which is 31.14% higher than the current price. The consensus rating is "Buy".

Price Target	$31.50
Price Target Difference	31.14%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3