Independent Bank Corp. (INDB)
NASDAQ: INDB · Real-Time Price · USD
74.70
+0.35 (0.47%)
At close: Mar 20, 2026, 4:00 PM EDT
75.37
+0.67 (0.90%)
After-hours: Mar 20, 2026, 6:26 PM EDT

Independent Bank Cash Flow Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Net Income
205.12192.08239.5263.81120.99
Depreciation & Amortization
42.1440.8936.138.832.82
Provision for Credit Losses
65.4736.2523.256.518.21
Stock-Based Compensation
8.996.526.384.464.31
Net Change in Loans Held-for-Sale
-27.93-0.92-3.4721.4231.75
Other Adjustments
-44.2-35.69-26.56-34.12-52.04
Changes in Trading Assets
-0.480.74-1.1-0.17-0.88
Changes in Other Operating Activities
2.04-9.962.89120.4935.06
Operating Cash Flow
251.16229.92276.99421.2190.22
Operating Cash Flow Growth
9.24%-16.99%-34.24%121.43%194.29%
Net Change in Loans Held-for-Investment
-125.72-236.52-378.74-335.45744.98
Net Change in Securities and Investments
63.12243.11246.86-622.25-1,533
Proceeds from Business Divestments
97.76---787.3
Capital Expenditures
-12.14-20.44-15.84-22.07-25.2
Sale of Property, Plant & Equipment
0.30.090.113.340.17
Other Investing Activities
-18.27-19.25-64.04-24.05-37.06
Investing Cash Flow
5.05-33.01-211.65-1,000-63.14
Net Change in Deposits
458.06440.32-1,014-1,0371,484
Short-Term Debt Issued
49.94----
Net Short-Term Debt Issued (Repaid)
49.94----
Long-Term Debt Issued
295.84----
Long-Term Debt Repaid
-60-50--14.06-18.81
Net Long-Term Debt Issued (Repaid)
235.84-50--14.06-18.81
Issuance of Common Stock
2.633.332.662.362.02
Repurchase of Common Stock
-60.85-30.99-188.91-139.95-
Net Common Stock Issued (Repurchased)
-58.22-27.65-186.25-137.592.02
Common Dividends Paid
-103.9-96.2-98.01-93.73-62.74
Other Financing Activities
-285.83-467.821,104-26.08-587.34
Financing Cash Flow
295.8-201.35-193.95-1,308816.96
Net Cash Flow
552.01-4.44-128.6-1,888944.05
Free Cash Flow
239.03209.49261.15399.13165.02
Free Cash Flow Growth
14.10%-19.78%-34.57%141.87%217.04%
FCF Margin
30.18%32.06%36.89%55.33%33.73%
Free Cash Flow Per Share
5.174.935.918.604.73
Levered Free Cash Flow
522.48153.32261.55386.8143.99
Unlevered Free Cash Flow
31.5811.2422.05137.0541.8
Updated Dec 31, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.
SEC Filings: 10-K · 10-Q