Inter & Co Balance Sheet

Financials in millions BRL. Fiscal year is January - December.

Millions BRL. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,928	3,138	983.2	1,167	1,332	500.45
Investment Securities	28,924	29,951	24,615	21,024	13,242	13,472
Trading Asset Securities	2,517	58.92	0.56	1,483	1,459	823.79
Mortgage-Backed Securities	-	-	-	-	203.35	360.6
Total Investments	31,441	30,010	24,615	22,507	14,904	14,657
Gross Loans	56,475	52,585	41,217	31,052	24,576	17,540
Allowance for Loan Losses	-3,576	-3,001	-2,274	-1,885	-1,321	-682.41
Net Loans	52,899	49,584	38,943	29,167	23,255	16,858
Property, Plant & Equipment	356.21	381.4	369.94	167.55	188.02	163.48
Goodwill	785.39	785.58	798.28	635.74	632.8	90.7
Other Intangible Assets	651.76	758.58	712.4	467.86	420.27	224.39
Investments in Real Estate	-	280.41	-	-	-	-
Other Receivables	1,364	1,739	1,525	1,126	610.8	370.81
Restricted Cash	8,488	7,868	5,285	2,664	2,855	2,399
Other Current Assets	1,627	697.75	584.3	381.32	345.74	218.29
Long-Term Deferred Tax Assets	2,042	1,789	1,676	1,034	978.15	695.53
Other Real Estate Owned & Foreclosed	-	366.4	234.61	174.36	166.94	129.79
Other Long-Term Assets	629.68	733.57	376.65	618.34	468.97	203.64
Total Assets	102,912	98,612	76,430	60,352	46,343	36,626

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accrued Expenses	331.69	369.55	318.32	215.04	129.76	81.33
Interest Bearing Deposits	67,663	65,069	50,982	31,727	12,809	8,401
Non-Interest Bearing Deposits	1,404	1,377	1,415	2,573	11,567	9,933
Total Deposits	69,066	66,445	52,397	34,299	24,375	18,334
Short-Term Borrowings	3,181	3,078	1,796	1,026	1,941	66.55
Current Portion of Long-Term Debt	6,712	5,574	6,540	11,990	6,851	3,463
Current Portion of Leases	2.38	4.63	1.01	6.02	-	-
Current Income Taxes Payable	183.14	675.44	462.5	287.98	114.49	41.76
Other Current Liabilities	-	-	-	-	-	17.7
Long-Term Debt	10,299	9,370	3,480	3,076	4,659	5,475
Long-Term Leases	105.34	113.92	112.68	114.38	146.71	137.09
Long-Term Unearned Revenue	-	-	-	41.79	45.36	48.94
Long-Term Deferred Tax Liabilities	46.26	40.92	32.79	32.54	30.07	89.24
Other Long-Term Liabilities	2,350	2,547	2,218	1,666	961.52	421.78
Total Liabilities	92,278	88,219	67,357	52,755	39,254	28,177

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.01	0.01	0.01	0.01	0.01	0.01
Comprehensive Income & Other	10,525	10,170	8,895	7,472	6,992	2,656
Total Common Equity	10,525	10,170	8,895	7,472	6,992	2,656
Minority Interest	108.31	223.37	177.13	124.88	96.72	5,794
Shareholders' Equity	10,634	10,393	9,072	7,597	7,089	8,450
Total Liabilities & Equity	102,912	98,612	76,430	60,352	46,343	36,626

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	20,301	18,141	11,929	16,213	13,597	9,142
Net Cash (Debt)	-14,032	-14,013	-10,240	-8,019	-8,424	-6,088
Net Cash Growth	-	-	-	-	-	-
Net Cash Per Share	-31.41	-31.56	-23.33	-19.89	-21.00	-2.40
Filing Date Shares Outstanding	441.51	441.32	439.7	402.19	401.8	2,575
Total Common Shares Outstanding	441.51	441.32	439.7	402.19	401.8	2,575
Book Value Per Share	23.84	23.04	20.23	18.58	17.40	1.03
Tangible Book Value	9,088	8,625	7,385	6,368	5,939	2,341
Tangible Book Value Per Share	20.58	19.54	16.79	15.83	14.78	0.91

SEC Filings: 10-K · 10-Q