Inter & Co Income Statement

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020
Revenue	8,401	6,400	4,753	3,563	1,012
Revenue Growth (YoY)	31.27%	34.66%	33.40%	252.22%	42.02%
Gross Profit	8,401	6,400	4,753	3,563	1,012
Selling, General & Admin	4,020	3,184	2,578	2,408	870.42
Depreciation & Amortization Expenses	340.73	209.28	160.27	163.61	43.66
Other Operating Expenses	2,416	1,800	1,541	1,084	213.69
Total Operating Expenses	6,777	5,193	4,279	3,655	1,128
Operating Income	1,624	1,207	473.15	-92.31	-116.24
Total Non-Operating Income (Expense)	-	-	-31.6	-16.95	-
Pretax Income	1,624	1,205	439.55	-178.27	-7.02
Provision for Income Taxes	226.87	232.4	88	-164.37	-37.71
Net Income	1,312	906.94	352.55	-13.89	17.91
Minority Interest in Earnings	-84.93	25.94	-	-	12.78
Net Income to Common	1,312	906.94	352.55	-13.89	17.91
Net Income Growth	44.70%	157.25%	-	-	-35.30%
Shares Outstanding (Basic)	440	436	402	401	4,165
Shares Outstanding (Diluted)	440	439	402	401	4,165
Shares Change (YoY)	0.29%	9.23%	0.18%	-90.37%	-24.77%
EPS (Basic)	2.98	2.08	0.75	-0.03	0.00
EPS (Diluted)	2.96	2.07	0.75	-0.03	0.00
EPS Growth	42.99%	176.00%	-	-	-14.00%
Free Cash Flow	7,620	0	0	0	2,964
Free Cash Flow Growth	-	-	-	-	279.85%
Free Cash Flow Per Share	17.31	-	-	-	-
Dividends Per Share	0.623	-	0.146	-	-
Gross Margin	100.00%	100.00%	100.00%	100.00%	100.00%
Operating Margin	19.33%	18.86%	9.96%	-2.59%	-11.49%
Profit Margin	16.63%	15.20%	7.42%	-0.39%	3.03%
FCF Margin	90.70%	0.00%	0.00%	0.00%	292.99%
EBITDA	1,965	1,207	473.15	-92.31	-72.58
EBITDA Margin	23.39%	18.86%	9.96%	-2.59%	-7.18%
EBIT	1,624	1,207	473.15	-92.31	-116.24
EBIT Margin	19.33%	18.86%	9.96%	-2.59%	-11.49%
Effective Tax Rate	13.97%	19.28%	20.02%	92.21%	536.94%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q